First Community Bancshares (FCBC) Stock Price, News & Analysis

Company Overview

First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand deposit accounts, savings and money market accounts, certificates of deposit, and individual retirement plans; and commercial, consumer real estate, and consumer and other loans. The company also provides trust management, estate administration, and investment advisory services; and investment management services. It serves individuals and businesses across various industries, such as education, government, and health services; coal mining and gas extraction; retail trade; construction; manufacturing; tourism; and transportation. The company operates through branches in West Virginia, Virginia, North Carolina, and Tennessee. Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.

Key Stats

• Today's Range: $35.60 to $36.39
• 50-Day Range: $35.77 to $41.75
• 52-Week Range: $33.88 to $49.02
• Volume: 50,591 shs
• Average Volume: 44,978 shs
• Market Capitalization: $653.88 million
• P/E Ratio: 13.10
• Dividend Yield: 3.47%
• Price Target: N/A
• Consensus Rating: N/A

First Community Bancshares Stock Analysis - MarketRank™

First Community Bancshares scored higher than 39% of companies evaluated by MarketBeat, and ranked 752nd out of 919 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for First Community Bancshares.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First Community Bancshares is 13.10, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.09.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Community Bancshares is 13.10, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.74.

Price to Book Value per Share Ratio

First Community Bancshares has a P/B Ratio of 1.24. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.95% of the float of First Community Bancshares has been sold short.

Short Interest Ratio / Days to Cover

First Community Bancshares has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Community Bancshares has recently increased by 3.23%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

First Community Bancshares pays a meaningful dividend of 3.40%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Community Bancshares has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of First Community Bancshares is 45.42%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: 2.7 / 5
• Environmental Score: -0.74

Percentage of Shares Shorted

0.95% of the float of First Community Bancshares has been sold short.

Short Interest Ratio / Days to Cover

First Community Bancshares has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Community Bancshares has recently increased by 3.23%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 1.4 / 5
• News Sentiment: N/A

News Sentiment

First Community Bancshares has a news sentiment score of 0.48. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.78 average news sentiment score of Finance companies.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, First Community Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 3.67% of the stock of First Community Bancshares is held by insiders.

Percentage Held by Institutions

Only 34.95% of the stock of First Community Bancshares is held by institutions.

FCBC Stock Analysis - Frequently Asked Questions

How have FCBC shares performed this year?

First Community Bancshares' stock was trading at $41.64 at the beginning of 2025. Since then, FCBC shares have decreased by 14.1% and is now trading at $35.77.

How were First Community Bancshares' earnings last quarter?

First Community Bancshares, Inc. (NASDAQ:FCBC) announced its earnings results on Tuesday, July, 22nd. The bank reported $0.67 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.65 by $0.02. The bank had revenue of $41 million for the quarter, compared to analyst estimates of $40.60 million. First Community Bancshares had a net margin of 27.07% and a trailing twelve-month return on equity of 9.62%.

Who are First Community Bancshares' major shareholders?

Top institutional investors of First Community Bancshares include State of New Jersey Common Pension Fund D (0.28%), Axxcess Wealth Management LLC (0.10%), Stephens Inc. AR (0.09%) and Teacher Retirement System of Texas (0.06%). Insiders that own company stock include Richard Scott Johnson, Jason R Belcher, David D Brown, Sarah W Harmon and Harriet B Price.
View institutional ownership trends.

How do I buy shares of First Community Bancshares?

Shares of FCBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of First Community Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Community Bancshares investors own include American Water Works (AWK), The RMR Group (RMR), Waste Connections (WCN), AU Optronics (AUOTY), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR).

Company Calendar

• Record date for 5/23 Dividend: 5/09/2025
• Ex-Dividend for 5/23 Dividend: 5/09/2025
• Dividend Payable: 5/23/2025
• Last Earnings: 7/22/2025
• Today: 8/02/2025
• Record date for 8/22 Dividend: 8/08/2025
• Ex-Dividend for 8/22 Dividend: 8/08/2025
• Dividend Payable: 8/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FCBC
• CIK: 859070
• Web: www.firstcommunitybank.com
• Phone: (276) 326-9000
• Fax: 276-326-9010
• Employees: 630
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $2.73
• Trailing P/E Ratio: 13.10
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $51.60 million
• Net Margins: 27.07%
• Pretax Margin: 34.72%
• Return on Equity: 9.62%
• Return on Assets: 1.53%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.03
• Quick Ratio: 1.03

Sales & Book Value

• Annual Sales: $185.53 million
• Price / Sales: 3.52
• Cash Flow: $3.10 per share
• Price / Cash Flow: 11.55
• Book Value: $28.78 per share
• Price / Book: 1.24

Miscellaneous

• Outstanding Shares: 18,280,000
• Free Float: 17,608,000
• Market Cap: $653.88 million
• Optionable: Optionable
• Beta: 0.65