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NASDAQ:CZFS

Citizens Financial Services Q1 2025 Earnings Report

Citizens Financial Services logo
$80.34 -0.64 (-0.79%)
As of 08/31/2026 04:00 PM Eastern

Citizens Financial Services EPS Results

Actual EPS
$1.60
Consensus EPS
$1.49
Beat/Miss
Beat by +$0.11
One Year Ago EPS
N/A

Citizens Financial Services Revenue Results

Actual Revenue
$26.44 million
Expected Revenue
N/A
Beat/Miss
N/A
YoY Revenue Growth
N/A

Citizens Financial Services Announcement Details

Quarter
Q1 2025
Time
Before Market Opens
Conference Call Date
Wednesday, April 30, 2025
Conference Call Time
8:30AM ET

Upcoming Earnings

Citizens Financial Services' Q3 2026 earnings is estimated for Thursday, October 29, 2026, based on past reporting schedules, with a conference call scheduled on Friday, October 30, 2026 at 12:30 PM ET. Check back for transcripts, audio, and key financial metrics as they become available.

Citizens Financial Services Earnings Headlines

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About Citizens Financial Services

Citizens Financial Services (NASDAQ:CZFS), Inc. (NASDAQ:CZFS) is a bank holding company headquartered in Elderton, Pennsylvania, providing a range of retail and commercial banking services through its primary subsidiary, Citizens Savings Bank. The company offers deposit products such as checking and savings accounts, money market accounts and certificates of deposit, supported by online and mobile banking platforms tailored to personal and business clients.

Beyond deposit-taking, Citizens Financial Services underwrites a variety of lending products, including residential mortgage loans, home equity financing, commercial real estate loans, construction lending and consumer installment loans. The company’s lending decisions are made locally, reflecting its commitment to serving the credit needs of individuals and small to mid-sized businesses in Indiana County and surrounding communities.

Tracing its roots to a 19th-century mutual savings institution, Citizens Savings Bank reorganized under a holding company structure to support strategic growth and operational flexibility. Today, the company operates a network of full-service branch offices and ATMs throughout its core Pennsylvania market and remains subject to oversight by federal and state banking regulators, highlighting its focus on safety, soundness and community engagement.

View Citizens Financial Services Profile