OceanFirst Financial (NASDAQ:OCFC) Corporation is the bank holding company for OceanFirst Bank, a full-service financial institution headquartered in Toms River, New Jersey. The company offers a comprehensive range of banking and financial solutions to individual, small business and commercial clients, drawing on more than a century of community banking expertise. Through its NASDAQ-listed parent company (OCFC), OceanFirst Financial has built a reputation for personalized service and relationship-driven banking across its footprint.
OceanFirst Bank provides traditional deposit products including checking, savings, money market accounts and certificates of deposit, as well as residential and commercial mortgage lending. The company’s small business and commercial lending offerings encompass working capital lines, equipment financing, commercial real estate loans and SBA-guaranteed loans. Wealth management services are delivered through OceanFirst Investment Services, which supports trust administration, financial planning and investment advisory solutions tailored to individual and institutional investors.
OceanFirst serves customers through a network of more than 50 branches across New Jersey and Delaware, complemented by a robust digital platform that includes online banking, mobile apps, Zelle® transfers, remote deposit capture and an extensive ATM network. Specialized banking teams focus on industry verticals such as healthcare, agriculture and professional services. The bank also offers merchant card services, treasury management and cash management solutions designed to streamline payment processing and optimize liquidity for its commercial clients.
Founded in 1902 as First National Bank of Toms River, the company reorganized as OceanFirst Financial Corporation in 2013 to support expansion and strategic acquisitions. Over the years, OceanFirst has integrated community banks and enhanced its service capabilities while maintaining local decision-making and community engagement. Under the leadership of Chairman and CEO Gary Saul, with a seasoned executive team led by Chief Financial Officer Thomas M. Brennan, OceanFirst Financial continues to focus on prudent growth, customer satisfaction and long-term value creation for shareholders and the communities it serves.
