NASDAQ:CPSS Consumer Portfolio Services (CPSS) Stock Price, News & Analysis $9.25 +0.28 (+3.12%) Closing price 10/22/2026 04:00 PM EasternExtended Trading$9.28 +0.03 (+0.27%) As of 10/22/2026 04:01 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Consumer Portfolio Services Stock (NASDAQ:CPSS) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get CPSS alerts:Sign Up Key Stats Today's Range$9.01▼$9.3350-Day Range$8.81▼$9.6452-Week Range$7.46▼$10.49Volume19,991 shsAverage Volume25,209 shsMarket Capitalization$202.67 millionP/E Ratio10.05Dividend YieldN/APrice TargetN/AConsensus RatingHold Company Overview Consumer Portfolio Services, Inc. (NASDAQ: CPSS) is a specialty finance company that provides automobile financing to consumers, including borrowers who may have limited or impaired credit histories. The company primarily operates through an indirect lending model, purchasing retail installment sales contracts originated by automobile dealerships and providing financing for the purchase of new and used vehicles. Consumer Portfolio Services funds its lending activities through a combination of debt financing and the securitization of automobile receivables. It also provides account servicing throughout the life of the loans, including payment processing, customer service, collections and other administrative functions. The company works with a network of franchised and independent automobile dealers in the United States. Founded in 1991, Consumer Portfolio Services is headquartered in Irvine, California. Its business is focused on expanding access to vehicle financing while managing the credit and servicing risks associated with near-prime and subprime automobile loans.AI Generated. May Contain Errors. Read More Consumer Portfolio Services Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks28th Percentile Overall ScoreCPSS MarketRank™: 1.41693376068 of 5 starsConsumer Portfolio Services scored higher than 28% of companies evaluated by MarketBeat, and ranked 730th out of 848 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.2 / 5Analyst RatingHold Consensus RatingConsumer Portfolio Services has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageConsumer Portfolio Services has only been the subject of 1 research reports in the past 90 days.Read more about Consumer Portfolio Services' stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Consumer Portfolio Services is 10.05, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.47.Price to Earnings Ratio vs. SectorThe P/E ratio of Consumer Portfolio Services is 10.05, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.92.Price to Book Value per Share RatioConsumer Portfolio Services has a P/B Ratio of 0.66. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Consumer Portfolio Services' valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted2.04% of the float of Consumer Portfolio Services has been sold short.Short Interest Ratio / Days to CoverConsumer Portfolio Services has a short interest ratio ("days to cover") of 5.37.Change versus previous monthShort interest in Consumer Portfolio Services has recently increased by 0.63%, indicating that investor sentiment is decreasing. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldConsumer Portfolio Services does not currently pay a dividend.Dividend GrowthConsumer Portfolio Services does not have a long track record of dividend growth. News and Social Media2.0 / 5News Sentiment0.20 News SentimentConsumer Portfolio Services has a news sentiment score of 0.20. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.59 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 7 news articles for Consumer Portfolio Services this week, compared to 2 articles on an average week. Company Ownership2.0 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Consumer Portfolio Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,299,825.00 in company stock.Percentage Held by Insiders63.80% of the stock of Consumer Portfolio Services is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions47.57% of the stock of Consumer Portfolio Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Consumer Portfolio Services' insider trading history. Receive CPSS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Consumer Portfolio Services and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CPSS Stock News HeadlinesConsumer Portfolio Services, Inc. closes $767.85 million securitization of subprime automotive receivablesOctober 22 at 6:46 PM | msn.comConsumer Portfolio Services Announces Third Quarter 2026 ResultsOctober 22 at 4:30 PM | globenewswire.comThe $15 Gold Fund That Pays Up to $1,152/MonthGold is hitting record highs, but most investors are leaving income on the table. A $15 fund is quietly paying out up to $1,152 a month to regular investors - no mining stocks, no options, no physical metal required. Chief Income Strategist Tim Plaehn calls it a breakthrough strategy that transforms