BankUnited (BKU) Stock Price, News & Analysis

Company Overview

BankUnited (NYSE: BKU) is a full-service commercial bank headquartered in Miami Lakes, Florida, offering a diversified range of banking products and services to individuals, small businesses, and commercial clients. Focused on relationship banking, the company provides deposit solutions, lending programs, treasury management services, and wealth management through a network of branches and a robust digital platform.

The bank’s core business lines include commercial real estate lending, residential mortgage financing, SBA lending, and consumer banking. Its commercial real estate portfolio spans construction, land acquisition, office, retail and multifamily properties. In consumer banking, BankUnited delivers checking and savings accounts, certificates of deposit, and home equity loans. Treasury and payment solutions support corporate clients with cash-flow optimization, merchant services and online cash management tools.

BankUnited primarily serves markets in Florida and the New York metropolitan area, maintaining a branch network in major population centers such as Miami, Orlando, Tampa, Fort Lauderdale and West Palm Beach, as well as strategic locations in New York City and Westchester County. The bank’s digital offering includes mobile and online banking channels designed to streamline account access, deposit capture and loan origination for both retail and commercial customers.

Founded in 1984, the institution emerged from a restructuring of a prior Florida bank in 2009 and has since grown through organic expansion and selective acquisitions. Leadership is headed by Executive Chairman and Chief Executive Officer John A. Kanas, under whom the bank emphasizes credit quality, operational efficiency and customer service. BankUnited’s management team combines deep industry experience with a commitment to innovation in community banking.

Key Stats

• Today's Range: $37.60 to $38.36
• 50-Day Range: $32.74 to $38.04
• 52-Week Range: $28.21 to $44.45
• Volume: 530,590 shs
• Average Volume: 809,954 shs
• Market Capitalization: $2.86 billion
• P/E Ratio: 11.81
• Dividend Yield: 3.26%
• Price Target: $40.33
• Consensus Rating: Hold

BankUnited Stock Analysis - MarketRank™

BankUnited scored higher than 73% of companies evaluated by MarketBeat, and ranked 1252nd out of 2,763 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Hold

Consensus Rating

BankUnited has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on 4 buy ratings, 7 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

BankUnited has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 8.95%

Earnings Growth

Earnings for BankUnited are expected to grow by 8.95% in the coming year, from $3.13 to $3.41 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of BankUnited is 11.81, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of BankUnited is 11.81, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.06.

Price to Book Value per Share Ratio

BankUnited has a P/B Ratio of 1.01. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.16% of the float of BankUnited has been sold short.

Short Interest Ratio / Days to Cover

BankUnited has a short interest ratio ("days to cover") of 3.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in BankUnited has recently increased by 16.10%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

BankUnited pays a meaningful dividend of 3.30%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

BankUnited has only been increasing its dividend for 4 years.

Dividend Coverage

The dividend payout ratio of BankUnited is 38.51%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, BankUnited will have a dividend payout ratio of 36.36% next year. This indicates that BankUnited will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

4.16% of the float of BankUnited has been sold short.

Short Interest Ratio / Days to Cover

BankUnited has a short interest ratio ("days to cover") of 3.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in BankUnited has recently increased by 16.10%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: 0.66

News Sentiment

BankUnited has a news sentiment score of 0.66. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 8 news articles for BankUnited this week, compared to 6 articles on an average week.

Search Interest

1 people have searched for BKU on MarketBeat in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, BankUnited insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $798,793.00 in company stock.

Percentage Held by Insiders

Only 1.15% of the stock of BankUnited is held by insiders.

Percentage Held by Institutions

99.70% of the stock of BankUnited is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BKU Stock Analysis - Frequently Asked Questions

How have BKU shares performed this year?

BankUnited's stock was trading at $38.17 on January 1st, 2025. Since then, BKU stock has decreased by 0.3% and is now trading at $38.04.

How were BankUnited's earnings last quarter?

BankUnited, Inc. (NYSE:BKU) issued its earnings results on Monday, April, 28th. The financial services provider reported $0.78 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.74 by $0.04. The financial services provider had revenue of $255.41 million for the quarter, compared to analysts' expectations of $264.35 million. BankUnited had a trailing twelve-month return on equity of 8.66% and a net margin of 12.26%.
Read the conference call transcript.

How do I buy shares of BankUnited?

Shares of BKU stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of BankUnited own?

Based on aggregate information from My MarketBeat watchlists, some other companies that BankUnited investors own include Tesla (TSLA), NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Netflix (NFLX) and Home Depot (HD).

Company Calendar

• Record date for 4/30 Dividend: 4/11/2025
• Ex-Dividend for 4/30 Dividend: 4/11/2025
• Last Earnings: 4/28/2025
• Dividend Payable: 4/30/2025
• Today: 7/04/2025
• Record date for 7/31 Dividend: 7/11/2025
• Ex-Dividend for 7/31 Dividend: 7/11/2025
• Next Earnings (Estimated): 7/23/2025
• Dividend Payable: 7/31/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - MJR REGNL
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:BKU
• CIK: 1504008
• Web: www.bankunited.com
• Phone: (877) 779-2265
• Fax: 305-569-2019
• Employees: 1,680
• Year Founded: 2009

Price Target and Rating

• Average Stock Price Target: $40.33
• High Stock Price Target: $49.00
• Low Stock Price Target: $34.00
• Potential Upside/Downside: +6.0%
• Consensus Rating: Hold
• Rating Score (0-4): 2.25
• Research Coverage: 12 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.22
• Trailing P/E Ratio: 11.81
• Forward P/E Ratio: 12.15
• P/E Growth: N/A
• Net Income: $232.47 million
• Net Margins: 12.26%
• Pretax Margin: 16.61%
• Return on Equity: 8.66%
• Return on Assets: 0.69%

Debt

• Debt-to-Equity Ratio: 0.83
• Current Ratio: 0.84
• Quick Ratio: 0.84

Sales & Book Value

• Annual Sales: $2.02 billion
• Price / Sales: 1.41
• Cash Flow: $3.75 per share
• Price / Cash Flow: 10.15
• Book Value: $37.65 per share
• Price / Book: 1.01

Miscellaneous

• Outstanding Shares: 75,210,000
• Free Float: 74,347,000
• Market Cap: $2.86 billion
• Optionable: Optionable
• Beta: 1.29