Q2 EPS Estimates for Bread Financial Cut by Zacks Research

Bread Financial Holdings, Inc. (NYSE:BFH - Free Report) - Research analysts at Zacks Research lowered their Q2 2026 earnings per share (EPS) estimates for Bread Financial in a research note issued to investors on Tuesday, July 1st. Zacks Research analyst T. De now expects that the company will earn $2.00 per share for the quarter, down from their prior forecast of $2.01. The consensus estimate for Bread Financial's current full-year earnings is $6.45 per share. Zacks Research also issued estimates for Bread Financial's Q3 2026 earnings at $1.92 EPS, Q4 2026 earnings at $1.93 EPS, FY2026 earnings at $8.46 EPS, Q1 2027 earnings at $1.94 EPS, Q2 2027 earnings at $2.31 EPS and FY2027 earnings at $9.43 EPS.

Bread Financial (NYSE:BFH - Get Free Report) last announced its quarterly earnings results on Thursday, April 24th. The company reported $2.86 EPS for the quarter, beating analysts' consensus estimates of $2.10 by $0.76. Bread Financial had a return on equity of 12.60% and a net margin of 5.89%. The company had revenue of $970.00 million during the quarter, compared to analyst estimates of $956.17 million. During the same period in the prior year, the company earned $2.73 earnings per share. The firm's revenue was down 2.1% on a year-over-year basis.

A number of other equities analysts have also commented on BFH. Morgan Stanley increased their price target on Bread Financial from $36.00 to $39.00 and gave the company an "underweight" rating in a research note on Monday, May 12th. Jefferies Financial Group upped their price objective on Bread Financial from $45.00 to $50.00 and gave the company a "hold" rating in a research report on Thursday, April 24th. JMP Securities restated a "market perform" rating on shares of Bread Financial in a research report on Monday, April 28th. Finally, The Goldman Sachs Group decreased their price objective on Bread Financial from $68.00 to $58.00 and set a "sell" rating on the stock in a research report on Tuesday, March 18th. Three analysts have rated the stock with a sell rating, six have given a hold rating and three have issued a buy rating to the company's stock. According to MarketBeat.com, Bread Financial currently has a consensus rating of "Hold" and an average target price of $60.27.

Bread Financial Price Performance

Bread Financial stock traded up $0.52 during midday trading on Thursday, reaching $60.40. 353,481 shares of the stock traded hands, compared to its average volume of 874,706. The stock's fifty day moving average is $52.72 and its 200-day moving average is $54.30. Bread Financial has a 12 month low of $38.21 and a 12 month high of $66.71. The stock has a market cap of $2.81 billion, a P/E ratio of 7.77, a PEG ratio of 1.13 and a beta of 1.38. The company has a quick ratio of 1.17, a current ratio of 1.17 and a debt-to-equity ratio of 0.42.

Institutional Inflows and Outflows

Hedge funds and other institutional investors have recently bought and sold shares of the company. Curat Global LLC bought a new position in Bread Financial in the first quarter worth approximately $28,000. Picton Mahoney Asset Management grew its stake in Bread Financial by 2,083.3% in the fourth quarter. Picton Mahoney Asset Management now owns 524 shares of the company's stock worth $32,000 after purchasing an additional 500 shares in the last quarter. Quarry LP grew its stake in Bread Financial by 947.5% in the first quarter. Quarry LP now owns 639 shares of the company's stock worth $32,000 after purchasing an additional 578 shares in the last quarter. Pinnacle Holdings LLC bought a new stake in Bread Financial during the 4th quarter valued at $46,000. Finally, Versant Capital Management Inc boosted its position in Bread Financial by 182.8% during the 1st quarter. Versant Capital Management Inc now owns 1,298 shares of the company's stock valued at $65,000 after acquiring an additional 839 shares in the last quarter. Institutional investors own 99.52% of the company's stock.

Bread Financial Announces Dividend

The firm also recently declared a quarterly dividend, which was paid on Friday, June 13th. Stockholders of record on Friday, May 9th were issued a $0.21 dividend. The ex-dividend date was Friday, May 9th. This represents a $0.84 annualized dividend and a dividend yield of 1.39%. Bread Financial's payout ratio is 14.92%.

About Bread Financial

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.