Atlanticus Holdings Co. 9.25% Senior Notes due 2029 8/6/2026 Earnings Report

Atlanticus Holdings Co. 9.25% Senior Notes due 2029 EPS Results

• Actual EPS: N/A
• Consensus EPS: $2.42
• Beat/Miss: N/A
• One Year Ago EPS: N/A

Atlanticus Holdings Co. 9.25% Senior Notes due 2029 Revenue Results

• Actual Revenue: N/A
• Expected Revenue: $716.35 million
• Beat/Miss: N/A
• YoY Revenue Growth: N/A

Atlanticus Holdings Co. 9.25% Senior Notes due 2029 Announcement Details

• Date: 8/6/2026
• Time: After Market Closes
• Conference Call Date: N/A
• Conference Call Time: N/A

Atlanticus Holdings Co. is a specialty finance holding company based in Cincinnati, Ohio, that offers a range of consumer credit products and associated servicing activities in the United States. Through its primary operating subsidiaries, CardWorks Servicing LLC and Atlanticus Receivables LLC, the company originates, acquires and services revolving credit card accounts and unsecured installment loans tailored to near-prime and subprime consumers.

Atlanticus’s credit card offerings include a variety of Visa-branded cards marketed through direct-response channels and an extensive network of third-party partners. Its unsecured personal loan programs are designed to address short-term financing needs and leverage proprietary underwriting and risk-management platforms. The company manages a diversified portfolio of receivables, utilizing in-house collections operations to monitor credit performance and control loss rates.

Operating under state lending and credit-servicing licenses across multiple U.S. jurisdictions, Atlanticus continues to refine its product mix and distribution capabilities to capture underserved segments of the consumer market. The company invests in technology infrastructure and compliance systems to support scalable growth and adapt to evolving regulatory requirements.

The company’s 9.25% Senior Notes due 2029 trade under the ticker ATLCZ on the Nasdaq. These senior unsecured notes rank equally with Atlanticus’s other unsecured debt and were issued to fund portfolio expansion, refinance existing indebtedness and support general corporate purposes.