For the second quarter of twenty twenty five, we expect in force premium at June 30 of between $1,061,000,000 and $1,064,000,000 gross earned premium between $246,000,000 and $248,000,000 revenue between 157,000,000 and $159,000,000 and an adjusted EBITDA loss of between $44,000,000 and $41,000,000 stock based compensation expense of approximately $16,000,000 and a weighted average share count of approximately 73,000,000 shares. For the full year 2025, we expect in force premium at December 31 of between $1,203,000,000 and $1,208,000,000 gross earned premium of between $1,028,000,000 and $1,031,000,000 revenue between $661,000,000 and $663,000,000 and adjusted EBITDA loss of between $140,000,000 and $135,000,000 stock based compensation expense of approximately $60,000,000 and a weighted average share count of approximately 74,000,000 shares. And with that, I would like to hand things back over to Daniel to answer some questions from our retail investors. Daniel?