gold's rally into reliable monthly payouts. The next distribution is just days away. | Investors Alley (Ad)CPS to Host Conference Call on Third Quarter 2026 EarningsOctober 22 at 9:00 AM | globenewswire.comCPS Announces $767.85 Million Senior Subordinate Asset-Backed SecuritizationOctober 21 at 2:30 PM | globenewswire.comConsumer Portfolio Services, Inc. Announces Upsizing of Existing Credit Facility to Fund Accelerating Loan Origination VolumeOctober 14, 2026 | marketscreener.comMCPS Announces Upsizing of Existing Credit Facility to Fund Accelerating Loan Origination VolumeOctober 13, 2026 | globenewswire.comConsumer Portfolio Services (NASDAQ:CPSS) Share Price Crosses Above 200 Day Moving Average - Time to Sell?October 13, 2026 | americanbankingnews.comSee More Headlines CPSS Stock Analysis - Frequently Asked Questions How have CPSS shares performed this year? Consumer Portfolio Services' stock was trading at $9.33 at the beginning of the year. Since then, CPSS shares have decreased by 0.9% and is now trading at $9.25. How were Consumer Portfolio Services' earnings last quarter? Consumer Portfolio Services, Inc. (NASDAQ:CPSS) issued its quarterly earnings results on Thursday, October, 22nd. The credit services provider reported $0.30 earnings per share for the quarter. Consumer Portfolio Services had a trailing twelve-month return on equity of 6.91% and a net margin of 4.78%. How do I buy shares of Consumer Portfolio Services? Shares of CPSS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Consumer Portfolio Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that Consumer Portfolio Services investors own include NVIDIA (NVDA), Bausch Health Cos (BHC), Delta Air Lines (DAL), Advanced Micro Devices (AMD), Micron Technology (MU), Bank of America (BAC) and American Airlines Group (AAL). Company Calendar Today10/22/2026Last Earnings10/22/2026Next Earnings (Estimated)11/09/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (5m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 CPSS's financial health is in the Green zone, according to TradeSmith. CPSS has been in this zone for over 5 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNASDAQ:CPSS CIK889609 Webwww.consumerportfolio.com Phone(949) 753-6800Fax949-753-6805Employees994Year Founded1991Profitability EPS (Trailing Twelve Months)$0.92 Trailing P/E Ratio10.05 Forward P/E RatioN/A P/E GrowthN/ANet Income$19.33 million Net Margins4.78% Pretax Margin6.93% Return on Equity6.91% Return on Assets0.54% Debt Debt-to-Equity Ratio10.43 Current Ratio5.67 Quick Ratio5.67 Sales & Book Value Annual Sales$434.47 million Price / Sales0.47 Cash Flow$1.53 per share Price / Cash Flow6.04 Book Value$14.02 per share Price / Book0.66Miscellaneous Outstanding Shares21,910,000Free Float7,930,000Market Cap$202.67 million OptionableOptionable Beta1.14 Social Links 7 Best Space Stocks to Own in 2026The space race is growing fast, and you don’t have to have gotten in early on SpaceX to profit. This report shows seven space stocks you can buy today that may grow as rockets, satellites, defense, space internet, and new space technology become more important.Get This Free Report This page (NASDAQ:CPSS) was last updated on 10/22/2026 by MarketBeat.com Staff. From Our PartnersTicker Revealed: Pre-IPO Access to "Next Elon Musk" CompanyWe’ve found The Next Elon Musk… and what we believe to be the next Tesla. It’s already racked up $26 billi...Banyan Hill Publishing | SponsoredALERT: Drop these 5 stocks before the market opens tomorrow!The Wall Street Journal is already raising the alarm about a potential market crash, and Weiss Ratings researc...Weiss Ratings | SponsoredThe $15 Gold Fund That Pays Up to $1,152/MonthGold is hitting record highs, but most investors are leaving income on the table. A $15 fund is quietly paying...Investors Alley | SponsoredYour book attachedBill Poulos is giving away his 'Safe Trade Options Formula' book for free - but only for a limited time throug...Profits Run | SponsoredTrump's New DollarPorter Stansberry says President Trump has signed an executive order initiating what he calls a full U.S. doll...Porter & Company | SponsoredSmall Colorado Company (Backed by Sam Altman) Could Save U.S. Power GridA small Colorado company has secured rights to technology that could prevent the U.S. public power grid from c...Altimetry | SponsoredReady to give options a try? Your first trade (Ticker included) -INSIDETired of trying tactic after tactic when it comes to options trades... only to be met with market noise and st...Base Camp Trading | SponsoredDo NOT Buy SpaceX – Do This InsteadSpaceX just went public - and Whitney Tilson, Harvard MBA and 30-year Wall Street veteran, says buying in coul...Stansberry Research | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Consumer Portfolio Services, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Consumer Portfolio Services With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
