International Bancshares (NASDAQ:IBOC) is a bank holding company headquartered in Laredo, Texas, that provides a comprehensive range of financial products and services through its subsidiary, International Bank of Commerce. As one of the largest community banking organizations in the United States, the company serves retail, commercial, and corporate clients with a focus on relationship-driven banking.
The company’s offerings include deposit products, consumer and commercial loans, treasury management, mortgage lending, trust and wealth management, and insurance services. In addition to traditional branch banking, International Bancshares has invested in digital banking platforms, mobile applications, and online account services to meet evolving customer needs and enhance accessibility.
With a network of branches across South and Central Texas, the Dallas–Fort Worth metroplex, Houston, San Antonio, and select markets in Oklahoma, the company maintains a strong regional presence. It also operates banking offices in the Mexican states of Tamaulipas and Nuevo León, catering to cross-border trade and international transactions between the U.S. and Mexico.
Tracing its roots to 1966 under the leadership of the founding Garza family, International Bancshares has grown through organic expansion and strategic acquisitions. The company remains closely held, with subsequent generations of the founding family involved in governance, guiding its community-oriented approach and commitment to long-term value creation.
