First Citizens BancShares Q4 2025 Earnings Results & Report

First Citizens BancShares EPS Results

• Actual EPS: $51.27
• Consensus EPS: $44.24
• Beat/Miss: Beat by +$7.03
• One Year Ago EPS: N/A
• EPS Beat Rate: 8 of last 8 quarters

First Citizens BancShares Revenue Results

• Actual Revenue: $2.44 billion
• Expected Revenue: $2.24 billion
• Beat/Miss: Beat by +$200.08 million
• YoY Revenue Growth: N/A

First Citizens BancShares (NASDAQ:FCNCA) is a bank holding company headquartered in Raleigh, North Carolina, and the parent of First Citizens Bank. The company provides commercial and consumer banking services, including deposit accounts, loans, payment services, and wealth management, to individuals, businesses, and institutions.

Founded in 1898 as the Bank of Smithfield, the company grew from its North Carolina roots into a banking organization serving customers across the United States. Its operations include First Citizens Bank and Silicon Valley Bank, which became part of the company after it acquired substantially all of Silicon Valley Bank’s deposits and loans from the Federal Deposit Insurance Corporation in 2023.

First Citizens BancShares also expanded its commercial banking and financing capabilities through its 2022 acquisition of CIT Group. Its services include commercial lending, equipment and vendor financing, and specialized banking for technology and life sciences companies.