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NYSE:XYF

X Financial Q2 2026 Earnings Report

X Financial logo
$5.40 -0.10 (-1.82%)
As of 03:59 PM Eastern

X Financial EPS Results

Actual EPS
N/A
Consensus EPS
$0.29
Beat/Miss
N/A
One Year Ago EPS
N/A

X Financial Revenue Results

Actual Revenue
N/A
Expected Revenue
$190.63 million
Beat/Miss
N/A
YoY Revenue Growth
N/A

X Financial Announcement Details

Quarter
Q2 2026
Time
Before Market Opens
Conference Call Date
Monday, August 24, 2026
Conference Call Time
8:30AM ET

Conference Call Resources

X Financial Earnings Headlines

X Financial Announces Leadership Change
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X Financial (XYF) Q1 2026 Earnings Transcript
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About X Financial

X Financial (NYSE:XYF) (NYSE:XYF) is a Beijing-based online credit marketplace focused on providing diversified financing solutions to individuals and small- and medium-sized enterprises (SMEs) in China. The company was established in 2014 and completed its initial public offering on the New York Stock Exchange in 2016. Since inception, X Financial has built a technology-driven platform that connects borrowers with a network of institutional investors, banks and other funding sources, aiming to streamline access to credit and improve lending efficiency.

The company’s core offerings include consumer loans, SME loans, real estate-secured financing and wealth management products. Through its proprietary credit-scoring and risk-management systems, X Financial assesses borrower profiles and matches them with appropriate funding partners. This end-to-end digital approach spans loan origination, underwriting, servicing and collections, enabling the company to support a wide range of credit needs from personal installment financing to working‐capital loans for businesses.

Serving clients across major urban centers and second-tier cities throughout China, X Financial emphasizes strong compliance with local regulations and prudent risk controls. The company’s leadership team comprises executives with deep experience in finance, technology and regulatory affairs, overseeing ongoing platform enhancements and geographic expansion initiatives. By leveraging data analytics and strategic partnerships, X Financial continues to scale its credit marketplace with the goal of addressing underserved lending segments in the Chinese market.

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