Home Bancorp (NASDAQ:HBCP) (NASDAQ:HBCP) is a bank holding company that provides a broad range of community banking services through its primary subsidiary, Home Bank, N.A. Headquartered in Birmingham, Alabama, the company operates a network of more than 50 full-service branch locations across Alabama, Georgia, Tennessee and Northwest Florida. Home Bank offers deposit accounts, consumer and commercial lending, mortgage financing, treasury management and specialized agricultural and professional banking services to individuals, businesses and agricultural enterprises.
The company’s deposit portfolio includes checking, savings and money market accounts, as well as certificates of deposit, designed to meet the cash management needs of retail and business clients. On the lending side, Home Bank provides residential mortgages, construction and development loans, commercial real estate financing, equipment and vehicle loans, lines of credit and consumer installment loans. Complementary services such as online and mobile banking, remote deposit capture and merchant services aim to enhance convenience and efficiency for customers.
Since its founding in the late 1990s, Home Bancorp has pursued growth through a combination of organic branch expansion and strategic acquisitions. Key transactions, including the acquisition of Southeastern National Bank in 2018, have strengthened its market presence and expanded its commercial banking capabilities. The company emphasizes disciplined risk management, sound underwriting practices and a strong capital position to support sustainable growth and consistent earnings performance.
Home Bancorp’s leadership team brings extensive experience in community banking and financial services. Under the guidance of Chairman Lynn J. Pippin and President and Chief Executive Officer Kenneth W. Creel, the board of directors and executive officers focus on fostering local relationships, supporting economic development in their communities and leveraging technology to improve the customer experience. This governance framework is intended to promote long-term value creation for shareholders and stakeholders throughout the service region.
