Fifth District Bancorp (FDSB) Stock Price, News & Analysis

Company Overview

Fifth District Bancorp, Inc. is the holding company for Fifth District Savings Bank, a community-oriented savings institution headquartered in New Orleans, Louisiana. The bank provides traditional banking services to individuals, families, and businesses, including deposit accounts, residential mortgage lending, consumer loans, and commercial real estate and business lending.

Fifth District Savings Bank has served the New Orleans area for nearly a century, with roots dating to its founding in 1926. Its business is focused primarily on communities in southeastern Louisiana, where it operates through local banking offices and offers relationship-based financial services to households and small businesses.

As a community bank, Fifth District Bancorp emphasizes gathering deposits and using those funds to support residential and commercial borrowers in its regional market. The company’s common stock trades on the Nasdaq Capital Market under the symbol FDSB.

Key Stats

• Today's Range: $17.67 to $17.75
• 50-Day Range: $16.81 to $18.69
• 52-Week Range: $13.00 to $18.69
• Volume: 1,081 shs
• Average Volume: 4,191 shs
• Market Capitalization: $91.94 million
• P/E Ratio: 51.65
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Hold

Fifth District Bancorp Stock Analysis - MarketRank™

Fifth District Bancorp scored higher than 13% of companies evaluated by MarketBeat, and ranked 792nd out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.2 / 5
• Analyst Rating: Hold

Consensus Rating

Fifth District Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Fifth District Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Fifth District Bancorp is 51.65, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 26.34.

Price to Earnings Ratio vs. Sector

The P/E ratio of Fifth District Bancorp is 51.65, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 21.21.

Price to Book Value per Share Ratio

Fifth District Bancorp has a P/B Ratio of 0.75. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.16% of the float of Fifth District Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Fifth District Bancorp has a short interest ratio ("days to cover") of 1.03, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Fifth District Bancorp has recently increased by 7.42%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Fifth District Bancorp does not currently pay a dividend.

Dividend Growth

Fifth District Bancorp does not have a long track record of dividend growth.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 0.3 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Fifth District Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

8.60% of the stock of Fifth District Bancorp is held by insiders.

Percentage Held by Institutions

Fifth District Bancorp has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 8/10/2026
• Today: 11/09/2026
• Next Earnings (Estimated): 11/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FDSB
• Previous Symbol: NASDAQ:FDSB
• CIK: 2012726
• Web: www.fifthdistrict.com
• Phone: (504) 362-7544
• Fax: N/A
• Employees: 67
• Year Founded: 1926

Profitability

• EPS (Trailing Twelve Months): $0.34
• Trailing P/E Ratio: 51.65
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $4.09 million
• Net Margins: 6.97%
• Pretax Margin: 8.54%
• Return on Equity: 1.27%
• Return on Assets: 0.31%

Debt

• Debt-to-Equity Ratio: 0.05
• Current Ratio: 1.06
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $14.95 million
• Price / Sales: 6.15
• Cash Flow: $0.87 per share
• Price / Cash Flow: 20.22
• Book Value: $23.50 per share
• Price / Book: 0.75

Miscellaneous

• Outstanding Shares: 5,236,000
• Free Float: 4,786,000
• Market Cap: $91.94 million
• Optionable: N/A
• Beta: 0.24