OTCMKTS:SOMC Southern Michigan Bancorp Q1 2025 Earnings Report $31.75 0.00 (0.00%) As of 08/14/2026 ProfileEarnings History Southern Michigan Bancorp EPS ResultsActual EPS$0.66Consensus EPS N/ABeat/MissN/AOne Year Ago EPSN/ASouthern Michigan Bancorp Revenue ResultsActual Revenue$13.28 millionExpected RevenueN/ABeat/MissN/AYoY Revenue GrowthN/ASouthern Michigan Bancorp Announcement DetailsQuarterQ1 2025Date4/23/2025TimeBefore Market OpensConference Call DateN/AConference Call TimeN/AConference Call ResourcesEarnings HistoryCompany Profile Southern Michigan Bancorp Earnings HeadlinesSouthern Michigan Bancorp, Inc. Announces Second Quarter 2026 EarningsJuly 29, 2026 | globenewswire.comSouthern Michigan Bancorp, Inc. Declares Cash DividendJune 24, 2026 | globenewswire.comYour withdrawal order could cost you in taxesIf you have $2M or more saved, the 4% rule points to roughly $92,000 a year - but it's a single-variable answer to a multi-variable problem. Withdrawal sequencing, sequence-of-returns risk, Roth conversion timing, and legacy goals can all shift your real number significantly. Research from Vanguard suggests advisor best practices - covering allocation, rebalancing, tax management, and behavioral coaching - may add roughly 3% in net annual return potential. Morningstar's 2025 data shows the average investor return gap is 1.2% per year due to mistimed buying and selling. Get matched with a fiduciary advisor in your area at no cost and with no obligation to hire.August 16 at 1:00 AM | SmartAsset (Ad)Southern Michigan Bancorp, Inc. Announces First Quarter 2026 EarningsApril 29, 2026 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces Increase in Quarterly DividendMarch 18, 2026 | globenewswire.comSouthern Michigan Bancorp, Inc. Announces Fourth Quarter and Full Year 2025 EarningsFebruary 17, 2026 | globenewswire.comSee More Southern Michigan Bancorp Headlines Get Earnings Announcements in your inboxWant to stay updated on the latest earnings announcements and upcoming reports for companies like Southern Michigan Bancorp? Sign up for Earnings360's daily newsletter to receive timely earnings updates on Southern Michigan Bancorp and other key companies, straight to your email. Email Address About Southern Michigan BancorpSouthern Michigan Bancorp (OTCMKTS:SOMC), Inc. is the bank holding company for Southern Michigan Bank & Trust Company, a community-focused financial institution headquartered in Coldwater, Michigan. SOMC provides a broad range of banking services to individuals, families and local businesses, with an emphasis on personalized service and local decision-making. The company’s primary business activities include commercial lending, real estate financing, agricultural loans and consumer banking solutions. Its lending portfolio serves small- and mid-sized businesses, residential and commercial real estate projects, and agricultural enterprises. Deposit products span checking and savings accounts, money market accounts, certificates of deposit and retirement accounts, while digital banking capabilities offer online and mobile access to account management, payments and loan applications. Operating across southern Michigan and neighboring communities, Southern Michigan Bancorp supports regional economic development by aligning its financial products with local market needs. The bank’s branch network serves rural and small-town markets, and its experienced management team combines community banking expertise with financial discipline to deliver tailored solutions and foster long-term customer relationships.View Southern Michigan Bancorp ProfileRead more More Earnings Resources from MarketBeat Earnings Tools Today's Earnings Tomorrow's Earnings Next Week's Earnings Upcoming Earnings Calls Earnings Newsletter Earnings Call Transcripts Earnings Beats & Misses Corporate Guidance Earnings Screener Latest Articles MarketBeat Week in Review – 08/10 - 08/14Applied Materials Beat Everything but Wall Street’s Expectations for MarginsBack From Orbit, Intuitive Machines' Share Price Enters the Buy ZoneCerebras Sells Off After Earnings: Is This a Market Disconnection?Nebius Just Exploded 34% on Blowout Earnings—Is It Time to Buy?Sandisk’s Margins Look Like Software. 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