The Hartford Insurance Group (HIG) Stock Price, News & Analysis

Company Overview

The Hartford Insurance Group (NYSE:HIG) is a leading investment and insurance company with a history dating back to 1810. As one of the oldest property and casualty insurers in the United States, The Hartford has built a reputation for financial strength, innovation, and customer service. The company is publicly traded, and its shares are listed on the New York Stock Exchange under the ticker HIG.

The Hartford’s core business activities encompass three main segments: Commercial Property & Casualty, Personal Insurance, and Group Benefits. In its Commercial segment, the company offers a wide array of coverage solutions, including general liability, property, workers’ compensation, and specialty lines tailored to small businesses and middle-market clients. The Personal Insurance division provides homeowners, auto, and umbrella policies designed to protect individuals and families against everyday risks. Through its Group Benefits unit, The Hartford delivers employee benefits such as disability insurance, life insurance, and voluntary benefits, often in partnership with employers seeking to enhance workforce well-being.

In addition to its insurance operations, The Hartford maintains an asset management arm that serves both institutional and individual investors. This division offers a broad spectrum of investment strategies, spanning fixed income, equities, and alternative investments, and leverages a disciplined, risk-focused approach. While the company’s primary market is the United States, it also serves select international clients, particularly in the United Kingdom and Ireland, where it provides specialty insurance products and claims management services.

Under the leadership of President and CEO Christopher Swift, who took the helm in 2014, The Hartford has pursued a strategy centered on digital innovation, operational efficiency, and responsible growth. The executive team emphasizes strong governance, risk management, and community engagement, reflecting the company’s commitment to long-term value creation for policyholders, shareholders, and other stakeholders.

Key Stats

• Today's Range: $122.93 to $125.20
• 50-Day Range: $118.79 to $131.66
• 52-Week Range: $98.16 to $132.09
• Volume: 937,213 shs
• Average Volume: 1.59 million shs
• Market Capitalization: $35.43 billion
• P/E Ratio: 12.43
• Dividend Yield: 1.67%
• Price Target: $132.58
• Consensus Rating: Moderate Buy

The Hartford Insurance Group Stock Analysis - MarketRank™

The Hartford Insurance Group scored higher than 98% of companies evaluated by MarketBeat, and ranked 88th out of 2,763 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

The Hartford Insurance Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.62, and is based on 6 buy ratings, 6 hold ratings, and no sell ratings.

Amount of Analyst Coverage

The Hartford Insurance Group has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 14.04%

Earnings Growth

Earnings for The Hartford Insurance Group are expected to grow by 14.04% in the coming year, from $11.11 to $12.67 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of The Hartford Insurance Group is 12.43, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.58.

Price to Earnings Ratio vs. Sector

The P/E ratio of The Hartford Insurance Group is 12.43, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.07.

Price to Earnings Growth Ratio

The Hartford Insurance Group has a PEG Ratio of 1.19. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

The Hartford Insurance Group has a P/B Ratio of 2.24. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.32% of the float of The Hartford Insurance Group has been sold short.

Short Interest Ratio / Days to Cover

The Hartford Insurance Group has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in The Hartford Insurance Group has recently decreased by 0.53%, indicating that investor sentiment is improving.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

The Hartford Insurance Group pays a meaningful dividend of 1.64%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

The Hartford Insurance Group has been increasing its dividend for 12 years.

Dividend Coverage

The dividend payout ratio of The Hartford Insurance Group is 20.74%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, The Hartford Insurance Group will have a dividend payout ratio of 16.42% next year. This indicates that The Hartford Insurance Group will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.7 / 5
• Environmental Score: -0.71

Percentage of Shares Shorted

1.32% of the float of The Hartford Insurance Group has been sold short.

Short Interest Ratio / Days to Cover

The Hartford Insurance Group has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in The Hartford Insurance Group has recently decreased by 0.53%, indicating that investor sentiment is improving.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 1.33

News Sentiment

The Hartford Insurance Group has a news sentiment score of 1.33. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 14 news articles for The Hartford Insurance Group this week, compared to 14 articles on an average week.

Search Interest

11 people have searched for HIG on MarketBeat in the last 30 days. This is an increase of 83% compared to the previous 30 days.

