Ames National (ATLO) Stock Price, News & Analysis

Company Overview

Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, and Union counties in central, north central, and south-central Iowa. The company accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. It also provides loans, such as short-term and medium-term commercial and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; consumer loans to finance consumer purchases, such as automobiles, trucks, recreational vehicles, household furnishings, boats, personal loans, and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, the company offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was incorporated in 1903 and is headquartered in Ames, Iowa.

Key Stats

• Today's Range: $19.75 to $20.10
• 50-Day Range: $17.45 to $19.98
• 52-Week Range: $15.69 to $20.10
• Volume: 14,392 shs
• Average Volume: 9,001 shs
• Market Capitalization: $177.82 million
• P/E Ratio: 12.97
• Dividend Yield: 4.00%
• Price Target: N/A
• Consensus Rating: N/A

Ames National Stock Analysis - MarketRank™

Ames National scored higher than 46% of companies evaluated by MarketBeat, and ranked 617th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Ames National.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Ames National is 12.97, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 270.88.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ames National is 12.97, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.47.

Price to Book Value per Share Ratio

Ames National has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

0.90% of the float of Ames National has been sold short.

Short Interest Ratio / Days to Cover

Ames National has a short interest ratio ("days to cover") of 5.9.

Change versus previous month

Short interest in Ames National has recently increased by 1.55%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Ames National is a leading dividend payer. It pays a dividend yield of 4.00%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Ames National does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Ames National is 51.95%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.90% of the float of Ames National has been sold short.

Short Interest Ratio / Days to Cover

Ames National has a short interest ratio ("days to cover") of 5.9.

Change versus previous month

Short interest in Ames National has recently increased by 1.55%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 3.6 / 5
• News Sentiment: 1.53

News Sentiment

Ames National has a news sentiment score of 1.53. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.21 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Ames National this week, compared to 0 articles on an average week.

MarketBeat Follows

1 people have added Ames National to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Ames National insiders have bought more of their company's stock than they have sold. Specifically, they have bought $18,852.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 2.10% of the stock of Ames National is held by insiders.

Percentage Held by Institutions

Only 26.47% of the stock of Ames National is held by institutions.

ATLO Stock Analysis - Frequently Asked Questions

How have ATLO shares performed this year?

Ames National's stock was trading at $16.43 at the beginning of 2025. Since then, ATLO stock has increased by 21.6% and is now trading at $19.98.

How were Ames National's earnings last quarter?

Ames National Corporation (NASDAQ:ATLO) released its quarterly earnings results on Friday, August, 8th. The financial services provider reported $0.51 earnings per share for the quarter. The financial services provider earned $16.11 million during the quarter. Ames National had a trailing twelve-month return on equity of 7.46% and a net margin of 14.44%.

Who are Ames National's major shareholders?

Ames National's top institutional investors include Geode Capital Management LLC (2.41%), Fourthstone LLC (1.12%), Ames National Corp (0.58%) and Northwestern Mutual Wealth Management Co. (0.35%). Insiders that own company stock include Horras Betty A Baudler, John Patrick Nelson, James R Larson II, Patrick G Hagan, Michelle R Cassabaum, Richard Schreier, John L Pierschbacher, David W Benson, Kevin L Swartz, Scott T Bauer, Steven D Forth, Jeffery C Baker, Lisa M Eslinger, Douglas W Beals, Robert A Thomas, Michael A Wilson, Dan E Johnson, Adam Snodgrass, Justin C Clausen and Jeffrey K Putzier.
View institutional ownership trends.

How do I buy shares of Ames National?

Shares of ATLO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Ames National own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Ames National investors own include American Water Works (AWK), The RMR Group (RMR), Waste Connections (WCN), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC), AU Optronics (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Record date for 6/13 Dividend: 5/30/2025
• Ex-Dividend for 6/13 Dividend: 5/30/2025
• Dividend Payable: 6/13/2025
• Last Earnings: 8/08/2025
• Ex-Dividend for 9/15 Dividend: 8/29/2025
• Today: 8/31/2025
• Record date for 9/15 Dividend: 9/01/2025
• Dividend Payable: 9/15/2025
• Next Earnings (Estimated): 10/17/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - MIDWEST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:ATLO
• CIK: 1132651
• Web: www.amesnational.com
• Phone: (515) 232-6251
• Fax: 515-663-3033
• Employees: 280
• Year Founded: 1903

Profitability

• EPS (Trailing Twelve Months): $1.54
• Trailing P/E Ratio: 12.97
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $10.22 million
• Net Margins: 14.44%
• Pretax Margin: 17.75%
• Return on Equity: 7.46%
• Return on Assets: 0.64%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.74
• Quick Ratio: 0.74

Sales & Book Value

• Annual Sales: $92.44 million
• Price / Sales: 1.92
• Cash Flow: $1.50 per share
• Price / Cash Flow: 13.29
• Book Value: $19.43 per share
• Price / Book: 1.03

Miscellaneous

• Outstanding Shares: 8,900,000
• Free Float: 8,712,000
• Market Cap: $177.82 million
• Optionable: Optionable
• Beta: 0.49