Figure Technology Solutions (FIGR) Stock Price, News & Analysis

Company Overview

Figure Technology Solutions is a financial technology company that develops blockchain-based platforms for lending and capital markets. Its technology is designed to digitize and streamline financial transactions, including loan origination and the trading of financial assets.

The company’s offerings include home equity financing and technology for financial institutions and other lending partners. Figure also operates digital marketplaces and provides services supporting the issuance and transfer of assets on the Provenance Blockchain.

Founded in 2018 by entrepreneur Mike Cagney, Figure is based in the United States and serves consumers and financial services businesses. Cagney is the company’s founder and chief executive officer.

Key Stats

• Today's Range: $24.33 to $26.20
• 50-Day Range: $20.90 to $38.26
• 52-Week Range: $19.54 to $78.00
• Volume: 3.83 million shs
• Average Volume: 5.50 million shs
• Market Capitalization: $4.68 billion
• P/E Ratio: 26.55
• Dividend Yield: N/A
• Price Target: $51.71
• Consensus Rating: Moderate Buy

Figure Technology Solutions Stock Analysis - MarketRank™

Figure Technology Solutions scored higher than 88% of companies evaluated by MarketBeat, and ranked 216th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Figure Technology Solutions has received a consensus rating of Moderate Buy. The company's average rating score is 2.92, and is based on 3 strong buy ratings, 6 buy ratings, 2 hold ratings, and 1 sell rating.

Upside Potential

Figure Technology Solutions has a consensus price target of $51.71, representing about 105.1% upside from its current price of $25.22.

Amount of Analyst Coverage

Figure Technology Solutions has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 38.14%

Earnings Growth

Earnings for Figure Technology Solutions are expected to grow by 38.14% in the coming year, from $1.18 to $1.63 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Figure Technology Solutions is 26.55, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 26.41.

Price to Earnings Ratio vs. Sector

The P/E ratio of Figure Technology Solutions is 26.55, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 20.54.

Price to Earnings Growth Ratio

Figure Technology Solutions has a PEG Ratio of 0.39. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Figure Technology Solutions has a P/B Ratio of 3.59. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

16.81% of the float of Figure Technology Solutions has been sold short.

Short Interest Ratio / Days to Cover

Figure Technology Solutions has a short interest ratio ("days to cover") of 4.71.

Change versus previous month

Short interest in Figure Technology Solutions has recently increased by 7.66%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Figure Technology Solutions does not currently pay a dividend.

Dividend Growth

Figure Technology Solutions does not have a long track record of dividend growth.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.54

News Sentiment

Figure Technology Solutions has a news sentiment score of 0.54. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 28 news articles for Figure Technology Solutions this week, compared to 7 articles on an average week.

Search Interest

12 people have searched for FIGR on MarketBeat in the last 30 days. This is an increase of 71% compared to the previous 30 days.

MarketBeat Follows

Only 3 people have added Figure Technology Solutions to their MarketBeat watchlist in the last 30 days. This is a decrease of -25% compared to the previous 30 days.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Figure Technology Solutions insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $309,520.00 in company stock.

Percentage Held by Insiders

26.60% of the stock of Figure Technology Solutions is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Figure Technology Solutions has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 11/12/2026
• Today: 11/15/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Commercial & Residential Mortgage Finance
• Current Symbol: NASDAQ:FIGR
• CIK: 2064124
• Web: www.figure.com
• Phone: (917) 789-8049
• Fax: N/A
• Employees: 602
• Year Founded: 2018

Price Target and Rating

• Average Price Target for Figure Technology Solutions: $51.71
• High Price Target: $70.00
• Low Price Target: $37.00
• Potential Upside/Downside: +105.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.92
• Research Coverage: 12 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.93
• Trailing P/E Ratio: 26.55
• Forward P/E Ratio: 15.47
• P/E Growth: 0.39
• Net Income: $133.86 million
• Net Margins: 28.21%
• Pretax Margin: 28.33%
• Return on Equity: 18.38%
• Return on Assets: 8.98%

Debt

• Debt-to-Equity Ratio: 0.22
• Current Ratio: 1.86
• Quick Ratio: 1.86

Sales & Book Value

• Annual Sales: $506.86 million
• Price / Sales: 9.24
• Cash Flow: $0.84 per share
• Price / Cash Flow: 29.91
• Book Value: $7.03 per share
• Price / Book: 3.59

Miscellaneous

• Outstanding Shares: 185,670,000
• Free Float: 136,283,000
• Market Cap: $4.68 billion
• Optionable: Optionable
• Beta: 0.94