1895 Bancorp of Wisconsin (BCOW) Stock Price, News & Analysis

Company Overview

1895 Bancorp of Wisconsin is a bank holding company whose principal subsidiary is Farmers & Merchants State Bank. Through its subsidiary, the company offers a full suite of retail and commercial banking services, including checking and savings accounts, consumer and mortgage lending, commercial and agricultural loans, and treasury management solutions. It serves individuals, small businesses, and agricultural clients, positioning itself as a community-focused financial institution.

The origins of the organization trace back to 1895, when Farmers & Merchants State Bank was founded in northeastern Wisconsin. In May 2011, the bank reorganized as a registered bank holding company under the name 1895 Bancorp of Wisconsin. This structure has enabled the company to pursue strategic growth opportunities while maintaining the local governance and decision-making that underpin its community banking model.

Headquartered in northeastern Wisconsin, the company’s branch network primarily spans the Door and Marinette counties, with additional locations in neighboring communities. By concentrating its operations within a defined regional footprint, 1895 Bancorp of Wisconsin aims to build lasting relationships with customers, support local economic development, and respond quickly to the banking needs of its markets. The company is led by a team of banking executives and community representatives who emphasize personalized service and long-term client partnerships.

Key Stats

• Today's Range: $10.81 to $11.05
• 50-Day Range: $10.18 to $11.33
• 52-Week Range: $8.67 to $11.39
• Volume: 4,683 shs
• Average Volume: 13,092 shs
• Market Capitalization: $60.15 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Sell

1895 Bancorp of Wisconsin Stock Analysis - MarketRank™

1895 Bancorp of Wisconsin scored higher than 17% of companies evaluated by MarketBeat, and ranked 882nd out of 925 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for 1895 Bancorp of Wisconsin.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of 1895 Bancorp of Wisconsin is -18.02, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of 1895 Bancorp of Wisconsin is -18.02, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

1895 Bancorp of Wisconsin has a P/B Ratio of 0.91. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.04% of the outstanding shares of 1895 Bancorp of Wisconsin have been sold short.

Short Interest Ratio / Days to Cover

1895 Bancorp of Wisconsin has a short interest ratio ("days to cover") of 0.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in 1895 Bancorp of Wisconsin has recently decreased by 18.52%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

1895 Bancorp of Wisconsin does not currently pay a dividend.

Dividend Growth

1895 Bancorp of Wisconsin does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.04% of the outstanding shares of 1895 Bancorp of Wisconsin have been sold short.

Short Interest Ratio / Days to Cover

1895 Bancorp of Wisconsin has a short interest ratio ("days to cover") of 0.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in 1895 Bancorp of Wisconsin has recently decreased by 18.52%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: N/A

News Sentiment

1895 Bancorp of Wisconsin has a news sentiment score of 0.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.68 average news sentiment score of Finance companies.

Search Interest

3 people have searched for BCOW on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, 1895 Bancorp of Wisconsin insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 8.35% of the stock of 1895 Bancorp of Wisconsin is held by insiders.

Percentage Held by Institutions

Only 37.77% of the stock of 1895 Bancorp of Wisconsin is held by institutions.

BCOW Stock Analysis - Frequently Asked Questions

How have BCOW shares performed this year?

1895 Bancorp of Wisconsin's stock was trading at $10.00 at the beginning of the year. Since then, BCOW stock has increased by 8.1% and is now trading at $10.81.

How were 1895 Bancorp of Wisconsin's earnings last quarter?

1895 Bancorp of Wisconsin, Inc. (NASDAQ:BCOW) announced its earnings results on Friday, November, 8th. The company reported ($0.03) EPS for the quarter. The firm earned $6.92 million during the quarter. 1895 Bancorp of Wisconsin had a negative trailing twelve-month return on equity of 4.52% and a negative net margin of 13.08%.

How do I buy shares of 1895 Bancorp of Wisconsin?

Shares of BCOW stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of 1895 Bancorp of Wisconsin own?

Based on aggregate information from My MarketBeat watchlists, some other companies that 1895 Bancorp of Wisconsin investors own include Eastern Bankshares (EBC), Huntington Bancshares (HBAN), Gilead Sciences (GILD), Methanex (MEOH), M&T Bank (MTB), Walgreens Boots Alliance (WBA) and AbbVie (ABBV).

Company Calendar

• Last Earnings: 11/08/2024
• Today: 10/07/2025
• Next Earnings (Estimated): 11/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Savings institutions, except federal
• Sub-Industry: Banking
• Current Symbol: NASDAQ:BCOW
• CIK: 1847360
• Web: www.1895bancorpofwisconsin.com
• Phone: (414) 421-8200
• Fax: N/A
• Employees: 100
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.04
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$6.79 million
• Net Margins: -13.08%
• Pretax Margin: -17.77%
• Return on Equity: -4.52%
• Return on Assets: -0.58%

Debt

• Debt-to-Equity Ratio: 1.04
• Current Ratio: 1.05
• Quick Ratio: 1.05

Sales & Book Value

• Annual Sales: $12.13 million
• Price / Sales: 4.96
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $11.91 per share
• Price / Book: 0.91

Miscellaneous

• Outstanding Shares: 5,564,000
• Free Float: 5,461,000
• Market Cap: $60.15 million
• Optionable: Not Optionable
• Beta: 0.20