Affinity Bancshares, Inc. (NASDAQ:AFBI) is a bank holding company headquartered in Farmington Hills, Michigan, operating through its wholly owned subsidiary, The First National Bank of America. Since its founding in 2018 by President and CEO CeCe DeFeo, Affinity has focused on providing a full suite of commercial and consumer banking products, treasury management services and digital banking solutions. The company’s mission emphasizes personalized customer service, local decision-making and community involvement across its core markets.
Through six branch locations in Ann Arbor, Bloomfield Hills, Detroit, Farmington Hills, Northville Township and Plymouth, The First National Bank of America offers interest-bearing checking and savings accounts, money market deposit accounts, certificates of deposit and digital cash management tools. On the lending side, the bank extends credit for commercial real estate, construction financing, equipment loans, SBA products, as well as conventional and specialty consumer mortgage, home equity and vehicle loans. Its treasury management suite includes ACH origination, wire transfers, remote deposit capture and fraud mitigation services.
Affinity’s technology-driven strategy includes the Affinity Mobile app and online banking platform, enabling streamlined account opening, instant payments, peer-to-peer transfers, mobile check deposit and real-time alerts. Although rooted in Southeast Michigan, the bank’s digital offerings allow it to serve business and retail customers nationwide. This hybrid approach combines the convenience of virtual banking with the responsiveness of local relationship teams.
Led by CEO CeCe DeFeo and a seasoned executive management team with decades of regional banking experience, Affinity Bancshares pursues measured growth through organic expansion, continuous product innovation and prudent risk management. The company’s commitment to community outreach, sustainable banking practices and technology enhancement positions it to capitalize on evolving customer needs in both its traditional branch footprint and the broader digital marketplace.
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