UWM Holdings Corporation (NYSE:UWMC) Stock Has Average Price Target of $4.01

Key Points

• Analysts have a consensus “Hold” rating on UWM, with six buys, six holds and two sells. The average 12-month price target is $4.01, though recent targets and ratings have varied significantly.
• UWM shares opened at $1.23, well below the average analyst target, after the company reported a quarterly loss of $0.23 per share and revenue of $162.13 million, missing consensus estimates on both measures.
• Legal and financial risks are weighing on investor sentiment. Lawsuits and investigations allege inadequate disclosure of risks tied to a failed Two Harbors transaction, while reported hedge losses above $603 million and potential shareholder dilution add further pressure.

UWM Holdings Corporation (NYSE:UWMC - Get Free Report) has received a consensus recommendation of "Hold" from the fourteen research firms that are presently covering the stock, Marketbeat Ratings reports. Two investment analysts have rated the stock with a sell recommendation, six have given a hold recommendation and six have assigned a buy recommendation to the company. The average 12-month price target among brokers that have covered the stock in the last year is $4.01.

UWMC has been the topic of a number of research analyst reports. Zacks Research downgraded UWM from a "hold" rating to a "strong sell" rating in a research report on Wednesday, August 5th. Citizens Jmp upgraded UWM from a "market perform" rating to an "outperform" rating and set a $3.00 price target for the company in a research report on Wednesday, July 29th. Barclays cut their price target on UWM from $4.00 to $2.00 and set an "overweight" rating for the company in a research note on Friday, August 7th. Morgan Stanley lowered their price objective on shares of UWM from $5.00 to $3.00 and set an "equal weight" rating on the stock in a research note on Monday, July 20th. Finally, Wall Street Zen downgraded shares of UWM from a "hold" rating to a "sell" rating in a report on Saturday, August 15th.

Trending Headlines about UWM

Here are the key news stories impacting UWM this week:

• Neutral Sentiment: Several law firms announced that investors who purchased UWMC securities between March 9 and August 5, 2026, may seek appointment as lead plaintiff in a consolidated securities class action. The deadline is October 13, 2026. These announcements are procedural and do not establish that UWM or its officers violated securities laws. Kaplan Fox lawsuit announcement
• Negative Sentiment: The lawsuits allege that UWM failed to disclose the risks of an over-hedged mortgage-servicing-rights position connected to its unsuccessful bid for Two Harbors Investment Corp. Investors claim the disclosures omitted material information about the potential losses. UWMC shareholder alert
• Negative Sentiment: Reports say UWM incurred more than $603 million in hedge losses and agreed to a plan that could substantially dilute existing shareholders after the failed Two Harbors transaction. The combination of a large loss and potential dilution is the principal fundamental reason for investor concern. Hagens Berman UWMC alert
• Negative Sentiment: The growing number of law-firm investigations and class-action solicitations adds legal and reputational overhang. Potential litigation costs, settlements, and management scrutiny could further weigh on sentiment, although the ultimate financial impact remains uncertain. Robbins Geller UWMC investor deadline

UWM Trading Up 0.4%

Shares of UWM stock opened at $1.23 on Monday. UWM has a 12-month low of $0.93 and a 12-month high of $6.38. The company has a current ratio of 1.64, a quick ratio of 1.64 and a debt-to-equity ratio of 6.05. The stock has a market cap of $1.97 billion, a PE ratio of -15.31, a price-to-earnings-growth ratio of 2.18 and a beta of 1.76. The company has a 50-day moving average of $1.52 and a two-hundred day moving average of $2.51.

UWM (NYSE:UWMC - Get Free Report) last announced its quarterly earnings results on Thursday, August 6th. The company reported ($0.23) EPS for the quarter, missing the consensus estimate of $0.07 by ($0.30). The firm had revenue of $162.13 million for the quarter, compared to analysts' expectations of $727.46 million. UWM had a negative return on equity of 6.20% and a negative net margin of 1.04%. On average, research analysts anticipate that UWM will post 0.08 EPS for the current fiscal year.

Institutional Trading of UWM

Several large investors have recently modified their holdings of the business. Azora Capital LP lifted its stake in UWM by 230.8% in the 4th quarter. Azora Capital LP now owns 11,296,053 shares of the company's stock valued at $49,477,000 after buying an additional 7,881,586 shares in the last quarter. Brandes Investment Partners LP purchased a new position in UWM during the fourth quarter worth $45,867,000. Bank of America Corp DE increased its position in UWM by 127.4% during the first quarter. Bank of America Corp DE now owns 6,969,809 shares of the company's stock worth $25,231,000 after buying an additional 3,905,286 shares in the last quarter. Integrated Investment Consultants LLC raised its holdings in shares of UWM by 0.5% in the first quarter. Integrated Investment Consultants LLC now owns 5,371,664 shares of the company's stock worth $19,445,000 after acquiring an additional 26,679 shares during the last quarter. Finally, BNP Paribas Financial Markets raised its holdings in shares of UWM by 122.7% in the fourth quarter. BNP Paribas Financial Markets now owns 4,029,452 shares of the company's stock worth $17,649,000 after acquiring an additional 2,220,036 shares during the last quarter. 53.59% of the stock is currently owned by institutional investors and hedge funds.

UWM Company Profile

UWM Holdings Corporation, operating through United Wholesale Mortgage (UWM), is a wholesale mortgage lender headquartered in Pontiac, Michigan. The company originates residential home loans through a network of independent mortgage brokers rather than lending directly to consumers. Its platform is designed to help brokers submit, process and close mortgage applications on behalf of homebuyers and homeowners.

UWM offers a range of mortgage products, including conventional, government-backed FHA, VA and USDA loans, jumbo mortgages, and other specialized financing options.

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