IF Bancorp (IROQ) Competitors $23.50 +0.01 (+0.02%) Closing price 03:50 PM EasternExtended Trading$23.50 0.00 (0.00%) As of 04:05 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock IROQ vs. FMAO, CIVB, SSBK, CWBC, NECB, FSBW, BCML, PBFS, BRBS, and RBBShould you be buying IF Bancorp stock or one of its competitors? The main competitors of IF Bancorp include Farmers & Merchants Bancorp (FMAO), Civista Bancshares (CIVB), Southern States Bancshares (SSBK), Community West Bancshares (CWBC), Northeast Community Bancorp (NECB), FS Bancorp (FSBW), BayCom (BCML), Pioneer Bancorp (PBFS), Blue Ridge Bankshares (BRBS), and RBB Bancorp (RBB). These companies are all part of the "banking" industry. IF Bancorp vs. Farmers & Merchants Bancorp Civista Bancshares Southern States Bancshares Community West Bancshares Northeast Community Bancorp FS Bancorp BayCom Pioneer Bancorp Blue Ridge Bankshares RBB Bancorp IF Bancorp (NASDAQ:IROQ) and Farmers & Merchants Bancorp (NASDAQ:FMAO) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their profitability, risk, dividends, valuation, media sentiment, analyst recommendations, earnings, institutional ownership and community ranking. Do insiders and institutionals have more ownership in IROQ or FMAO? 44.1% of IF Bancorp shares are owned by institutional investors. Comparatively, 24.0% of Farmers & Merchants Bancorp shares are owned by institutional investors. 12.6% of IF Bancorp shares are owned by insiders. Comparatively, 7.3% of Farmers & Merchants Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term. Which has higher earnings & valuation, IROQ or FMAO? Farmers & Merchants Bancorp has higher revenue and earnings than IF Bancorp. Farmers & Merchants Bancorp is trading at a lower price-to-earnings ratio than IF Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioIF Bancorp$23.61M3.34$1.79M$0.9325.27Farmers & Merchants Bancorp$98.90M3.18$25.94M$1.9012.10 Do analysts prefer IROQ or FMAO? Farmers & Merchants Bancorp has a consensus target price of $26.00, suggesting a potential upside of 13.09%. Given Farmers & Merchants Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Farmers & Merchants Bancorp is more favorable than IF Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score IF Bancorp 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Farmers & Merchants Bancorp 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Which has more risk & volatility, IROQ or FMAO? IF Bancorp has a beta of 0.28, indicating that its share price is 72% less volatile than the S&P 500. Comparatively, Farmers & Merchants Bancorp has a beta of 0.75, indicating that its share price is 25% less volatile than the S&P 500. Does the media favor IROQ or FMAO? In the previous week, IF Bancorp had 1 more articles in the media than Farmers & Merchants Bancorp. MarketBeat recorded 2 mentions for IF Bancorp and 1 mentions for Farmers & Merchants Bancorp. IF Bancorp's average media sentiment score of 1.59 beat Farmers & Merchants Bancorp's score of 0.64 indicating that IF Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment IF Bancorp 2 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Farmers & Merchants Bancorp 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Is IROQ or FMAO more profitable? Farmers & Merchants Bancorp has a net margin of 14.48% compared to IF Bancorp's net margin of 6.18%. Farmers & Merchants Bancorp's return on equity of 7.97% beat IF Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets IF Bancorp6.18% 3.97% 0.34% Farmers & Merchants Bancorp 14.48%7.97%0.78% Does the MarketBeat Community believe in IROQ or FMAO? Farmers & Merchants Bancorp received 87 more outperform votes than IF Bancorp when rated by MarketBeat users. However, 65.03% of users gave IF Bancorp an outperform vote while only 57.61% of users gave Farmers & Merchants Bancorp an outperform vote. CompanyUnderperformOutperformIF BancorpOutperform Votes10665.03% Underperform Votes5734.97% Farmers & Merchants BancorpOutperform Votes19357.61% Underperform Votes14242.39% Is IROQ or FMAO a better dividend stock? IF Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.7%. Farmers & Merchants Bancorp pays an annual dividend of $0.88 per share and has a dividend yield of 3.8%. IF Bancorp pays out 43.0% of its earnings in the form of a dividend. Farmers & Merchants Bancorp pays out 46.