Coastal Financial (CCB) Stock Price, News & Analysis

Company Overview

Coastal Financial Corporation is a bank holding company headquartered in Everett, Washington. Its principal subsidiary, Coastal Community Bank, provides banking services to individuals, families, and businesses in the Pacific Northwest, with a focus on communities in the Puget Sound region.

Coastal Community Bank offers consumer and commercial deposit accounts, residential and commercial real estate lending, business loans, lines of credit, treasury management, online and mobile banking, and other traditional banking products. The bank serves small and medium-sized businesses, professionals, and individual customers through branches and digital channels.

Through its CCBX platform, Coastal also provides banking-as-a-service capabilities to financial technology companies and other third-party partners. These services may include deposit accounts, payment-related support, lending infrastructure, and access to the bank’s regulated banking platform. Coastal Financial became a publicly traded company on Nasdaq under the symbol CCB in 2018.

Key Stats

• Today's Range: $43.48 to $44.57
• 50-Day Range: $37.54 to $50.33
• 52-Week Range: $35.56 to $120.05
• Volume: 48,427 shs
• Average Volume: 195,061 shs
• Market Capitalization: $667.63 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $91.83
• Consensus Rating: Hold

Coastal Financial Stock Analysis - MarketRank™

Coastal Financial scored higher than 91% of companies evaluated by MarketBeat, and ranked 140th out of 859 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Hold

Consensus Rating

Coastal Financial has received a consensus rating of Hold. The company's average rating score is 2.43, and is based on no strong buy ratings, 5 buy ratings, no hold ratings, and 2 sell ratings.

Upside Potential

Coastal Financial has a consensus price target of $91.83, representing about 110.2% upside from its current price of $43.68.

Amount of Analyst Coverage

Coastal Financial has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 543.53%

Earnings Growth

Earnings for Coastal Financial are expected to grow by 543.53% in the coming year, from $0.85 to $5.47 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Coastal Financial is -161.77, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Coastal Financial is -161.77, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Coastal Financial has a P/B Ratio of 1.35. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

9.50% of the float of Coastal Financial has been sold short.

Short Interest Ratio / Days to Cover

Coastal Financial has a short interest ratio ("days to cover") of 5.39.

Change versus previous month

Short interest in Coastal Financial has recently decreased by 7.47%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Coastal Financial does not currently pay a dividend.

Dividend Growth

Coastal Financial does not have a long track record of dividend growth.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.03

News Sentiment

Coastal Financial has a news sentiment score of 0.03. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 44 news articles for Coastal Financial this week, compared to 8 articles on an average week.

Search Interest

2 people have searched for CCB on MarketBeat in the last 30 days.

MarketBeat Follows

1 people have added Coastal Financial to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 4.8 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

3 insiders have purchased shares of Coastal Financial in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $1,115,894.00 in company stock, which represents 0.1671% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Coastal Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $1,115,894.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

13.49% of the stock of Coastal Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

59.24% of the stock of Coastal Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 10/29/2026
• Today: 11/03/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:CCB
• CIK: 1437958
• Web: www.coastalbank.com
• Phone: (425) 257-9000
• Fax: N/A
• Employees: 483
• Year Founded: 1994

Price Target and Rating

• Average Price Target for Coastal Financial: $91.83
• High Price Target: $155.00
• Low Price Target: $50.00
• Potential Upside/Downside: +108.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.43
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.27)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 8.06
• P/E Growth: N/A
• Net Income: $46.99 million
• Net Margins: -0.53%
• Pretax Margin: -0.76%
• Return on Equity: -0.80%
• Return on Assets: -0.08%

Debt

• Debt-to-Equity Ratio: 0.10
• Current Ratio: 1.05
• Quick Ratio: 1.03

Sales & Book Value

• Annual Sales: $458.18 million
• Price / Sales: 1.47
• Cash Flow: $3.31 per share
• Price / Cash Flow: 13.32
• Book Value: $32.47 per share
• Price / Book: 1.36

Miscellaneous

• Outstanding Shares: 15,286,000
• Free Float: 13,224,000
• Market Cap: $673.62 million
• Optionable: Optionable
• Beta: 0.86