Do analysts recommend WSBF or FDSB?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Waterstone Financial 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Fifth District Bancorp 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Do analysts prefer NWFL or FDSB?

Norwood Financial currently has a consensus target price of $35.00, suggesting a potential upside of 2.73%. Given Norwood Financial's stronger consensus rating and higher probable upside, equities analysts clearly believe Norwood Financial is more favorable than Fifth District Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Norwood Financial 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50 Fifth District Bancorp 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Do analysts prefer FDSB or CZFS?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Fifth District Bancorp 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Citizens Financial Services 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 1 Strong Buy rating(s) 3.00

Do analysts prefer AVBH or FDSB?

Avidbank currently has a consensus price target of $35.33, suggesting a potential upside of 7.89%. Given Avidbank's stronger consensus rating and higher possible upside, equities analysts plainly believe Avidbank is more favorable than Fifth District Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Avidbank 0 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.75 Fifth District Bancorp 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Fifth District Bancorp (FDSB) Competitors

$17.77 +0.10 (+0.57%)

Closing price 08/4/2026 04:00 PM Eastern

Extended Trading

$17.82 +0.05 (+0.28%)

As of 08/4/2026 06:27 PM Eastern

Compare

FDSB vs. WSBF, NECB, NWFL, CZFS, and AVBH

Should you buy Fifth District Bancorp stock or one of its competitors? MarketBeat compares Fifth District Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Fifth District Bancorp include Waterstone Financial (WSBF), Northeast Community Bancorp (NECB), Norwood Financial (NWFL), Citizens Financial Services (CZFS), and Avidbank (AVBH). These companies are all part of the "regional banks" industry.

How does Fifth District Bancorp compare to Waterstone Financial?

Waterstone Financial (NASDAQ:WSBF) and Fifth District Bancorp (NASDAQ:FDSB) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, institutional ownership, risk, valuation, media sentiment, analyst recommendations, dividends and earnings.

Fifth District Bancorp has a net margin of 16.35% compared to Waterstone Financial's net margin of 14.57%. Waterstone Financial's return on equity of 8.66% beat Fifth District Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Waterstone Financial	14.57%	8.66%	1.33%
Fifth District Bancorp	16.35%	3.37%	0.82%

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Waterstone Financial	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Fifth District Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

62.7% of Waterstone Financial shares are held by institutional investors. 6.0% of Waterstone Financial shares are held by insiders. Comparatively, 8.6% of Fifth District Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Waterstone Financial has a beta of 0.71, indicating that its share price is 29% less volatile than the broader market. Comparatively, Fifth District Bancorp has a beta of 0.2, indicating that its share price is 80% less volatile than the broader market.

In the previous week, Waterstone Financial's average media sentiment score of 1.00 beat Fifth District Bancorp's score of 0.00 indicating that Waterstone Financial is being referred to more favorably in the media.

Company	Overall Sentiment
Waterstone Financial	Positive
Fifth District Bancorp	Neutral

Waterstone Financial has higher revenue and earnings than Fifth District Bancorp. Waterstone Financial is trading at a lower price-to-earnings ratio than Fifth District Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Waterstone Financial	$201.29M	1.88	$26.40M	$1.72	12.19
Fifth District Bancorp	$26.49M	3.53	$4.09M	$0.87	20.43

Summary

Waterstone Financial beats Fifth District Bancorp on 10 of the 14 factors compared between the two stocks.

How does Fifth District Bancorp compare to Northeast Community Bancorp?

Northeast Community Bancorp (NASDAQ:NECB) and Fifth District Bancorp (NASDAQ:FDSB) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, profitability, valuation, dividends, earnings, risk and media sentiment.

