Byline Bancorp (BY) Stock Price, News & Analysis

Company Overview

Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and united states department of agriculture loans; and treasury management products and services. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services that include fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.

Key Stats

• Today's Range: $25.52 to $26.15
• 50-Day Range: $24.85 to $28.39
• 52-Week Range: $22.63 to $32.89
• Volume: 257,536 shs
• Average Volume: 240,598 shs
• Market Capitalization: $1.18 billion
• P/E Ratio: 9.56
• Dividend Yield: 1.56%
• Price Target: $33.25
• Consensus Rating: Moderate Buy

Byline Bancorp Stock Analysis - MarketRank™

Byline Bancorp scored higher than 89% of companies evaluated by MarketBeat, and ranked 345th out of 1,824 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Byline Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Byline Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.54%

Earnings Growth

Earnings for Byline Bancorp are expected to grow by 6.54% in the coming year, from $2.60 to $2.77 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Byline Bancorp is 9.56, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.53.

Price to Earnings Ratio vs. Sector

The P/E ratio of Byline Bancorp is 9.56, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.74.

Price to Book Value per Share Ratio

Byline Bancorp has a P/B Ratio of 1.04. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.53% of the float of Byline Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Byline Bancorp has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Byline Bancorp has recently decreased by 28.69%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Byline Bancorp pays a meaningful dividend of 1.55%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Byline Bancorp has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Byline Bancorp is 14.93%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Byline Bancorp will have a dividend payout ratio of 14.44% next year. This indicates that Byline Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.53% of the float of Byline Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Byline Bancorp has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Byline Bancorp has recently decreased by 28.69%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.5 / 5
• News Sentiment: 0.78

News Sentiment

Byline Bancorp has a news sentiment score of 0.78. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Byline Bancorp this week, compared to 3 articles on an average week.

Company Ownership

• Score: 5.0 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Byline Bancorp insiders have sold 421.12% more of their company's stock than they have bought. Specifically, they have bought $62,558.00 in company stock and sold $326,002.00 in company stock.

Percentage Held by Insiders

28.79% of the stock of Byline Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

67.73% of the stock of Byline Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BY Stock Analysis - Frequently Asked Questions

How have BY shares performed this year?

Byline Bancorp's stock was trading at $29.00 on January 1st, 2025. Since then, BY stock has decreased by 11.7% and is now trading at $25.62.

How were Byline Bancorp's earnings last quarter?

Byline Bancorp, Inc. (NYSE:BY) announced its earnings results on Thursday, July, 24th. The company reported $0.75 EPS for the quarter, topping the consensus estimate of $0.67 by $0.08. The firm earned $110.45 million during the quarter, compared to analysts' expectations of $106.95 million. Byline Bancorp had a net margin of 19.03% and a trailing twelve-month return on equity of 11.19%.
Read the conference call transcript.

How will Byline Bancorp's stock buyback program work?

Byline Bancorp's Board of Directors authorized a share repurchase plan on Thursday, December 5th 2024, which permits the company to buy back 1,250,000 shares, according to EventVestor. This permits the company to reacquire shares of its stock through open market purchases. Shares repurchase plans are typically a sign that the company's management believes its shares are undervalued.

When did Byline Bancorp IPO?

Byline Bancorp (BY) raised $114 million in an IPO on Friday, June 30th 2017. The company issued 5,700,000 shares at a price of $19.00-$21.00 per share. BofA Merrill Lynch and Keefe, Bruyette & Woods (A Stifel Company) served as the underwriters for the IPO and Piper Jaffray, Sandler O’Neill + Partners and Stephens were co-managers.

Who are Byline Bancorp's major shareholders?

Byline Bancorp's top institutional investors include Denali Advisors LLC (0.19%), Wedge Capital Management L L P NC (0.07%), AlphaQuest LLC (0.06%) and MQS Management LLC (0.04%). Insiders that own company stock include Valle Perochena Antonio Del, Investors I LP Mbg, Alberto J Paracchini, Thomas Abraham, Brogan Ptacin, John Barkidjija, Steven P Kent, Megan Biggam, Mary Jo S Herseth, William G Kistner, Dana Rose, Pamela C Stewart, Phillip R Cabrera and Ana Casanueva.
View institutional ownership trends.

How do I buy shares of Byline Bancorp?

Shares of BY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Byline Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Byline Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

• Record date for 5/20 Dividend: 5/06/2025
• Ex-Dividend for 5/20 Dividend: 5/06/2025
• Dividend Payable: 5/20/2025
• Last Earnings: 7/24/2025
• Record date for 8/19 Dividend: 8/05/2025
• Ex-Dividend for 8/19 Dividend: 8/05/2025
• Today: 8/07/2025
• Dividend Payable: 8/19/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NYSE:BY
• CIK: 1702750
• Web: www.bylinebancorp.com
• Phone: (773) 244-7000
• Fax: N/A
• Employees: 1,027
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Byline Bancorp: $33.25
• High Price Target: $34.00
• Low Price Target: $32.00
• Potential Upside/Downside: +29.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.68
• Trailing P/E Ratio: 9.56
• Forward P/E Ratio: 9.85
• P/E Growth: N/A
• Net Income: $120.76 million
• Net Margins: 19.03%
• Pretax Margin: 25.45%
• Return on Equity: 11.19%
• Return on Assets: 1.30%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.90
• Quick Ratio: 0.89

Sales & Book Value

• Annual Sales: $405.32 million
• Price / Sales: 2.92
• Cash Flow: $2.63 per share
• Price / Cash Flow: 9.76
• Book Value: $24.59 per share
• Price / Book: 1.04

Miscellaneous

• Outstanding Shares: 46,140,000
• Free Float: 32,856,000
• Market Cap: $1.18 billion
• Optionable: Optionable
• Beta: 0.86