NASDAQ:LKFN Lakeland Financial (LKFN) Stock Price, News & Analysis $57.66 -0.39 (-0.67%) Closing price 04:00 PM EasternExtended Trading$57.73 +0.07 (+0.12%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Lakeland Financial Stock (NASDAQ:LKFN) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Lakeland Financial alerts:Sign Up Key Stats Today's Range$57.40▼$58.3550-Day Range$58.05▼$63.7052-Week Range$54.36▼$65.43Volume156,248 shsAverage Volume184,088 shsMarket Capitalization$1.43 billionP/E Ratio13.22Dividend Yield3.61%Price Target$66.50Consensus RatingHold Company Overview Lakeland Financial Corporation is a bank holding company headquartered in Warsaw, Indiana. Its principal subsidiary, Lake City Bank, provides banking and financial services to individuals, businesses, agricultural customers and governmental entities. Lake City Bank’s offerings include commercial and consumer loans, residential mortgages, deposit accounts, treasury and cash-management services, online and mobile banking, wealth management, and trust services. The bank serves communities primarily across northern Indiana through a network of banking offices and also provides services to customers in surrounding markets. Lake City Bank traces its history to 1872 and has grown into one of Indiana’s longstanding community banking institutions. Lakeland Financial’s operations are led by a management team headed by David M. Findlay, who has served as president and chief executive officer of the company and Lake City Bank.AI Generated. May Contain Errors. Read More Lakeland Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks67th Percentile Overall ScoreLKFN MarketRank™: Lakeland Financial scored higher than 67% of companies evaluated by MarketBeat, and ranked 474th out of 855 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.6 / 5Analyst RatingHold Consensus RatingLakeland Financial has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.Upside PotentialLakeland Financial has a consensus price target of $66.50, representing about 15.3% upside from its current price of $57.66.Amount of Analyst CoverageLakeland Financial has only been the subject of 1 research reports in the past 90 days.Read more about Lakeland Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth2.97% Earnings GrowthEarnings for Lakeland Financial are expected to grow by 2.97% in the coming year, from $4.37 to $4.50 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Lakeland Financial is 13.22, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.77.Price to Earnings Ratio vs. SectorThe P/E ratio of Lakeland Financial is 13.22, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.68.Price to Book Value per Share RatioLakeland Financial has a P/B Ratio of 1.93. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Lakeland Financial's valuation and earnings. Short Interest0.0 / 5Short Interest LevelBearish Percentage of Shares Shorted9.99% of the float of Lakeland Financial has been sold short.Short Interest Ratio / Days to CoverLakeland Financial has a short interest ratio ("days to cover") of 15.66, which indicates bearish sentiment.Change versus previous monthShort interest in Lakeland Financial has recently increased by 2.23%, indicating that investor sentiment is decreasing. Dividend5.0 / 5Dividend StrengthStrong Dividend LeadershipLakeland Financial is a leading dividend payer. It pays a dividend yield of 3.54%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthLakeland Financial has been increasing its dividend for 14 years.Dividend CoverageThe dividend payout ratio of Lakeland Financial is 47.71%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Lakeland Financial will have a dividend payout ratio of 46.22% next year. This indicates that Lakeland Financial will be able to sustain or increase its dividend.Read more about Lakeland Financial's dividend. News and Social Media2.7 / 5News Sentiment1.34 News SentimentLakeland Financial has a news sentiment score of 1.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.72 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Lakeland Financial this week, compared to 2 articles on an average week. Company Ownership1.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Lakeland Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $15,805.00 in company stock.Percentage Held by Insiders3.00% of the stock of Lakeland Financial is held by insiders.Percentage Held by Institutions81.15% of the stock of Lakeland Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Lakeland Financial's insider trading history. Receive LKFN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Lakeland Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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LKFN Stock News HeadlinesLakeland Financial (NASDAQ:LKFN) Share Price Passes Above Two Hundred Day Moving Average - What's Next?September 23, 2026 | americanbankingnews.comLake City Bank Named to Piper Sandler Sm-All Stars Class of 2026; Among Top 25 Small-cap Banks and Thrifts in the CountrySeptember 22, 2026 | globenewswire.comTrump goes "all-in" on Grand Canyon energy breakthroughA drilling crew near the Grand Canyon uncovered a clean energy well producing nearly eight times the output of Saudi Arabia's largest oil field, with potential to last two million years. While the One Big Beautiful Bill Act eliminated federal credits for solar, wind, and EVs, this energy source was reclassified alongside oil and nuclear power and given eight years of tax credits. Google signed a 15-year contract, and Bill Gates committed $100 million. One company controls the entire supply chain behind this discovery.September 30 at 1:00 AM | Behind the Markets (Ad)Lake City Bank Ranked Among Top Performing U.S. Banks in Bank Director Magazine's 2026 RankingBankingAugust 25, 2026 | globenewswire.comLakeland Financial: A Well-Managed Indiana Bank But A Bit Too Expensive For MeAugust 3, 2026 | seekingalpha.comInsider Move at Lakeland Financial Sparks Investor CuriosityJuly 31, 2026 | tipranks.comLakeland Financial posts earnings beat despite revenue shortfallJuly 27, 2026 | msn.comLakeland Financial Q2 Net Income Rises 5 Percent to $28.4 MillionJuly 27, 2026 | quiverquant.comQSee More Headlines LKFN Stock Analysis - Frequently Asked Questions How have LKFN shares performed this year? Lakeland Financial's stock was trading at $57.06 at the start of the year. Since then, LKFN shares have increased by 1.1% and is now trading at $57.66. How were Lakeland Financial's earnings last quarter? Lakeland Financial Corporation (NASDAQ:LKFN) announced its earnings results on Monday, July, 27th. The financial services provider reported $1.13 earnings per share for the quarter, beating the consensus estimate of $1.08 by $0.05. The financial services provider earned $70.87 million during the quarter, compared to the consensus estimate of $72.11 million. Lakeland Financial had a trailing twelve-month return on equity of 14.67% and a net margin of 26.04%. How do I buy shares of Lakeland Financial? Shares of LKFN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Lakeland Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Lakeland Financial investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), DiamondRock Hospitality (DRH) and iShares Micro-Cap ETF (IWC). Company Calendar Ex-Dividend for 8/5 Dividend7/24/2026Record date for 8/5 Dividend7/25/2026Last Earnings7/27/2026Dividend Payable8/05/2026Today9/30/2026Next Earnings (Estimated)10/26/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (4m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 LKFN's financial health is in the Green zone, according to TradeSmith. LKFN has been in this zone for over 4 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:LKFN CIK721994 Webwww.lakecitybank.com Phone(574) 267-6144Fax574-267-6063Employees701Year Founded1872Price Target and Rating Average Price Target for Lakeland Financial$66.50 High Price Target$68.00 Low Price Target$66.00 Potential Upside/Downside+15.3%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$4.36 Trailing P/E Ratio13.22 Forward P/E Ratio13.19 P/E GrowthN/ANet Income$103.36 million Net Margins26.04% Pretax Margin31.77% Return on Equity14.67% Return on Assets1.58% Debt Debt-to-Equity RatioN/A Current Ratio0.90 Quick Ratio0.89 Sales & Book Value Annual Sales$279.40 million Price / Sales5.13 Cash Flow$4.36 per share Price / Cash Flow13.23 Book Value$29.87 per share Price / Book1.93Miscellaneous Outstanding Shares24,858,000Free Float24,112,000Market Cap$1.43 billion OptionableOptionable Beta0.71 Social Links 7 Best Space Stocks to Own in 2026The space race is growing fast, and you don’t have to have gotten in early on SpaceX to profit. 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