In the previous week, Northeast Community Bancorp had 4 more articles in the media than Fifth District Bancorp. MarketBeat recorded 4 mentions for Northeast Community Bancorp and 0 mentions for Fifth District Bancorp. Northeast Community Bancorp's average media sentiment score of 0.35 beat Fifth District Bancorp's score of 0.00 indicating that Northeast Community Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
Northeast Community Bancorp	Neutral
Fifth District Bancorp	Neutral

Northeast Community Bancorp has a net margin of 27.67% compared to Fifth District Bancorp's net margin of 16.35%. Northeast Community Bancorp's return on equity of 12.10% beat Fifth District Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Northeast Community Bancorp	27.67%	12.10%	2.07%
Fifth District Bancorp	16.35%	3.37%	0.82%

Northeast Community Bancorp currently has a consensus price target of $29.50, suggesting a potential upside of 9.22%. Given Northeast Community Bancorp's stronger consensus rating and higher probable upside, research analysts plainly believe Northeast Community Bancorp is more favorable than Fifth District Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Northeast Community Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.75
Fifth District Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

53.3% of Northeast Community Bancorp shares are owned by institutional investors. 7.1% of Northeast Community Bancorp shares are owned by insiders. Comparatively, 8.6% of Fifth District Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Northeast Community Bancorp has higher revenue and earnings than Fifth District Bancorp. Northeast Community Bancorp is trading at a lower price-to-earnings ratio than Fifth District Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Northeast Community Bancorp	$158.21M	2.36	$44.41M	$3.12	8.66
Fifth District Bancorp	$26.49M	3.53	$4.09M	$0.87	20.43

Northeast Community Bancorp has a beta of 0.36, suggesting that its stock price is 64% less volatile than the broader market. Comparatively, Fifth District Bancorp has a beta of 0.2, suggesting that its stock price is 80% less volatile than the broader market.

Summary

Northeast Community Bancorp beats Fifth District Bancorp on 14 of the 17 factors compared between the two stocks.

How does Fifth District Bancorp compare to Norwood Financial?

Norwood Financial (NASDAQ:NWFL) and Fifth District Bancorp (NASDAQ:FDSB) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, profitability, dividends, media sentiment, risk and earnings.

In the previous week, Norwood Financial had 3 more articles in the media than Fifth District Bancorp. MarketBeat recorded 3 mentions for Norwood Financial and 0 mentions for Fifth District Bancorp. Norwood Financial's average media sentiment score of 1.91 beat Fifth District Bancorp's score of 0.00 indicating that Norwood Financial is being referred to more favorably in the media.

Company	Overall Sentiment
Norwood Financial	Very Positive
Fifth District Bancorp	Neutral

28.1% of Norwood Financial shares are held by institutional investors. 8.1% of Norwood Financial shares are held by insiders. Comparatively, 8.6% of Fifth District Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Norwood Financial has a beta of 0.54, meaning that its stock price is 46% less volatile than the broader market. Comparatively, Fifth District Bancorp has a beta of 0.2, meaning that its stock price is 80% less volatile than the broader market.

Norwood Financial currently has a consensus target price of $35.00, suggesting a potential upside of 2.73%. Given Norwood Financial's stronger consensus rating and higher probable upside, equities analysts clearly believe Norwood Financial is more favorable than Fifth District Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Norwood Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Fifth District Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Norwood Financial has a net margin of 18.68% compared to Fifth District Bancorp's net margin of 16.35%. Norwood Financial's return on equity of 13.33% beat Fifth District Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Norwood Financial	18.68%	13.33%	1.31%
Fifth District Bancorp	16.35%	3.37%	0.82%

Norwood Financial has higher revenue and earnings than Fifth District Bancorp. Norwood Financial is trading at a lower price-to-earnings ratio than Fifth District Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Norwood Financial	$136.15M	2.73	$27.75M	$2.90	11.75
Fifth District Bancorp	$26.49M	3.53	$4.09M	$0.87	20.43

Summary

Norwood Financial beats Fifth District Bancorp on 13 of the 16 factors compared between the two stocks.

How does Fifth District Bancorp compare to Citizens Financial Services?

Fifth District Bancorp (NASDAQ:FDSB) and Citizens Financial Services (NASDAQ:CZFS) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, profitability, institutional ownership, risk, media sentiment, dividends, valuation and earnings.

