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NASDAQ:BCML

Bay Commercial Bank Q4 2025 Earnings Results & Report

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$30.56 -0.14 (-0.46%)
As of 04:00 PM Eastern
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Bay Commercial Bank missed analyst expectations on both earnings and revenue in its Q4 2025 results, released January 22, 2026. The company reported EPS of $0.63 versus the $0.65 consensus estimate, while revenue of $0.89 million fell short of the $25.03 million estimate by $24.15 million.

Earnings Announcement Details

Quarter
Q4 2025
Report Date
Time
Before Market Opens
Conference Call
4:00 PM ET

Bay Commercial Bank EPS Results

Actual EPS
$0.63
Consensus EPS
$0.65
Beat/Miss
Missed by -$0.02
One Year Ago EPS
N/A
EPS Beat Rate
4 of last 8 quarters

Bay Commercial Bank Revenue Results

Actual Revenue
$0.89 million
Expected Revenue
$25.03 million
Beat/Miss
Missed by -$24.15 million
YoY Revenue Growth
N/A

Upcoming Earnings

Bay Commercial Bank's Q3 2026 earnings is estimated for Thursday, October 22, 2026, based on past reporting schedules, with a conference call scheduled at 3:00 PM ET. Check back for transcripts, audio, and key financial metrics as they become available.

Bay Commercial Bank Q4 2025 Earnings FAQ

Bay Commercial Bank (NASDAQ:BCML) reported earnings of $0.63 per share for Q4 2025, missing the consensus estimate of $0.65. The report was announced on Thursday, January 22, 2026.

Bay Commercial Bank reported revenue of $0.89 million for Q4 2025, against a consensus estimate of $25.03 million.

Bay Commercial Bank's next earnings date is estimated for Thursday, October 22, 2026. MarketBeat tracks confirmed and estimated earnings dates for Bay Commercial Bank on the company's earnings history page.

Bay Commercial Bank Earnings Headlines

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About Bay Commercial Bank

BayCom Corp. is the bank holding company for Bay Community Bank, a community banking institution formerly known as Bay Commercial Bank (NASDAQ:BCML). Headquartered in Walnut Creek, California, the bank focuses on serving small and midsized businesses, professionals, nonprofit organizations and individuals in Northern California.

Bay Community Bank provides commercial and consumer banking services, including business loans, commercial real estate financing, construction and equipment loans, residential real estate loans, lines of credit, and consumer lending. Its deposit products include checking, savings, money market and certificate of deposit accounts. The bank also offers treasury management, cash management, online and mobile banking, remote deposit and other payment services.

Founded in 2004, the institution operates as a relationship-focused community bank through branches and digital banking channels in the communities it serves. Its business model emphasizes local decision-making and personalized banking relationships, with a focus on commercial banking and lending to businesses and professionals.

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