SouthState (SSB) Stock Price, News & Analysis

Company Overview

SouthState Corporation is a bank holding company whose primary subsidiary, SouthState Bank, provides a broad range of financial services to consumer, commercial and institutional clients. The company’s core activities include accepting deposit accounts, extending various types of loans, and offering ancillary services such as treasury management and mortgage origination. Through its branch network and digital platforms, SouthState aims to deliver personalized banking solutions that address the needs of individuals, small businesses and larger corporate entities.

In the consumer segment, SouthState offers checking and savings accounts, home equity lines of credit, residential mortgages and personal loans. On the commercial side, the bank provides working capital lines, commercial real estate financing, equipment loans and specialized industry financing. The company’s wealth management division delivers trust and investment advisory services, retirement planning and fiduciary solutions, while its treasury management group supports business clients with cash-management, payment processing and merchant services.

Headquartered in Winter Haven, Florida, with corporate offices in Columbia, South Carolina, SouthState traces its roots to community banks founded in the Southeast in the 1930s. Over the decades, the company has grown organically and through strategic acquisitions, most notably the 2020 merger with CenterState Bank, expanding its footprint across Florida, Georgia, North Carolina, South Carolina and Virginia. This regional focus enables SouthState to leverage local market knowledge while benefiting from the scale of a diversified banking franchise.

Under the leadership of President and Chief Executive Officer Robert R. Hill Jr., SouthState’s management team emphasizes relationship banking and community engagement. The executive group includes seasoned banking professionals overseeing finance, risk management, operations and technology, all working to strengthen the company’s service offerings and support sustainable growth across its Southeastern markets.

Key Stats

• Today's Range: $101.42 to $103.60
• 50-Day Range: $91.58 to $102.69
• 52-Week Range: $77.74 to $114.26
• Volume: 862,536 shs
• Average Volume: 918,495 shs
• Market Capitalization: $10.48 billion
• P/E Ratio: 14.88
• Dividend Yield: 2.32%
• Price Target: $115.27
• Consensus Rating: Buy

SouthState Stock Analysis - MarketRank™

SouthState scored higher than 87% of companies evaluated by MarketBeat, and ranked 215th out of 927 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

SouthState has received a consensus rating of Buy. The company's average rating score is 3.09, and is based on 8 buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

SouthState has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 13.92%

Earnings Growth

Earnings for SouthState are expected to grow by 13.92% in the coming year, from $8.12 to $9.25 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of SouthState is 14.88, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 271.86.

Price to Earnings Ratio vs. Sector

The P/E ratio of SouthState is 14.88, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 230.65.

Price to Book Value per Share Ratio

SouthState has a P/B Ratio of 1.34. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for SSB.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

SouthState pays a meaningful dividend of 2.35%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

SouthState has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of SouthState is 35.77%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, SouthState will have a dividend payout ratio of 25.95% next year. This indicates that SouthState will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for SSB.

News and Social Media

• Score: 3.7 / 5
• News Sentiment: 1.61

News Sentiment

SouthState has a news sentiment score of 1.61. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.96 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 14 news articles for SouthState this week, compared to 8 articles on an average week.

MarketBeat Follows

2 people have added SouthState to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, SouthState insiders have bought 57.90% more of their company's stock than they have sold. Specifically, they have bought $786,321.00 in company stock and sold $498,000.00 in company stock.

Percentage Held by Insiders

Only 1.70% of the stock of SouthState is held by insiders.

Percentage Held by Institutions

89.76% of the stock of SouthState is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SSB Stock Analysis - Frequently Asked Questions

How have SSB shares performed this year?

SouthState's stock was trading at $99.48 on January 1st, 2025. Since then, SSB stock has increased by 4.1% and is now trading at $103.5350.

How were SouthState's earnings last quarter?

SouthState Co. (NASDAQ:SSB) posted its earnings results on Thursday, July, 24th. The bank reported $2.30 earnings per share for the quarter, topping the consensus estimate of $1.98 by $0.32. The bank earned $840.50 million during the quarter, compared to analysts' expectations of $645.12 million. SouthState had a net margin of 22.38% and a trailing twelve-month return on equity of 9.62%.

Who are SouthState's major shareholders?

SouthState's top institutional shareholders include Vanguard Group Inc. (10.52%), State Street Corp (4.02%), American Century Companies Inc. (1.93%) and Franklin Resources Inc. (1.75%). Insiders that own company stock include G Ruffner Page Jr, Richard Iv Murray, G Stacy Smith, William E V Matthews, Daniel E Bockhorst, Renee R Brooks, Robert R Horger, Greg A Lapointe, Douglas Lloyd Williams, Robert R Hill Jr, Janet P Froetscher, Sara Arana and John C Pollok.
View institutional ownership trends.

How do I buy shares of SouthState?

Shares of SSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of SouthState own?

Based on aggregate information from My MarketBeat watchlists, some other companies that SouthState investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), Netflix (NFLX), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM) and Visa (V).

Company Calendar

• Last Earnings: 7/24/2025
• Record date for 8/15 Dividend: 8/08/2025
• Ex-Dividend for 8/15 Dividend: 8/08/2025
• Dividend Payable: 8/15/2025
• Today: 9/04/2025
• Next Earnings (Estimated): 10/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:SSB
• CIK: 764038
• Web: www.southstatebank.com
• Phone: (800) 277-2175
• Fax: 803-765-1966
• Employees: 5,030
• Year Founded: 1934

Price Target and Rating

• Average Price Target for SouthState: $115.27
• High Price Target: $132.00
• Low Price Target: $105.00
• Potential Upside/Downside: +11.3%
• Consensus Rating: Buy
• Rating Score (0-4): 3.09
• Research Coverage: 11 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.71
• Trailing P/E Ratio: 14.88
• Forward P/E Ratio: 12.75
• P/E Growth: N/A
• Net Income: $534.78 million
• Net Margins: 22.38%
• Pretax Margin: 28.66%
• Return on Equity: 9.62%
• Return on Assets: 1.21%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 0.91
• Quick Ratio: 0.91

Sales & Book Value

• Annual Sales: $2.12 billion
• Price / Sales: 4.94
• Cash Flow: $8.11 per share
• Price / Cash Flow: 12.77
• Book Value: $77.21 per share
• Price / Book: 1.34

Miscellaneous

• Outstanding Shares: 101,209,000
• Free Float: 75,332,000
• Market Cap: $10.48 billion
• Optionable: Optionable
• Beta: 0.74