Lakeland Financial Corporation (NASDAQ:LKFN) is the bank holding company for Lakeland Bank, a full‐service community bank headquartered in Warsaw, Ohio. Through its network of branches, the company offers a comprehensive range of financial services designed to meet the needs of individuals, small and medium‐sized businesses, and commercial enterprises. Lakeland Financial’s core activities include deposit gathering, lending, and the provision of specialized wealth management and investment advisory services.
On the deposit side, Lakeland Financial provides checking and savings accounts, money market accounts, certificates of deposit and electronic banking solutions. Its loan portfolio spans consumer lending—such as residential and home equity mortgages—and commercial lending products, including commercial mortgages, lines of credit and equipment financing. The company also supports the agricultural sector and real estate developers through tailored lending solutions.
Beyond traditional banking, Lakeland Financial offers trust and investment management services through its subsidiary Lakeland Wealth Management Group. Clients can access financial planning, retirement advisory, estate planning and brokerage services. The firm’s wealth division works closely with individuals and families to craft personalized strategies that align with long‐term financial goals and risk profiles.
Founded in 1889 as Warsaw Savings Association, Lakeland Financial reorganized as a bank holding company in 1987 and has since grown through both organic expansion and strategic acquisitions in Northeast Ohio and Northwest Pennsylvania. The company is led by President and Chief Executive Officer Thomas J. Lafakis, supported by a senior management team responsible for operations, finance, risk management and compliance. Lakeland Financial’s commitment to community banking and local decision‐making has underpinned its reputation for responsive service and regional expertise.
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