ConnectOne Bancorp (CNOB) Stock Price, News & Analysis

Company Overview

ConnectOne Bancorp is a New Jersey‐based bank holding company whose primary subsidiary, ConnectOne Bank, offers a suite of commercial banking services to small and medium‐sized businesses, professionals and individuals. Established in 2005 and headquartered in Englewood Cliffs, New Jersey, the company seeks to deliver customized lending and deposit solutions through a network of branches across northern New Jersey and the New York metropolitan area.

The company’s lending portfolio centers on commercial real estate financing, construction lending, owner‐occupied real estate loans and working capital lines of credit. ConnectOne Bank also extends equipment financing and SBA‐guaranteed loans, targeting industries such as healthcare, manufacturing, wholesale distribution and professional services. On the deposit side, clients can choose from a variety of checking, savings and time‐deposit accounts, supplemented by treasury management services to streamline cash flow and payment processing.

ConnectOne Bancorp has built its franchise by combining relationship‐driven banking with digital capabilities. Online and mobile banking platforms provide account access, mobile deposit capture and electronic funds transfers, while a dedicated treasury management team supports customized receivables and payables solutions. The firm emphasizes local decision making, with credit officers and branch teams empowered to work closely with clients on structuring transactions.

Led by President and Chief Executive Officer Joseph J. Silvia Jr., ConnectOne Bancorp maintains a focus on community engagement and responsible growth. The company participates in affordable housing initiatives and small business lending programs, aligning its financial services with regional development priorities in New Jersey and the broader tri‐state area.

Key Stats

• Today's Range: $25.14 to $25.84
• 50-Day Range: $22.24 to $25.72
• 52-Week Range: $20.61 to $29.31
• Volume: 327,504 shs
• Average Volume: 244,244 shs
• Market Capitalization: $1.27 billion
• P/E Ratio: 28.97
• Dividend Yield: 2.86%
• Price Target: $30.25
• Consensus Rating: Buy

ConnectOne Bancorp Stock Analysis - MarketRank™

ConnectOne Bancorp scored higher than 97% of companies evaluated by MarketBeat, and ranked 63rd out of 919 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Buy

Consensus Rating

ConnectOne Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Upside Potential

ConnectOne Bancorp has a consensus price target of $30.25, representing about 19.1% upside from its current price of $25.41.

Amount of Analyst Coverage

ConnectOne Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 46.19%

Earnings Growth

Earnings for ConnectOne Bancorp are expected to grow by 46.19% in the coming year, from $2.23 to $3.26 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of ConnectOne Bancorp is 29.20, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 278.38.

Price to Earnings Ratio vs. Sector

The P/E ratio of ConnectOne Bancorp is 29.20, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 232.30.

Price to Book Value per Share Ratio

ConnectOne Bancorp has a P/B Ratio of 0.86. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.69% of the outstanding shares of ConnectOne Bancorp have been sold short.

Short Interest Ratio / Days to Cover

ConnectOne Bancorp has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in ConnectOne Bancorp has recently increased by 12.79%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

ConnectOne Bancorp pays a meaningful dividend of 2.81%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

ConnectOne Bancorp has only been increasing its dividend for 4 years.

Dividend Coverage

The dividend payout ratio of ConnectOne Bancorp is 82.76%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, ConnectOne Bancorp will have a dividend payout ratio of 22.09% next year. This indicates that ConnectOne Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.6 / 5
• Environmental Score: -0.79

Percentage of Shares Shorted

1.69% of the outstanding shares of ConnectOne Bancorp have been sold short.

Short Interest Ratio / Days to Cover

ConnectOne Bancorp has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in ConnectOne Bancorp has recently increased by 12.79%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 1.45

News Sentiment

ConnectOne Bancorp has a news sentiment score of 1.45. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.97 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 10 news articles for ConnectOne Bancorp this week, compared to 3 articles on an average week.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, ConnectOne Bancorp insiders have bought 434.19% more of their company's stock than they have sold. Specifically, they have bought $231,210.00 in company stock and sold $43,282.00 in company stock.

Percentage Held by Insiders

Only 6.24% of the stock of ConnectOne Bancorp is held by insiders.

Percentage Held by Institutions

67.70% of the stock of ConnectOne Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CNOB Stock Analysis - Frequently Asked Questions

How have CNOB shares performed this year?

ConnectOne Bancorp's stock was trading at $22.91 at the start of the year. Since then, CNOB shares have increased by 10.9% and is now trading at $25.4050.

How were ConnectOne Bancorp's earnings last quarter?

ConnectOne Bancorp, Inc. (NASDAQ:CNOB) announced its quarterly earnings data on Tuesday, July, 29th. The financial services provider reported $0.55 EPS for the quarter, beating the consensus estimate of $0.52 by $0.03. The financial services provider had revenue of $84.65 million for the quarter, compared to analysts' expectations of $72.80 million. ConnectOne Bancorp had a net margin of 6.85% and a trailing twelve-month return on equity of 7.12%.
Read the conference call transcript.

Who are ConnectOne Bancorp's major shareholders?

ConnectOne Bancorp's top institutional investors include Geode Capital Management LLC (3.02%), Bank of America Corp DE (2.63%), American Century Companies Inc. (2.56%) and JPMorgan Chase & Co. (1.74%). Insiders that own company stock include Michael W Kempner, Daniel E Rifkin, William Thompson, Stephen T Boswell, Christopher J Ewing, Joseph T Javitz, Susan C O'donnell and Katherin Nukk-Freeman.
View institutional ownership trends.

How do I buy shares of ConnectOne Bancorp?

Shares of CNOB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of ConnectOne Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that ConnectOne Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), ServiceNow (NOW), Adobe (ADBE) and Arista Networks (ANET).

Company Calendar

• Last Earnings: 7/29/2025
• Record date for 9/2 Dividend: 8/15/2025
• Ex-Dividend for 9/2 Dividend: 8/15/2025
• Dividend Payable: 9/02/2025
• Today: 9/09/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CNOB
• CIK: 712771
• Web: www.connectonebank.com
• Phone: (201) 816-8900
• Fax: 908-810-7304
• Employees: 520
• Year Founded: 2005

Price Target and Rating

• Average Price Target for ConnectOne Bancorp: $30.25
• High Price Target: $31.00
• Low Price Target: $29.50
• Potential Upside/Downside: +17.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.87
• Trailing P/E Ratio: 29.54
• Forward P/E Ratio: 11.52
• P/E Growth: N/A
• Net Income: $73.79 million
• Net Margins: 6.85%
• Pretax Margin: 9.46%
• Return on Equity: 7.12%
• Return on Assets: 0.79%

Debt

• Debt-to-Equity Ratio: 0.20
• Current Ratio: 0.97
• Quick Ratio: 0.97

Sales & Book Value

• Annual Sales: $288.35 million
• Price / Sales: 4.48
• Cash Flow: $2.15 per share
• Price / Cash Flow: 11.95
• Book Value: $29.47 per share
• Price / Book: 0.87

Miscellaneous

• Outstanding Shares: 50,270,000
• Free Float: 47,078,000
• Market Cap: $1.29 billion
• Optionable: Optionable
• Beta: 1.17