MidWestOne Financial Group, Inc. is a diversified financial services holding company headquartered in Iowa City, Iowa. Through its wholly owned subsidiary, MidWestOne Bank, the company provides a broad range of banking and trust services to individuals, small‐ and medium‐sized businesses, and government entities. MidWestOne operates community bank branches across Iowa, Illinois, Minnesota, Wisconsin and Florida, aiming to deliver personalized customer service and local decision-making.
The company’s core banking activities include consumer and commercial lending, deposit products, mortgage origination and servicing, and treasury management solutions. MidWestOne offers checking and savings accounts, money market accounts and certificates of deposit, as well as digital and mobile banking services. On the lending side, the bank extends commercial real estate, construction, equipment and agriculture loans, alongside consumer installment and residential mortgage financing.
In addition to traditional banking, MidWestOne provides wealth management and fiduciary services through its trust division. These services encompass investment advisory, retirement planning, estate settlement and trust administration, catering to individuals, families and nonprofit organizations. The bank’s treasury management team supports corporate clients with cash flow optimization, ACH and wire transfers, merchant services and online banking platforms tailored to meet evolving business needs.
Founded in 1934 as Iowa State Bank & Trust, the organization rebranded as MidWestOne Bank in 2015 to reflect its expanding regional presence. Under the leadership of President and Chief Executive Officer Wayne M. Nelson, the company emphasizes community engagement, employee development and sustainable growth. MidWestOne’s board and executive team steer strategic initiatives aimed at enhancing customer relationships and strengthening its position as a trusted regional financial institution.
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