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Community Trust Bancorp (CTBI) Stock Price, News & Analysis

Community Trust Bancorp logo
$76.43 -0.63 (-0.82%)
Closing price 04:00 PM Eastern
Extended Trading
$75.22 -1.21 (-1.58%)
As of 07:30 PM Eastern
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About Community Trust Bancorp Stock (NASDAQ:CTBI)

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Key Stats

Today's Range
$76.08
$77.03
50-Day Range
$70.94
$79.47
52-Week Range
$50.25
$79.92
Volume
82,962 shs
Average Volume
91,806 shs
Market Capitalization
$1.39 billion
P/E Ratio
12.80
Dividend Yield
2.77%
Price Target
$81.50
Consensus Rating
Moderate Buy

Company Overview

Community Trust Bancorp, Inc. is a bank holding company headquartered in Pikeville, Kentucky. As the parent of Community Trust Bank, the company provides a comprehensive range of banking services to individuals, families and businesses throughout eastern Kentucky, southern West Virginia and northeast Tennessee. With origins dating back to the early 20th century, the organization has built a reputation for supporting community development and regional economic growth across the Appalachian region.

The company’s personal banking offerings include checking and savings accounts, consumer installment loans, home equity and mortgage lending, as well as online and mobile banking platforms. For commercial clients, Community Trust Bancorp delivers treasury management, commercial real estate lending, equipment financing and business deposit solutions tailored to small and mid-sized enterprises. Complementing its core banking services, the organization offers wealth management services—such as retirement planning, trust administration and investment advisory—through affiliated professionals.

Community Trust Bancorp operates an expansive branch network of more than 60 locations, supported by automated teller machines and a dedicated customer service center to ensure accessibility in both urban and rural markets. The company places strong emphasis on community engagement, collaborating with local nonprofits, schools and healthcare providers to foster educational initiatives, economic development projects and other philanthropic efforts. Governance is overseen by a seasoned management team and board of directors with extensive experience in financial services and deep ties to the communities they serve.

AI Generated. May Contain Errors.

Community Trust Bancorp Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
83rd Percentile Overall Score

CTBI MarketRank™: 

Community Trust Bancorp scored higher than 83% of companies evaluated by MarketBeat, and ranked 252nd out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Community Trust Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on 1 strong buy rating, 1 buy rating, 2 hold ratings, and no sell ratings.

  • Upside/Downside

    The consensus price target for Community Trust Bancorp is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Community Trust Bancorp has only been the subject of 4 research reports in the past 90 days.

  • Read more about Community Trust Bancorp's stock forecast and price target.
  • Earnings Growth

    Earnings for Community Trust Bancorp are expected to grow by 1.40% in the coming year, from $6.41 to $6.50 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Community Trust Bancorp is 12.80, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 42.39.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Community Trust Bancorp is 12.80, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.04.

  • Price to Book Value per Share Ratio

    Community Trust Bancorp has a P/B Ratio of 1.62. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Community Trust Bancorp's valuation and earnings.
  • Percentage of Shares Shorted

    3.29% of the float of Community Trust Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    Community Trust Bancorp has a short interest ratio ("days to cover") of 6.25.
  • Change versus previous month

    Short interest in Community Trust Bancorp has recently increased by 4.22%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    Community Trust Bancorp pays a meaningful dividend of 2.75%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Community Trust Bancorp has been increasing its dividend for 44 years.

  • Dividend Coverage

    The dividend payout ratio of Community Trust Bancorp is 35.51%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Community Trust Bancorp will have a dividend payout ratio of 32.62% next year. This indicates that Community Trust Bancorp will be able to sustain or increase its dividend.

  • Read more about Community Trust Bancorp's dividend.
  • News Sentiment

    Community Trust Bancorp has a news sentiment score of 1.65. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.91 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 4 news articles for Community Trust Bancorp this week, compared to 2 articles on an average week.
  • Search Interest

    1 people have searched for CTBI on MarketBeat in the last 30 days.
  • MarketBeat Follows

    1 people have added Community Trust Bancorp to their MarketBeat watchlist in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Community Trust Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $307,515.00 in company stock.

  • Percentage Held by Insiders

    2.60% of the stock of Community Trust Bancorp is held by insiders.

  • Percentage Held by Institutions

    60.20% of the stock of Community Trust Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Community Trust Bancorp's insider trading history.
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CTBI Stock News Headlines

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CTBI Stock Analysis - Frequently Asked Questions

Community Trust Bancorp's stock was trading at $56.50 at the start of the year. Since then, CTBI stock has increased by 35.3% and is now trading at $76.43.

Community Trust Bancorp, Inc. (NASDAQ:CTBI) posted its earnings results on Wednesday, July, 15th. The financial services provider reported $1.64 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.52 by $0.12. The financial services provider had revenue of $78.49 million for the quarter, compared to the consensus estimate of $76.85 million. Community Trust Bancorp had a net margin of 25.55% and a trailing twelve-month return on equity of 12.52%.

Community Trust Bancorp's top institutional shareholders include BlackRock Inc. (9.82%), California State Teachers Retirement System (8.21%), Community Trust & Investment Co. (5.53%) and Lone Peak Global Investors LLC (1.65%). Insiders that own company stock include Mark A Gooch, James B Draughn, David Andrew Jones, Franky Minnifield, Richard W Newsom, Kevin J Stumbo, David I Tackett, Andy D Waters, Mark Edward Smith, Jefferson F Sandlin and Ricky D Sparkman.
View institutional ownership trends
.

Shares of CTBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Community Trust Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

Record date for 7/1 Dividend
6/15/2026
Ex-Dividend for 7/1 Dividend
6/15/2026
Dividend Payable
7/01/2026
Last Earnings
7/15/2026
Today
9/09/2026
Record date for 10/1 Dividend
9/15/2026
Ex-Dividend for 10/1 Dividend
9/15/2026
Dividend Payable
10/01/2026
Next Earnings (Estimated)
10/21/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:CTBI
CIK
350852
Employees
980
Year Founded
1903

Price Target and Rating

High Price Target
$82.00
Low Price Target
$81.00
Potential Upside/Downside
+6.6%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.75
Research Coverage
4 Analysts

Profitability

EPS (Trailing Twelve Months)
$5.97
Trailing P/E Ratio
12.80
Forward P/E Ratio
11.92
P/E Growth
N/A
Net Income
$98.06 million
Net Margins
25.55%
Pretax Margin
33.11%
Return on Equity
12.52%
Return on Assets
1.60%

Debt

Debt-to-Equity Ratio
0.08
Current Ratio
0.94
Quick Ratio
0.94

Sales & Book Value

Annual Sales
$409.34 million
Price / Sales
3.39
Cash Flow
$5.82 per share
Price / Cash Flow
13.13
Book Value
$47.26 per share
Price / Book
1.62

Miscellaneous

Outstanding Shares
18,170,000
Free Float
17,696,000
Market Cap
$1.39 billion
Optionable
Optionable
Beta
0.52

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This page (NASDAQ:CTBI) was last updated on 9/9/2026 by MarketBeat.com Staff.
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