260,293 Synchrony Financial $SYF Shares Acquired by Robeco Institutional Asset Management B.V.

Key Points

• Robeco Institutional Asset Management increased its Synchrony Financial stake by 9.2% in the third quarter, acquiring 260,293 shares and bringing its holdings to 3.09 million shares valued at approximately $219.3 million. Institutional investors and hedge funds collectively own 96.48% of SYF.
• Synchrony reported third-quarter adjusted earnings of $2.68 per share on $3.82 billion in revenue, exceeding analysts’ EPS expectations. Purchase volume rose 8% year over year to a record $49.7 billion, while credit metrics improved, though net income declined and high customer payment rates may constrain loan growth.
• Analysts maintain a generally positive outlook, with a consensus rating of “Moderate Buy” and an average price target of $88.18 versus the stock’s $73.44 opening price. Synchrony also declared a quarterly dividend of $0.34 per share, equivalent to a 1.9% annualized yield.

Robeco Institutional Asset Management B.V. lifted its stake in Synchrony Financial (NYSE:SYF - Free Report) by 9.2% during the third quarter, according to its most recent 13F filing with the SEC. The institutional investor owned 3,090,218 shares of the financial services provider's stock after acquiring an additional 260,293 shares during the period. Robeco Institutional Asset Management B.V. owned 0.95% of Synchrony Financial worth $219,313,000 at the end of the most recent reporting period.

Several other institutional investors and hedge funds have also recently added to or reduced their stakes in the stock. BlackRock Inc. bought a new position in shares of Synchrony Financial in the second quarter valued at approximately $2,349,452,000. Bank of America Corp DE acquired a new stake in shares of Synchrony Financial in the second quarter worth $1,122,961,000. Legal & General Group Plc bought a new stake in shares of Synchrony Financial during the 2nd quarter worth $209,305,000. Bank of New York Mellon Corp bought a new stake in shares of Synchrony Financial during the 2nd quarter worth $193,684,000. Finally, Deutsche Bank AG acquired a new position in Synchrony Financial in the 2nd quarter valued at $186,973,000. 96.48% of the stock is currently owned by institutional investors and hedge funds.

Synchrony Financial News Roundup

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Third-quarter adjusted earnings were $2.68 per share, above the approximately $2.42–$2.48 analyst consensus, while revenue of $3.82 billion was essentially in line to slightly ahead of expectations. Management guided toward the high end of its prior full-year outlook, at approximately $9.50 in diluted EPS. Synchrony Reports Third Quarter 2026 Results
• Positive Sentiment: Purchase volume rose 8% year over year to a record $49.7 billion, supported by growth in Diversified & Value and Home & Auto spending. Stronger activity among younger consumers suggests demand remains resilient despite inflation and elevated interest rates. Synchrony: 3 Key Takeaways for Long-Term Investors
• Positive Sentiment: Credit performance improved: net charge-offs fell to roughly 4.79%, while 30-day and 90-day delinquency rates stabilized or declined. This reduced the immediate risk of a broad consumer-credit deterioration. Synchrony Q3 Earnings Beat Estimates on Improved Purchase Volume
• Positive Sentiment: Synchrony declared a quarterly dividend of $0.34 per share and repurchased approximately $1.1 billion of stock, supporting shareholder returns and future EPS growth.
• Neutral Sentiment: The company is investing in digital checkout, AI-enabled shopping tools and CareCredit integrations. These initiatives could strengthen its long-term competitive position, but they are currently adding to expenses.
• Negative Sentiment: Net income fell to $892 million from $1.1 billion a year earlier, or $2.86 per share, as higher costs weighed on results. Net interest margin also narrowed, partly because healthier payment behavior reduced late-fee revenue. Synchrony Financial Profit Falls on Higher Costs but Credit Trends Improve
• Negative Sentiment: A high customer payment rate is limiting the conversion of purchase volume into interest-bearing loan balances, creating a potential near-term constraint on loan growth.

Wall Street Analyst Weigh In

Several research analysts recently commented on SYF shares. Morgan Stanley dropped their target price on shares of Synchrony Financial from $84.00 to $83.00 and set an "equal weight" rating on the stock in a report on Monday, October 12th. TD Cowen cut their target price on shares of Synchrony Financial from $90.00 to $86.00 and set a "buy" rating for the company in a research report on Tuesday, October 6th. Wells Fargo & Company decreased their price target on shares of Synchrony Financial from $95.00 to $88.00 and set an "overweight" rating for the company in a report on Wednesday, July 22nd. Weiss Ratings upgraded shares of Synchrony Financial from a "buy (b-)" rating to a "buy (b)" rating in a report on Thursday, October 8th. Finally, Robert W. Baird raised their price target on Synchrony Financial from $86.00 to $90.00 and gave the company an "outperform" rating in a research report on Wednesday, July 22nd. Ten analysts have rated the stock with a Buy rating and eight have issued a Hold rating to the stock. According to MarketBeat.com, Synchrony Financial has a consensus rating of "Moderate Buy" and a consensus price target of $88.18.

Synchrony Financial Stock Down 1.1%

Shares of SYF stock opened at $73.44 on Wednesday. Synchrony Financial has a 12 month low of $63.08 and a 12 month high of $88.77. The firm has a market cap of $23.90 billion, a PE ratio of 7.52, a price-to-earnings-growth ratio of 0.86 and a beta of 1.35. The stock has a 50 day moving average of $75.78 and a 200-day moving average of $74.63. The company has a quick ratio of 1.22, a current ratio of 1.22 and a debt-to-equity ratio of 1.08.

Synchrony Financial (NYSE:SYF - Get Free Report) last announced its quarterly earnings data on Tuesday, October 20th. The financial services provider reported $2.68 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.42 by $0.26. Synchrony Financial had a net margin of 15.44% and a return on equity of 23.09%. The business had revenue of $3.82 billion for the quarter, compared to the consensus estimate of $3.81 billion. During the same quarter last year, the company posted $2.86 earnings per share. On average, equities analysts predict that Synchrony Financial will post 9.40 EPS for the current year.

Synchrony Financial Announces Dividend

The business also recently declared a quarterly dividend, which will be paid on Monday, November 16th. Shareholders of record on Thursday, November 5th will be given a $0.34 dividend. This represents a $1.36 annualized dividend and a yield of 1.9%. The ex-dividend date is Thursday, November 5th. Synchrony Financial's dividend payout ratio (DPR) is currently 13.93%.

About Synchrony Financial

Synchrony Financial NYSE: SYF is a consumer financial services company that provides private-label credit cards, co-branded credit cards and promotional financing programs. Its financing products are offered through retailers, manufacturers, healthcare providers and other businesses, helping consumers pay for purchases over time.

The company serves a range of industries, including digital commerce, home improvement, furniture, automotive, healthcare, jewelry, apparel, electronics and specialty retail.

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