CFSB Bancorp, Inc. is the bank holding company for Community First State Bank, a federally chartered community bank headquartered in Heber Springs, Arkansas. Through its wholly owned banking subsidiary, the company provides a full range of financial products and services tailored to individuals, businesses, and agricultural customers in north-central Arkansas.
The company’s deposit offerings include checking accounts, savings accounts, money market accounts and certificates of deposit. On the lending side, CFSB Bancorp extends commercial and agricultural loans, consumer installment loans, residential mortgage financing, and lines of credit. Complementary services include treasury management, merchant services, online and mobile banking platforms, and remote deposit capture, all designed to support the day-to-day operations and growth objectives of its clients.
With a focus on community banking, CFSB Bancorp operates a network of branches strategically located to serve local markets. Its leadership team and board of directors are composed of professionals drawn from the communities it serves, reflecting the company’s emphasis on relationship-driven banking. By maintaining local decision-making and personalized service, CFSB Bancorp aims to foster long-term partnerships and contribute to the economic vitality of its regional footprint.
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