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Farmers & Merchants Bancorp has raised its dividend for 19 consecutive years. Farmers & Merchants Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. SummaryFarmers & Merchants Bancorp beats IF Bancorp on 12 of the 20 factors compared between the two stocks. Get IF Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for IROQ and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart IROQ vs. The Competition Export to ExcelMetricIF BancorpFederal savings institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$78.79M$2.91B$10.91B$7.33BDividend Yield1.70%3.69%5.93%4.33%P/E Ratio25.2715.4721.8517.82Price / Sales3.343.5325.48100.16Price / Cash36.3119.1117.6034.62Price / Book1.040.882.594.03Net Income$1.79M$352.78M$1.03B$247.35M7 Day Performance-1.49%1.44%1.46%2.84%1 Month Performance-3.67%-2.22%-2.76%-5.02%1 Year Performance44.00%12.29%535.70%1.23% IF Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)IROQIF Bancorp1.7736 of 5 stars$23.51+0.0%N/A+42.1%$78.79M$23.61M25.27110Upcoming EarningsNews CoveragePositive NewsFMAOFarmers & Merchants Bancorp3.5282 of 5 stars$22.61-0.6%$26.00+15.0%+7.7%$309.76M$98.90M11.90430CIVBCivista Bancshares4.4643 of 5 stars$19.93+0.4%$23.40+17.4%+32.7%$308.50M$151.91M9.87440Upcoming EarningsDividend AnnouncementSSBKSouthern States Bancshares2.8748 of 5 stars$31.07-1.6%$35.50+14.3%+29.5%$308.28M$99.10M8.47200Earnings ReportDividend AnnouncementNews CoverageCWBCCommunity West Bancshares2.8364 of 5 stars$15.98-0.3%$23.33+46.0%-11.7%$304.60M$46.27M30.73253Earnings ReportAnalyst ForecastNews CoveragePositive NewsNECBNortheast Community Bancorp2.6609 of 5 stars$21.32-3.5%N/A+39.0%$298.97M$102.62M5.96130Earnings ReportUpcoming EarningsNews CoverageFSBWFS Bancorp3.4454 of 5 stars$37.59-1.5%$44.00+17.1%+19.3%$291.55M$141.98M8.54540Earnings ReportUpcoming EarningsNews CoveragePositive NewsBCMLBayCom3.9418 of 5 stars$25.93-0.2%$31.00+19.6%+29.5%$288.60M$97.14M12.35370Earnings ReportShort Interest ↑PBFSPioneer Bancorp0.9528 of 5 stars$11.06-1.8%N/A+21.5%$285.93M$79.44M15.15260Upcoming EarningsPositive NewsBRBSBlue Ridge BanksharesN/A$3.11-0.6%N/A+19.2%$273.03M$92.23M-4.86560News CoveragePositive NewsRBBRBB Bancorp4.2509 of 5 stars$14.98-0.7%$21.25+41.9%-16.0%$265.73M$114.70M10.26360Upcoming EarningsDividend AnnouncementNews Coverage Related Companies and Tools Related Companies FMAO Alternatives CIVB Alternatives SSBK Alternatives CWBC Alternatives NECB Alternatives FSBW Alternatives BCML Alternatives PBFS Alternatives BRBS Alternatives RBB Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:IROQ) was last updated on 4/22/2025 by MarketBeat.com Staff From Our PartnersTrump Orders 'National Digital Asset Stockpile'‘Digital Asset Reserve’ for THIS Coin??? Get all the details before this story gains even more tractionCrypto 101 Media | SponsoredElon Set to Shock the World by May 1st ?Tech legend Jeff Brown recently traveled to the industrial zone of South Memphis to investigate what he believ...Brownstone Research | SponsoredTrump’s Secret WeaponHave you looked at the stock market recently? Millions of investors are scrambling trying to figure out what's...American Alternative | Sponsored[Action Required] Claim Your FREE IRS Loophole GuideThis shouldn't surprise anyone who's been paying attention, but... Pres. Trump may be about to unleash the ...Colonial Metals | SponsoredTrump’s treachery Forget what the media tells you. Trump’s inner circle may be pushing a financial reset that mirrors moves from...Porter & Company | SponsoredHow to invest in Elon Musk’s Optimus before its launchElon Musk is set to completely take over the AI industry with Optimus… A breakthrough AI-powered robot that El...InvestorPlace | Sponsored3..2..1.. AI 2.0 ignition (don’t sleep on this)I just put together an urgent new presentation that you need to see right away. In short: I believe we are...Timothy Sykes | SponsoredTrade War Just Turned 3 Unknown Stocks Into Rocket FuelThe Real Catalyst Behind America’s Next Bull Run One overlooked sector is being completely repriced — and s...Insiders Exposed | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding IF Bancorp, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share IF Bancorp With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Your Password: Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Choose a Password: Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.