Donegal Group (DGICA) Stock Price, News & Analysis

Company Overview

Donegal Group Inc., an insurance holding company, provides property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles; and homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft, as well as liability of the insured arising from injury to other persons or their property. It also offers commercial automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured; commercial multi-peril policies that provide protection to businesses against combining liability and physical damage coverages; and workers' compensation policies, which provide benefits to employees for injuries sustained during employment. The company markets its insurance products primarily to Mid-Atlantic, Midwestern, New England, Southern, and Southwestern regions through independent insurance agencies. Donegal Group Inc. was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.

Key Stats

• Today's Range: $19.03 to $19.41
• 50-Day Range: $17.85 to $20.86
• 52-Week Range: $12.26 to $21.12
• Volume: 233,565 shs
• Average Volume: 92,998 shs
• Market Capitalization: $688.43 million
• P/E Ratio: 9.30
• Dividend Yield: 3.83%
• Price Target: $18.00
• Consensus Rating: Hold

Donegal Group Stock Analysis - MarketRank™

Donegal Group scored higher than 60% of companies evaluated by MarketBeat, and ranked 560th out of 908 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

Donegal Group has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Donegal Group has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 16.67%

Earnings Growth

Earnings for Donegal Group are expected to grow by 16.67% in the coming year, from $1.20 to $1.40 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Donegal Group is 9.30, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 23.62.

Price to Earnings Ratio vs. Sector

The P/E ratio of Donegal Group is 9.30, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.37.

Price to Book Value per Share Ratio

Donegal Group has a P/B Ratio of 1.24. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.90% of the float of Donegal Group has been sold short.

Short Interest Ratio / Days to Cover

Donegal Group has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Donegal Group has recently decreased by 8.19%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Leadership

Donegal Group is a leading dividend payer. It pays a dividend yield of 3.83%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Donegal Group has been increasing its dividend for 5 years.

Dividend Coverage

The dividend payout ratio of Donegal Group is 35.61%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Donegal Group will have a dividend payout ratio of 52.14% next year. This indicates that Donegal Group will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.90% of the float of Donegal Group has been sold short.

Short Interest Ratio / Days to Cover

Donegal Group has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Donegal Group has recently decreased by 8.19%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Donegal Group this week, compared to 3 articles on an average week.

MarketBeat Follows

Only 2 people have added Donegal Group to their MarketBeat watchlist in the last 30 days. This is a decrease of -33% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Donegal Group insiders have sold 54.91% more of their company's stock than they have bought. Specifically, they have bought $2,110,242.00 in company stock and sold $3,269,040.00 in company stock.

Percentage Held by Insiders

Only 6.63% of the stock of Donegal Group is held by insiders.

Percentage Held by Institutions

Only 27.96% of the stock of Donegal Group is held by institutions.

DGICA Stock Analysis - Frequently Asked Questions

How have DGICA shares performed this year?

Donegal Group's stock was trading at $15.47 on January 1st, 2025. Since then, DGICA stock has increased by 23.3% and is now trading at $19.07.
View the best growth stocks for 2025 here.

How were Donegal Group's earnings last quarter?

Donegal Group, Inc. (NASDAQ:DGICA) announced its earnings results on Thursday, April, 24th. The insurance provider reported $0.72 EPS for the quarter, beating analysts' consensus estimates of $0.34 by $0.38. The insurance provider earned $245.57 million during the quarter, compared to analyst estimates of $248.73 million. Donegal Group had a trailing twelve-month return on equity of 12.82% and a net margin of 7.06%.

Who are Donegal Group's major shareholders?

Top institutional investors of Donegal Group include Vanguard Group Inc. (2.66%), Connor Clark & Lunn Investment Management Ltd. (0.75%), Philadelphia Trust Co. (0.72%) and Foundry Partners LLC (0.53%). Insiders that own company stock include Mutual Insurance Co Donegal, Jack Lee Hess, Sewell Trezevant Moore Jr, Jeffrey Dean Miller, Daniel J Wagner, David Benjamin Bawel, Barry C Huber, Kevin Gerard Burke, Richard D Wampler II, Jon Marshall Mahan, Vincent Anthony Viozzi, Sanjay Pandey, Jeffery Tim Hay, Christina Marie Hoffman, Noland Rone Deas Jr, David Wayne Sponic, William Daniel Delamater, William Albert Folmar, Robert Richard Long Jr and Kristi Spencer Altshuler.
View institutional ownership trends.

How do I buy shares of Donegal Group?

Shares of DGICA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 4/24/2025
• Record date for 5/15 Dividend: 5/01/2025
• Ex-Dividend for 5/15 Dividend: 5/01/2025
• Dividend Payable: 5/15/2025
• Today: 6/21/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:DGICA
• CIK: 800457
• Web: www.donegalgroup.com
• Phone: (800) 877-0600
• Fax: 302-736-9883
• Employees: 880
• Year Founded: 1986

Price Target and Rating

• Average Stock Price Target: $18.00
• High Stock Price Target: $18.00
• Low Stock Price Target: $18.00
• Potential Upside/Downside: -5.6%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $2.05
• Trailing P/E Ratio: 9.30
• Forward P/E Ratio: 15.89
• P/E Growth: N/A
• Net Income: $50.86 million
• Net Margins: 7.06%
• Pretax Margin: 8.68%
• Return on Equity: 12.82%
• Return on Assets: 2.91%

Debt

• Debt-to-Equity Ratio: 0.06
• Current Ratio: 0.40
• Quick Ratio: 0.40

Sales & Book Value

• Annual Sales: $989.60 million
• Price / Sales: 0.70
• Cash Flow: $1.43 per share
• Price / Cash Flow: 13.36
• Book Value: $15.33 per share
• Price / Book: 1.24

Miscellaneous

• Outstanding Shares: 36,100,000
• Free Float: 33,704,000
• Market Cap: $688.43 million
• Optionable: Optionable
• Beta: 0.02