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NYSE:XYF

X Financial Q3 2026 Earnings Date & Estimates

X Financial logo
$4.79 -0.10 (-2.11%)
Closing price 10/30/2026 03:58 PM Eastern
Extended Trading
$4.76 -0.03 (-0.58%)
As of 10/30/2026 07:30 PM Eastern
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X Financial is estimated to report Q3 2026 earnings on Wednesday, November 25, 2026, before market opens. The conference call is scheduled for November 20, 2026 at 8:30 AM ET.

Upcoming Earnings Announcement

Quarter
Q3 2026
Announcement Date
Time
Before Market Opens
Conference Call Date
Conference Call
8:30 AM ET

What Analysts Expect from X Financial in Q3 2026

X Financial is expected to post earnings of $0.3018 per share on revenue of $163.52 million. X Financial last reported on August 24, 2026, posting $0.65 per share and beating the $0.2934 consensus estimate.

Consensus Estimates

Consensus EPS
$0.3018
Expected Revenue
$163.52 million

Recent Track Record

Last Reported
Q2 2026
Last Quarter EPS
$0.65 (Beat by +$0.3566)
Last Quarter Revenue
$146.24 million

X Financial Q3 2026 Earnings FAQ

X Financial (NYSE:XYF) is estimated to report Q3 2026 earnings on Wednesday, November 25, 2026, before market opens. This date is estimated from past reporting schedules and may change once the company confirms it.

X Financial's Q3 2026 earnings conference call is scheduled for Friday, November 20, 2026 at 8:30 AM ET. MarketBeat streams the conference call audio and posts the transcript as soon as possible on the earnings announcement date.

Analysts expect X Financial to post earnings of $0.3018 per share for Q3 2026.

The consensus revenue estimate for X Financial is $163.52 million for Q3 2026.

X Financial Earnings Headlines

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About X Financial

X Financial (NYSE:XYF) (NYSE: XYF) is a China-based financial technology company that operates an online consumer finance platform. The company uses digital technologies and data-driven credit assessment to provide access to personal financing products and related financial services.

Its primary offerings have included Xiaoying Card, a revolving consumer credit product, and Xiaoying Loan, an installment lending product. X Financial has also operated online wealth-management and investment-related services under the Xiaoying brand, although its business has increasingly focused on consumer lending and loan facilitation.

Founded in 2014 and headquartered in Shenzhen, China, X Financial primarily serves borrowers in mainland China through online and mobile channels. The company completed its initial public offering on the New York Stock Exchange in 2018. Publicly available company information does not provide sufficient reliable detail to summarize its current leadership with confidence.

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