CFSB Bancorp (CFSB) Stock Price, News & Analysis

Company Overview

CFSB Bancorp, Inc. is the bank holding company for Community First State Bank, a federally chartered community bank headquartered in Heber Springs, Arkansas. Through its wholly owned banking subsidiary, the company provides a full range of financial products and services tailored to individuals, businesses, and agricultural customers in north-central Arkansas.

The company’s deposit offerings include checking accounts, savings accounts, money market accounts and certificates of deposit. On the lending side, CFSB Bancorp extends commercial and agricultural loans, consumer installment loans, residential mortgage financing, and lines of credit. Complementary services include treasury management, merchant services, online and mobile banking platforms, and remote deposit capture, all designed to support the day-to-day operations and growth objectives of its clients.

With a focus on community banking, CFSB Bancorp operates a network of branches strategically located to serve local markets. Its leadership team and board of directors are composed of professionals drawn from the communities it serves, reflecting the company’s emphasis on relationship-driven banking. By maintaining local decision-making and personalized service, CFSB Bancorp aims to foster long-term partnerships and contribute to the economic vitality of its regional footprint.

Key Stats

• Today's Range: $14.13 to $14.14
• 50-Day Range: $13.88 to $14.24
• 52-Week Range: $6.41 to $14.24
• Volume: 482 shs
• Average Volume: 3,395 shs
• Market Capitalization: $92.55 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Hold

CFSB Bancorp Stock Analysis - MarketRank™

CFSB Bancorp scored higher than 19% of companies evaluated by MarketBeat, and ranked 875th out of 925 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for CFSB Bancorp.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of CFSB Bancorp is -353.25, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of CFSB Bancorp is -353.25, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

CFSB Bancorp has a P/B Ratio of 1.22. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.17% of the float of CFSB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

CFSB Bancorp has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CFSB Bancorp has recently decreased by 41.77%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

CFSB Bancorp does not currently pay a dividend.

Dividend Growth

CFSB Bancorp does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.17% of the float of CFSB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

CFSB Bancorp has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CFSB Bancorp has recently decreased by 41.77%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.6 / 5
• News Sentiment: 1.47

News Sentiment

CFSB Bancorp has a news sentiment score of 1.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.69 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for CFSB Bancorp this week, compared to 0 articles on an average week.

MarketBeat Follows

1 people have added CFSB Bancorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, CFSB Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 4.90% of the stock of CFSB Bancorp is held by insiders.

Percentage Held by Institutions

Only 1.39% of the stock of CFSB Bancorp is held by institutions.

CFSB Stock Analysis - Frequently Asked Questions

How have CFSB shares performed this year?

CFSB Bancorp's stock was trading at $6.76 at the start of the year. Since then, CFSB shares have increased by 109.0% and is now trading at $14.13.

How were CFSB Bancorp's earnings last quarter?

CFSB Bancorp, Inc. (NASDAQ:CFSB) announced its quarterly earnings data on Thursday, September, 18th. The company reported ($0.01) earnings per share for the quarter. The company had revenue of $2.08 million for the quarter. CFSB Bancorp had a negative trailing twelve-month return on equity of 0.35% and a negative net margin of 1.92%.

When did CFSB Bancorp IPO?

CFSB Bancorp (CFSB) raised $28 million in an initial public offering on Wednesday, January 12th 2022. The company issued 2,804,306 shares at $10.00 per share.

How do I buy shares of CFSB Bancorp?

Shares of CFSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of CFSB Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that CFSB Bancorp investors own include Arch Capital Group (ACGL), Adobe (ADBE), Analog Devices (ADI), Alnylam Pharmaceuticals (ALNY), Amgen (AMGN), AstraZeneca (AZN) and Baidu (BIDU).

Company Calendar

• Last Earnings: 9/18/2025
• Today: 10/05/2025
• Next Earnings (Estimated): 11/04/2025
• Fiscal Year End: 6/30/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CFSB
• CIK: 1879103
• Web: colonialfed.com
• Phone: 617-471-0750
• Fax: N/A
• Employees: 30
• Year Founded: 1989

Profitability

• EPS (Trailing Twelve Months): ($0.04)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$260 thousand
• Net Margins: -1.92%
• Pretax Margin: -2.13%
• Return on Equity: -0.35%
• Return on Assets: -0.07%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.70
• Quick Ratio: 0.70

Sales & Book Value

• Annual Sales: $13.77 million
• Price / Sales: 6.72
• Cash Flow: $0.02 per share
• Price / Cash Flow: 722.91
• Book Value: $11.56 per share
• Price / Book: 1.22

Miscellaneous

• Outstanding Shares: 6,550,000
• Free Float: 6,228,000
• Market Cap: $92.55 million
• Optionable: Not Optionable
• Beta: 0.50