CFSB Bancorp (CFSB) Stock Price, News & Analysis

Company Overview

CFSB Bancorp is the bank holding company for Connecticut’s First Bank, a community-focused financial institution headquartered in New London, Connecticut. Established in 1851 as the Bank of East Lyme, the company has evolved through a series of mergers and acquisitions to serve both residential and commercial customers across New London County and the surrounding region. Over its long history, CFSB Bancorp has maintained a commitment to local economic development, supporting small businesses, nonprofit organizations, and individual clients through tailored financial solutions.

Through its subsidiary, Connecticut’s First Bank, CFSB Bancorp offers a comprehensive suite of banking products and services. These include personal checking and savings accounts, certificates of deposit, and money market accounts designed for everyday banking needs. On the lending side, the company extends residential mortgages, home equity lines of credit, consumer loans, and commercial lending to businesses of varying sizes. In addition, the bank provides treasury management services, merchant processing, and SBA loan programs to help local enterprises manage cash flow, streamline payments, and fuel growth.

Complementing its core deposit and loan offerings, CFSB Bancorp has invested in digital banking technologies to meet the evolving expectations of its customers. Online and mobile banking platforms enable account holders to view balances, transfer funds, and deposit checks remotely, while secure payment solutions facilitate efficient transactions for both personal and business clients. The bank also offers wealth management services through experienced financial advisors, helping clients with retirement planning, investment management, and trust administration.

Leadership at CFSB Bancorp emphasizes community engagement and prudent risk management. The board of directors and executive team bring deep regional experience, combining decades of banking expertise with a local perspective on economic trends. Under their guidance, the company continues to balance traditional relationship banking with strategic investments in technology, aiming to foster long-term stability, support local growth initiatives, and deliver reliable financial services to residents and businesses throughout southeastern Connecticut.

Key Stats

• Today's Range: $13.80 to $13.82
• 50-Day Range: $7.75 to $13.86
• 52-Week Range: $6.34 to $13.82
• Volume: 581 shs
• Average Volume: 7,121 shs
• Market Capitalization: $90.77 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

CFSB Bancorp Stock Analysis - MarketRank™

CFSB Bancorp scored higher than 10% of companies evaluated by MarketBeat, and ranked 926th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for CFSB Bancorp.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: N/A

Price to Book Value per Share Ratio

CFSB Bancorp has a P/B Ratio of 1.21. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.21% of the float of CFSB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

CFSB Bancorp has a short interest ratio ("days to cover") of 0.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CFSB Bancorp has recently decreased by 8.20%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

CFSB Bancorp does not currently pay a dividend.

Dividend Growth

CFSB Bancorp does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.21% of the float of CFSB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

CFSB Bancorp has a short interest ratio ("days to cover") of 0.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CFSB Bancorp has recently decreased by 8.20%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.8 / 5
• News Sentiment: 0.22

News Sentiment

CFSB Bancorp has a news sentiment score of 0.22. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.94 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for CFSB Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, CFSB Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 4.90% of the stock of CFSB Bancorp is held by insiders.

Percentage Held by Institutions

Only 1.39% of the stock of CFSB Bancorp is held by institutions.

CFSB Stock Analysis - Frequently Asked Questions

How have CFSB shares performed this year?

CFSB Bancorp's stock was trading at $6.76 on January 1st, 2025. Since then, CFSB shares have increased by 105.0% and is now trading at $13.86.

How were CFSB Bancorp's earnings last quarter?

CFSB Bancorp, Inc. (NASDAQ:CFSB) issued its quarterly earnings results on Wednesday, January, 29th. The company reported ($0.03) earnings per share (EPS) for the quarter. CFSB Bancorp had a negative trailing twelve-month return on equity of 0.01% and a negative net margin of 0.03%.

When did CFSB Bancorp IPO?

CFSB Bancorp (CFSB) raised $28 million in an initial public offering on Wednesday, January 12th 2022. The company issued 2,804,306 shares at $10.00 per share.

How do I buy shares of CFSB Bancorp?

Shares of CFSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of CFSB Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that CFSB Bancorp investors own include Arch Capital Group (ACGL), Adobe (ADBE), Analog Devices (ADI), Alnylam Pharmaceuticals (ALNY), Amgen (AMGN), AstraZeneca (AZN) and Baidu (BIDU).

Company Calendar

• Last Earnings: 1/29/2025
• Today: 7/12/2025
• Next Earnings (Estimated): 7/29/2025
• Fiscal Year End: 6/30/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CFSB
• CIK: 1879103
• Web: colonialfed.com
• Phone: 617-471-0750
• Fax: N/A
• Employees: 30
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $30 thousand
• Net Margins: -0.03%
• Pretax Margin: -0.32%
• Return on Equity: -0.01%
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.70
• Quick Ratio: 0.70

Sales & Book Value

• Annual Sales: $12.34 million
• Price / Sales: 7.36
• Cash Flow: $0.09 per share
• Price / Cash Flow: 153.06
• Book Value: $11.47 per share
• Price / Book: 1.21

Miscellaneous

• Outstanding Shares: 6,550,000
• Free Float: 6,228,000
• Market Cap: $90.78 million
• Optionable: Not Optionable
• Beta: 0.50