IF Bancorp (IROQ) Stock Price, News & Analysis

Company Overview

IF Bancorp, Inc. operates as the bank holding company for IF Bank, providing a full suite of commercial and consumer banking services to customers across central Indiana. Founded in 1905 and headquartered in Indianapolis, the company has built a regional franchise focused on community banking, offering deposit products, loan solutions and treasury management services tailored to local businesses and individuals.

The company’s lending portfolio encompasses commercial real estate financing, small business and agricultural loans, equipment leasing and consumer lending products such as mortgages, home equity lines of credit and personal installment loans. IF Bancorp also offers cash management, merchant services and online banking platforms designed to help clients manage liquidity and streamline payment processes.

With a network of more than a dozen branch offices and ATMs, IF Bancorp extends its reach throughout Marion, Hamilton, Boone and Hendricks counties. The firm places emphasis on relationship banking and community involvement, supporting local organizations and economic development initiatives to foster growth in its core markets.

IF Bancorp’s leadership team is headed by President and Chief Executive Officer Robert G. Weinstein, whose experience in regional banking has guided the firm’s strategic expansion and service diversification. Governing oversight is provided by a board of directors comprising seasoned financial professionals and community leaders committed to upholding the company’s tradition of stability and personalized client service.

Key Stats

• Today's Range: $24.56 to $24.56
• 50-Day Range: $23.96 to $25.00
• 52-Week Range: $16.40 to $25.76
• Volume: 317 shs
• Average Volume: 2,674 shs
• Market Capitalization: $82.28 million
• P/E Ratio: 24.08
• Dividend Yield: 1.63%
• Price Target: N/A
• Consensus Rating: N/A

IF Bancorp Stock Analysis - MarketRank™

IF Bancorp scored higher than 29% of companies evaluated by MarketBeat, and ranked 883rd out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for IF Bancorp.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of IF Bancorp is 24.08, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.90.

Price to Earnings Ratio vs. Sector

The P/E ratio of IF Bancorp is 24.08, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 20.04.

Price to Book Value per Share Ratio

IF Bancorp has a P/B Ratio of 1.11. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

0.35% of the float of IF Bancorp has been sold short.

Short Interest Ratio / Days to Cover

IF Bancorp has a short interest ratio ("days to cover") of 4.6.

Change versus previous month

Short interest in IF Bancorp has recently increased by 111.54%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

IF Bancorp pays a meaningful dividend of 1.63%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

IF Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of IF Bancorp is 39.22%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.35% of the float of IF Bancorp has been sold short.

Short Interest Ratio / Days to Cover

IF Bancorp has a short interest ratio ("days to cover") of 4.6.

Change versus previous month

Short interest in IF Bancorp has recently increased by 111.54%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: N/A

News Sentiment

IF Bancorp has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.94 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for IF Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, IF Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

12.57% of the stock of IF Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

44.11% of the stock of IF Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

IROQ Stock Analysis - Frequently Asked Questions

How have IROQ shares performed this year?

IF Bancorp's stock was trading at $23.30 at the beginning of 2025. Since then, IROQ stock has increased by 5.4% and is now trading at $24.56.

How were IF Bancorp's earnings last quarter?

IF Bancorp, Inc. (NASDAQ:IROQ) announced its quarterly earnings data on Tuesday, April, 29th. The savings and loans company reported $0.31 earnings per share for the quarter. The savings and loans company earned $6.40 million during the quarter. IF Bancorp had a net margin of 6.82% and a trailing twelve-month return on equity of 4.28%.

How do I buy shares of IF Bancorp?

Shares of IROQ stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of IF Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that IF Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Adobe (ADBE), Jabil (JBL), Arista Networks (ANET), e.l.f. Beauty (ELF) and AppLovin (APP).

Company Calendar

• Record date for 4/15 Dividend: 3/21/2025
• Ex-Dividend for 4/15 Dividend: 3/21/2025
• Dividend Payable: 4/15/2025
• Last Earnings: 4/29/2025
• Today: 7/11/2025
• Next Earnings (Estimated): 8/27/2025
• Fiscal Year End: 6/30/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:IROQ
• CIK: 1514743
• Web: www.iroquoisfed.com
• Phone: (815) 432-2476
• Fax: N/A
• Employees: 110
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $1.02
• Trailing P/E Ratio: 24.25
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $1.79 million
• Net Margins: 6.82%
• Pretax Margin: 9.23%
• Return on Equity: 4.28%
• Return on Assets: 0.37%

Debt

• Debt-to-Equity Ratio: 1.09
• Current Ratio: 0.92
• Quick Ratio: 0.92

Sales & Book Value

• Annual Sales: $45.37 million
• Price / Sales: 1.83
• Cash Flow: $0.67 per share
• Price / Cash Flow: 36.68
• Book Value: $22.05 per share
• Price / Book: 1.12

Miscellaneous

• Outstanding Shares: 3,350,000
• Free Float: 2,931,000
• Market Cap: $82.85 million
• Optionable: Not Optionable
• Beta: 0.32