MarketBeat Follows

8 people have added The Hartford Insurance Group to their MarketBeat watchlist in the last 30 days. This is an increase of 700% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, The Hartford Insurance Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $129,690.00 in company stock.

Percentage Held by Insiders

Only 1.50% of the stock of The Hartford Insurance Group is held by insiders.

Percentage Held by Institutions

93.42% of the stock of The Hartford Insurance Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

HIG Stock Analysis - Frequently Asked Questions

How have HIG shares performed this year?

The Hartford Insurance Group's stock was trading at $109.40 on January 1st, 2025. Since then, HIG shares have increased by 14.0% and is now trading at $124.71.

How were The Hartford Insurance Group's earnings last quarter?

The Hartford Insurance Group, Inc. (NYSE:HIG) released its earnings results on Thursday, April, 24th. The insurance provider reported $2.20 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.15 by $0.05. The Hartford Insurance Group's revenue for the quarter was up 6.1% on a year-over-year basis.
Read the conference call transcript.

How will The Hartford Insurance Group's stock buyback program work?

The Hartford Insurance Group's Board of Directors approved a stock buyback plan on Thursday, July 25th 2024, which permits the company to buy back $3,300,000,000 in outstanding shares, according to EventVestor. This means that the company could reacquire up to 10.9% of its stock through open market purchases. Stock buyback plans are generally a sign that the company's leadership believes its shares are undervalued.

Does The Hartford Insurance Group have any subsidiaries?

The Hartford Insurance Group subsidiaries include 1stAgChoice Inc., Access CoverageCorp Inc., Access CoverageCorp Technologies Inc., Business Management Group Inc., Cervus Claim Solutions LLC, First State Insurance Company, Fountain Investors III LLC, and more.

Who are The Hartford Insurance Group's major shareholders?

Top institutional investors of The Hartford Insurance Group include First Financial Bank Trust Division (0.03%). Insiders that own company stock include Douglas G Elliot, Christopher Swift, Beth Ann Costello, Robert W Paiano, Adin M Tooker, Jonathan R Bennett, Scott R Lewis, Michael R Fisher, Stephanie C Bush, David C Robinson, Amy Stepnowski and Allison G Niderno.
View institutional ownership trends.

How do I buy shares of The Hartford Insurance Group?

Shares of HIG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of The Hartford Insurance Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that The Hartford Insurance Group investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Adobe (ADBE), ServiceNow (NOW) and GE Aerospace (GE).

Company Calendar

• Last Earnings: 4/24/2025
• Record date for 7/2 Dividend: 6/02/2025
• Ex-Dividend for 7/2 Dividend: 6/02/2025
• Dividend Payable: 7/02/2025
• Today: 7/04/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Multi-line Insurance
• Current Symbol: NYSE:HIG
• CIK: 874766
• Web: www.thehartford.com
• Phone: (860) 547-5000
• Fax: 888-322-8444
• Employees: 19,100
• Year Founded: 1810

Price Target and Rating

• Average Stock Price Target: $132.58
• High Stock Price Target: $145.00
• Low Stock Price Target: $117.00
• Potential Upside/Downside: +6.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.62
• Research Coverage: 13 Analysts

Profitability

• EPS (Trailing Twelve Months): $10.03
• Trailing P/E Ratio: 12.43
• Forward P/E Ratio: 11.23
• P/E Growth: 1.19
• Net Income: $3.11 billion
• Net Margins: 11.10%
• Pretax Margin: 13.82%
• Return on Equity: 18.73%
• Return on Assets: 3.74%

Debt

• Debt-to-Equity Ratio: 0.26
• Current Ratio: 0.31
• Quick Ratio: 0.31

Sales & Book Value

• Annual Sales: $26.76 billion
• Price / Sales: 1.32
• Cash Flow: $11.64 per share
• Price / Cash Flow: 10.71
• Book Value: $55.58 per share
• Price / Book: 2.24

Miscellaneous

• Outstanding Shares: 284,103,000
• Free Float: 279,841,000
• Market Cap: $35.43 billion
• Optionable: Optionable
• Beta: 0.69