Citizens Financial Services has higher revenue and earnings than Fifth District Bancorp. Citizens Financial Services is trading at a lower price-to-earnings ratio than Fifth District Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fifth District Bancorp	$26.49M	3.53	$4.09M	$0.87	20.43
Citizens Financial Services	$173.51M	2.29	$36.57M	$8.55	9.66

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fifth District Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Citizens Financial Services	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	3.00

22.5% of Citizens Financial Services shares are held by institutional investors. 8.6% of Fifth District Bancorp shares are held by insiders. Comparatively, 5.5% of Citizens Financial Services shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

In the previous week, Citizens Financial Services had 6 more articles in the media than Fifth District Bancorp. MarketBeat recorded 6 mentions for Citizens Financial Services and 0 mentions for Fifth District Bancorp. Citizens Financial Services' average media sentiment score of 0.56 beat Fifth District Bancorp's score of 0.00 indicating that Citizens Financial Services is being referred to more favorably in the news media.

Company	Overall Sentiment
Fifth District Bancorp	Neutral
Citizens Financial Services	Positive

Fifth District Bancorp has a beta of 0.2, meaning that its share price is 80% less volatile than the broader market. Comparatively, Citizens Financial Services has a beta of 0.35, meaning that its share price is 65% less volatile than the broader market.

Citizens Financial Services has a net margin of 23.31% compared to Fifth District Bancorp's net margin of 16.35%. Citizens Financial Services' return on equity of 12.20% beat Fifth District Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Fifth District Bancorp	16.35%	3.37%	0.82%
Citizens Financial Services	23.31%	12.20%	1.35%

Summary

Citizens Financial Services beats Fifth District Bancorp on 13 of the 16 factors compared between the two stocks.

How does Fifth District Bancorp compare to Avidbank?

Avidbank (NASDAQ:AVBH) and Fifth District Bancorp (NASDAQ:FDSB) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, analyst recommendations, profitability, valuation, media sentiment, risk, institutional ownership and earnings.

15.9% of Avidbank shares are held by institutional investors. 9.6% of Avidbank shares are held by insiders. Comparatively, 8.6% of Fifth District Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Fifth District Bancorp has lower revenue, but higher earnings than Avidbank. Avidbank is trading at a lower price-to-earnings ratio than Fifth District Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Avidbank	$151.76M	2.36	-$19.55M	-$1.92	N/A
Fifth District Bancorp	$26.49M	3.53	$4.09M	$0.87	20.43

Fifth District Bancorp has a net margin of 16.35% compared to Avidbank's net margin of -8.69%. Avidbank's return on equity of 10.99% beat Fifth District Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Avidbank	-8.69%	10.99%	1.23%
Fifth District Bancorp	16.35%	3.37%	0.82%

Avidbank has a beta of 0.33, suggesting that its stock price is 67% less volatile than the broader market. Comparatively, Fifth District Bancorp has a beta of 0.2, suggesting that its stock price is 80% less volatile than the broader market.

In the previous week, Avidbank's average media sentiment score of 0.00 equaled Fifth District Bancorp'saverage media sentiment score.

Company	Overall Sentiment
Avidbank	Neutral
Fifth District Bancorp	Neutral

Avidbank currently has a consensus price target of $35.33, suggesting a potential upside of 7.89%. Given Avidbank's stronger consensus rating and higher possible upside, equities analysts plainly believe Avidbank is more favorable than Fifth District Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Avidbank	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75
Fifth District Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Summary

Avidbank beats Fifth District Bancorp on 9 of the 14 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FDSB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

FDSB vs. The Competition

Export

Metric	Fifth District Bancorp	Banks Industry	Finance Sector	NASDAQ Exchange
Market Cap	$93.03M	$23.75B	$14.05B	$12.76B
Dividend Yield	N/A	3.18%	5.92%	10.01%
P/E Ratio	20.43	28.15	28.97	25.53
Price / Sales	3.53	9.55	474.33	94.32
Price / Cash	20.20	16.44	38.61	49.39
Price / Book	0.76	1.39	3.73	6.11
Net Income	$4.09M	$2.58B	$1.31B	$347.58M
7 Day Performance	-0.40%	1.53%	1.46%	4.91%
1 Month Performance	6.92%	3.39%	1.29%	-2.06%
1 Year Performance	35.60%	30.90%	13.60%	21.03%

