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Fifth District Bancorp (FDSB) Stock Price, News & Analysis

Fifth District Bancorp logo
$18.31 +0.13 (+0.72%)
Closing price 08/26/2026 01:43 PM Eastern
Extended Trading
$20.00 +1.69 (+9.23%)
As of 06:42 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Fifth District Bancorp Stock (NASDAQ:FDSB)

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Key Stats

Today's Range
$18.25
$18.38
50-Day Range
$15.88
$18.38
52-Week Range
$13.00
$18.50
Volume
2,011 shs
Average Volume
6,527 shs
Market Capitalization
$95.94 million
P/E Ratio
53.85
Dividend Yield
N/A
Price Target
N/A
Consensus Rating
Hold

Company Overview

Fifth District Bancorp is a bank holding company headquartered in Vienna, Virginia. Through its principal subsidiary, Fifth District Bank, the company offers a full suite of commercial and retail banking services designed to meet the needs of individuals, small businesses and middle-market enterprises. Operating under a national bank charter, Fifth District Bancorp focuses on relationship-driven service, providing its clients with personalized financial solutions and responsive customer support.

The bank’s core business activities include deposit-taking, commercial and industrial lending, mortgage banking, and wealth management. Retail offerings range from checking and savings accounts to personal and home equity loans, while commercial services cover lines of credit, term loans and treasury management solutions. In addition, Fifth District Bancorp provides trust and fiduciary services, investment advisory, and cash management tools tailored to both local business owners and high-net-worth individuals.

Fifth District Bancorp was originally incorporated in 2006 under the name Virginia Commerce Bancorp and completed its initial public offering in 2011. Since its inception, the company has sought to foster strong community relationships by reinvesting locally and maintaining an emphasis on small-business lending. Over the years, it has expanded its footprint while preserving the community bank ethos that underpins its lending philosophy.

The bank operates a network of branches and lending centers across Northern Virginia and the greater Washington, D.C. metropolitan area, including Fairfax County, Loudoun County and Prince William County. By combining a regional focus with digital banking capabilities, Fifth District Bancorp aims to deliver convenient, technology-driven financial services alongside the personal attention characteristic of a community bank.

AI Generated. May Contain Errors.

Fifth District Bancorp Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
19th Percentile Overall Score

FDSB MarketRank™: 

Fifth District Bancorp scored higher than 19% of companies evaluated by MarketBeat, and ranked 830th out of 853 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Fifth District Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    Fifth District Bancorp has only been the subject of 1 research reports in the past 90 days.

  • Read more about Fifth District Bancorp's stock forecast and price target.
  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Fifth District Bancorp is 53.85, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 39.17.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Fifth District Bancorp is 53.85, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 26.70.

  • Price to Book Value per Share Ratio

    Fifth District Bancorp has a P/B Ratio of 0.74. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    0.22% of the float of Fifth District Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    Fifth District Bancorp has a short interest ratio ("days to cover") of 1.62, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Fifth District Bancorp has recently increased by 17.06%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Fifth District Bancorp does not currently pay a dividend.

  • Dividend Growth

    Fifth District Bancorp does not have a long track record of dividend growth.

  • News Sentiment

    Fifth District Bancorp has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.89 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for Fifth District Bancorp this week, compared to 1 article on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Fifth District Bancorp insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    8.60% of the stock of Fifth District Bancorp is held by insiders.

  • Percentage Held by Institutions

    Fifth District Bancorp has minimal institutional ownership at this time.

  • Read more about Fifth District Bancorp's insider trading history.
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FDSB Stock News Headlines

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Fifth District Bancorp, Inc.
Fifth District Bancorp Elects New Directors at Meeting
See More Headlines

FDSB Stock Analysis - Frequently Asked Questions

Fifth District Bancorp's stock was trading at $15.00 at the beginning of 2026. Since then, FDSB shares have increased by 22.1% and is now trading at $18.31.

Fifth District Bancorp, Inc. (NASDAQ:FDSB) issued its quarterly earnings data on Monday, August, 10th. The company reported $0.08 earnings per share (EPS) for the quarter. The business earned $3.96 million during the quarter. Fifth District Bancorp had a trailing twelve-month return on equity of 1.27% and a net margin of 6.97%.

Fifth District Bancorp's Board of Directors approved a share buyback plan on Monday, August 25th 2025, which authorizes the company to buy back $550,000 in shares, according to EventVestor. This means that the company could reacquire up to 0.7% of its shares through open market purchases. Shares buyback plans are often an indication that the company's board believes its shares are undervalued.

Fifth District Bancorp (FDSB) raised $55 million in an IPO on Thursday, August 1st 2024. The company issued 5,459,473 shares at $10.00 per share.

Top institutional shareholders of Fifth District Bancorp include BlackRock Inc. (0.61%) and Beacon Pointe Advisors LLC (0.19%).
View institutional ownership trends
.

Shares of FDSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Fifth District Bancorp investors own include Arch Capital Group (ACGL), Adobe (ADBE), Analog Devices (ADI), Alnylam Pharmaceuticals (ALNY), Amgen (AMGN), Baidu (BIDU).

Company Calendar

Last Earnings
8/10/2026
Today
8/26/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:FDSB
Previous Symbol
NASDAQ:FDSB
CIK
2012726
Fax
N/A
Employees
N/A
Year Founded
1926

Profitability

EPS (Trailing Twelve Months)
$0.34
Trailing P/E Ratio
53.85
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$4.09 million
Net Margins
6.97%
Pretax Margin
8.54%
Return on Equity
1.27%
Return on Assets
0.31%

Debt

Debt-to-Equity Ratio
0.05
Current Ratio
1.06
Quick Ratio
1.06

Sales & Book Value

Annual Sales
$26.49 million
Price / Sales
3.62
Cash Flow
$0.88 per share
Price / Cash Flow
20.78
Book Value
$24.64 per share
Price / Book
0.74

Miscellaneous

Outstanding Shares
5,240,000
Free Float
4,786,000
Market Cap
$95.94 million
Optionable
N/A
Beta
0.20

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This page (NASDAQ:FDSB) was last updated on 8/27/2026 by MarketBeat.com Staff.
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