NASDAQ:CZFS Citizens Financial Services Q3 2025 Earnings Results & Report $78.28 -0.56 (-0.71%) Closing price 10/14/2026 04:00 PM EasternExtended Trading$77.77 -0.51 (-0.65%) As of 05:48 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Citizens Financial Services beat analyst earnings expectations in its Q3 2025 results, released October 30, 2025. The company reported EPS of $2.09 versus the $1.76 consensus estimate, while revenue was $28.99 million. Research:ProfileEarnings HistoryForecast Earnings Announcement Details QuarterQ3 2025Report DateOctober 30, 2025TimeBefore Market OpensConference Call4:00 PM ET Citizens Financial Services EPS ResultsActual EPS$2.09Consensus EPS $1.76Beat/MissBeat by +$0.33One Year Ago EPSN/AEPS Beat Rate8 of last 8 quartersCitizens Financial Services Revenue ResultsActual Revenue$28.99 millionExpected RevenueN/ABeat/MissN/AYoY Revenue GrowthN/AUpcoming EarningsCitizens Financial Services' Q3 2026 earnings is estimated for Thursday, October 29, 2026, based on past reporting schedules, with a conference call scheduled on Friday, October 30, 2026 at 12:30 PM ET. Check back for transcripts, audio, and key financial metrics as they become available.Conference Call ResourcesSlide DeckPress Release (8-K)Quarterly Report (10-Q)Earnings HistoryCompany ProfileSlide DeckFull Screen Slide DeckPowered by Earnings DocumentsEarnings Release(8-K)Quarterly Report(10-Q) Citizens Financial Services Q3 2025 Earnings FAQ Did Citizens Financial Services beat earnings estimates for Q3 2025? Citizens Financial Services (NASDAQ:CZFS) reported earnings of $2.09 per share for Q3 2025, beating the consensus estimate of $1.76. The report was announced on Thursday, October 30, 2025. What was Citizens Financial Services' revenue for Q3 2025? Citizens Financial Services reported revenue of $28.99 million for Q3 2025. When is Citizens Financial Services' next earnings date? Citizens Financial Services' next earnings date is estimated for Thursday, October 29, 2026. MarketBeat tracks confirmed and estimated earnings dates for Citizens Financial Services on the company's earnings history page. Citizens Financial Services Earnings HeadlinesDespite Recent Gains, Opportunity Remains With Citizens Financial ServicesAugust 30, 2026 | seekingalpha.comCITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTSJuly 30, 2026 | prnewswire.comThe $15 Gold Fund That Pays Up to $1,152/MonthGold is hitting record highs, but most investors are leaving income on the table. A $15 fund is quietly paying out up to $1,152 a month to regular investors - no mining stocks, no options, no physical metal required. Chief Income Strategist Tim Plaehn calls it a breakthrough strategy that transforms gold's rally into reliable monthly payouts. The next distribution is just days away. | Investors Alley (Ad)Earnings To Watch: Citizens Financial Services Inc (CZFS) Q2 2026 -- GF Value Sees 25% DownsideJuly 29, 2026 | finance.yahoo.comEarnings To Watch: Citizens Financial Services Inc (CZFS) Reports Q1 2026 ResultApril 30, 2026 | finance.yahoo.comCITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FIRST QUARTER 2026 FINANCIAL RESULTSApril 29, 2026 | prnewswire.comSee More Citizens Financial Services Headlines Get Earnings Announcements in your inboxWant to stay updated on the latest earnings announcements and upcoming reports for companies like Citizens Financial Services? Sign up for Earnings360's daily newsletter to receive timely earnings updates on Citizens Financial Services and other key companies, straight to your email. Email Address About Citizens Financial ServicesCitizens Financial Services (NASDAQ:CZFS), Inc. is a bank holding company headquartered in Mansfield, Pennsylvania. It operates through its principal subsidiary, First Citizens Community Bank, a community banking institution that provides financial services to individuals, families, businesses and organizations. First Citizens Community Bank offers deposit accounts, consumer and commercial lending, residential mortgages, home equity financing, online and mobile banking, cash management and other traditional banking services. Through its wealth management operations, the bank also provides trust, investment and financial planning services. The company traces its banking history to 1932 and primarily serves communities in Pennsylvania and southern New York. Its market area includes north-central Pennsylvania as well as selected central and southeastern Pennsylvania communities, with services delivered through branch offices and digital banking channels.View Citizens Financial Services ProfileRead more More Earnings Resources from MarketBeat Earnings Tools Today's Earnings Tomorrow's Earnings Next Week's Earnings Upcoming Earnings Calls Earnings Newsletter Earnings Call Transcripts Earnings Beats & Misses Corporate Guidance Earnings Screener Latest Articles Citi Stock Falls Despite Earnings Beat: What Investors Need to KnowDon’t Get NVIDIA’s Reflection AI Interest Wrong: Its Moat Could DeepenIREN Limited's AI Pivot Gains Traction—But Can Its Data Centers Deliver?PBF Energy's Stunning Rally Faces a Critical TestA Chinese Rival Just Spooked Memory Stocks—How Worried Should Micron Investors Be?Albertsons Is Betting on a Turnaround—But Will It Pay Off?PepsiCo's Earnings Beat Masks a Bigger Problem With Its North American Business Upcoming Earnings Truist Financial (10/16/2026)Travelers Companies (10/16/2026)HDFC Bank (10/17/2026)ICICI Bank (10/17/2026)America Movil (10/20/2026)Netflix (10/20/2026)General Motors (10/20/2026)Chubb (10/20/2026)Capital One Financial (10/20/2026)Intuitive Surgical (10/20/2026) Unlock superior investment research and tools. 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