Fifth District Bancorp Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
FDSB Fifth District Bancorp	1.3186 of 5 stars	$17.77 +0.6%	N/A	+34.6%	$93.03M	$26.49M	20.43	N/A
WSBF Waterstone Financial	2.3993 of 5 stars	$20.53 +0.3%	N/A	+57.4%	$370.49M	$201.29M	11.93	600	Positive News
NECB Northeast Community Bancorp	4.4711 of 5 stars	$26.61 +0.2%	$29.50 +10.9%	+33.6%	$367.62M	$103.63M	8.53	130
NWFL Norwood Financial	4.4968 of 5 stars	$33.74 +0.1%	$35.00 +3.7%	+41.8%	$367.46M	$103.05M	11.63	260	Positive News
CZFS Citizens Financial Services	3.1029 of 5 stars	$74.63 -2.3%	N/A	+54.2%	$358.60M	$115.72M	9.11	310	Earnings Report

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This page (NASDAQ:FDSB) was last updated on 8/5/2026 by MarketBeat.com Staff.

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Fifth District Bancorp (FDSB) Competitors

FDSB vs. WSBF, NECB, NWFL, CZFS, and AVBH

How does Fifth District Bancorp compare to Waterstone Financial?

Summary

How does Fifth District Bancorp compare to Northeast Community Bancorp?

Summary

How does Fifth District Bancorp compare to Norwood Financial?

Summary

How does Fifth District Bancorp compare to Citizens Financial Services?

Summary

How does Fifth District Bancorp compare to Avidbank?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

FDSB vs. The Competition

Fifth District Bancorp Competitors List

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Fifth District Bancorp (FDSB) Competitors

FDSB vs. WSBF, NECB, NWFL, CZFS, and AVBH

How does Fifth District Bancorp compare to Waterstone Financial?

Is WSBF or FDSB more profitable?

Do analysts recommend WSBF or FDSB?

Do insiders and institutionals believe in WSBF or FDSB?

Which has more volatility & risk, WSBF or FDSB?

Does the media refer more to WSBF or FDSB?

Which has stronger valuation and earnings, WSBF or FDSB?

Summary

How does Fifth District Bancorp compare to Northeast Community Bancorp?

Does the media favor NECB or FDSB?

Is NECB or FDSB more profitable?

Do analysts recommend NECB or FDSB?

Do institutionals & insiders have more ownership in NECB or FDSB?

Which has preferable valuation & earnings, NECB or FDSB?

Which has more risk and volatility, NECB or FDSB?

Summary

How does Fifth District Bancorp compare to Norwood Financial?

Does the media refer more to NWFL or FDSB?

Do insiders & institutionals have more ownership in NWFL or FDSB?

Which has more risk and volatility, NWFL or FDSB?

Do analysts prefer NWFL or FDSB?

Is NWFL or FDSB more profitable?

Which has preferable earnings & valuation, NWFL or FDSB?

Summary

How does Fifth District Bancorp compare to Citizens Financial Services?

Which has better valuation and earnings, FDSB or CZFS?

Do analysts prefer FDSB or CZFS?

Do institutionals & insiders have more ownership in FDSB or CZFS?

Does the media refer more to FDSB or CZFS?

Which has more volatility & risk, FDSB or CZFS?

Is FDSB or CZFS more profitable?

Summary

How does Fifth District Bancorp compare to Avidbank?

Do insiders & institutionals hold more shares of AVBH or FDSB?

Which has stronger earnings & valuation, AVBH or FDSB?

Is AVBH or FDSB more profitable?

Which has more risk and volatility, AVBH or FDSB?

Does the media favor AVBH or FDSB?

Do analysts prefer AVBH or FDSB?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

FDSB vs. The Competition

Fifth District Bancorp Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools