WaFd (WAFD) Stock Price, News & Analysis

Company Overview

WaFd, Inc. (NASDAQ: WAFD) is the parent company of WaFd Bank, a regional financial institution that provides banking and lending services to individuals, families, businesses and real estate investors. The bank offers deposit accounts, checking and savings products, residential mortgages, home equity loans, commercial real estate financing, business loans and construction lending.

WaFd Bank also provides treasury management and cash-management services for businesses, along with personal and commercial banking solutions through its branch network and digital banking platforms. Its lending activities include multifamily, commercial and residential real estate, as well as other consumer and business credit products.

The company was founded in 1917 as Washington Federal and initially focused on savings and home lending. It later expanded its product offerings and geographic presence, adopting the WaFd name as part of a broader rebranding effort. WaFd Bank serves customers across Washington, Oregon, Idaho, Arizona, Nevada, Utah, New Mexico and Texas.

Key Stats

• Today's Range: $29.03 to $29.75
• 50-Day Range: $28.35 to $36.30
• 52-Week Range: $28.10 to $39.49
• Volume: 574,631 shs
• Average Volume: 850,310 shs
• Market Capitalization: $2.18 billion
• P/E Ratio: 9.17
• Dividend Yield: 3.67%
• Price Target: $32.50
• Consensus Rating: Hold

WaFd Stock Analysis - MarketRank™

WaFd scored higher than 69% of companies evaluated by MarketBeat, and ranked 438th out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.8 / 5
• Analyst Rating: Hold

Consensus Rating

WaFd has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 5 hold ratings, and no sell ratings.

Upside Potential

WaFd has a consensus price target of $32.50, representing about 10.4% upside from its current price of $29.43.

Amount of Analyst Coverage

WaFd has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 9.70%

Earnings Growth

Earnings for WaFd are expected to grow by 9.70% in the coming year, from $3.30 to $3.62 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of WaFd is 9.17, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.42.

Price to Earnings Ratio vs. Sector

The P/E ratio of WaFd is 9.17, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.19.

Price to Book Value per Share Ratio

WaFd has a P/B Ratio of 0.81. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

8.30% of the float of WaFd has been sold short.

Short Interest Ratio / Days to Cover

WaFd has a short interest ratio ("days to cover") of 5.2.

Change versus previous month

Short interest in WaFd has recently increased by 9.93%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

WaFd is a leading dividend payer. It pays a dividend yield of 3.67%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

WaFd has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of WaFd is 33.64%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, WaFd will have a dividend payout ratio of 29.83% next year. This indicates that WaFd will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.0 / 5
• News Sentiment: -0.43

News Sentiment

WaFd has a news sentiment score of -0.43. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.58 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 18 news articles for WaFd this week, compared to 3 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, WaFd insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.49% of the stock of WaFd is held by insiders.

Percentage Held by Institutions

83.71% of the stock of WaFd is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 9/4 Dividend: 8/21/2026
• Ex-Dividend for 9/4 Dividend: 8/21/2026
• Dividend Payable: 9/04/2026
• Last Earnings: 10/15/2026
• Today: 11/08/2026
• Next Earnings (Estimated): 1/21/2027
• Fiscal Year End: 9/30/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:WAFD
• CIK: 936528
• Web: www.wafdbank.com
• Phone: (206) 624-7930
• Fax: 206-626-8520
• Employees: 2,037
• Year Founded: 1917

Price Target and Rating

• Average Price Target for WaFd: $32.50
• High Price Target: $34.00
• Low Price Target: $31.00
• Potential Upside/Downside: +10.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.21
• Trailing P/E Ratio: 9.17
• Forward P/E Ratio: 8.13
• P/E Growth: N/A
• Net Income: $255.87 million
• Net Margins: 18.04%
• Pretax Margin: 23.09%
• Return on Equity: 9.37%
• Return on Assets: 0.93%

Debt

• Debt-to-Equity Ratio: 0.92
• Current Ratio: 0.94
• Quick Ratio: 0.92

Sales & Book Value

• Annual Sales: $1.42 billion
• Price / Sales: 1.54
• Cash Flow: $3.08 per share
• Price / Cash Flow: 9.54
• Book Value: $36.48 per share
• Price / Book: 0.81

Miscellaneous

• Outstanding Shares: 74,020,000
• Free Float: 72,918,000
• Market Cap: $2.18 billion
• Optionable: Optionable
• Beta: 0.90