Selective Insurance Group (SIGI) Stock Price, News & Analysis

Company Overview

Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. It offers casualty insurance products that covers the financial consequences of employee injuries in the course of employment and bodily injury and/or property damage to a third party; property insurance products, which covers the accidental loss of an insured's real property, personal property, and/or earnings due to the property's loss; and flood insurance products. The company also invests in fixed income investments and commercial mortgage loans, as well as equity securities, short-term investments, and alternative investments, and other investments. It offers its insurance products and services to businesses, non-profit organizations, local government agencies, and individuals through independent retail agents and wholesale general agents. The company was founded in 1926 and is headquartered in Branchville, New Jersey.

Key Stats

• Today's Range: $78.17 to $79.43
• 50-Day Range: $75.00 to $90.91
• 52-Week Range: $71.75 to $103.56
• Volume: 641,414 shs
• Average Volume: 549,829 shs
• Market Capitalization: $4.76 billion
• P/E Ratio: 12.80
• Dividend Yield: 1.94%
• Price Target: $87.33
• Consensus Rating: Reduce

Selective Insurance Group Stock Analysis - MarketRank™

Selective Insurance Group scored higher than 95% of companies evaluated by MarketBeat, and ranked 66th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.9 / 5
• Analyst Rating: Reduce

Consensus Rating

Selective Insurance Group has received a consensus rating of Reduce. The company's average rating score is 1.86, and is based on 1 buy rating, 4 hold ratings, and 2 sell ratings.

Amount of Analyst Coverage

Selective Insurance Group has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 10.24%

Earnings Growth

Earnings for Selective Insurance Group are expected to grow by 10.24% in the coming year, from $7.62 to $8.40 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Selective Insurance Group is 12.80, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 268.93.

Price to Earnings Ratio vs. Sector

The P/E ratio of Selective Insurance Group is 12.80, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.82.

Price to Book Value per Share Ratio

Selective Insurance Group has a P/B Ratio of 1.50. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.54% of the float of Selective Insurance Group has been sold short.

Short Interest Ratio / Days to Cover

Selective Insurance Group has a short interest ratio ("days to cover") of 3.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Selective Insurance Group has recently decreased by 7.32%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Selective Insurance Group pays a meaningful dividend of 1.95%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Selective Insurance Group has been increasing its dividend for 11 years.

Dividend Coverage

The dividend payout ratio of Selective Insurance Group is 24.88%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Selective Insurance Group will have a dividend payout ratio of 18.10% next year. This indicates that Selective Insurance Group will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 1.6 / 5
• Environmental Score: -0.82

Percentage of Shares Shorted

2.54% of the float of Selective Insurance Group has been sold short.

Short Interest Ratio / Days to Cover

Selective Insurance Group has a short interest ratio ("days to cover") of 3.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Selective Insurance Group has recently decreased by 7.32%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 1.34

News Sentiment

Selective Insurance Group has a news sentiment score of 1.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.18 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 14 news articles for Selective Insurance Group this week, compared to 6 articles on an average week.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Selective Insurance Group insiders have bought more of their company's stock than they have sold. Specifically, they have bought $817,440.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 1.50% of the stock of Selective Insurance Group is held by insiders.

Percentage Held by Institutions

82.88% of the stock of Selective Insurance Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SIGI Stock Analysis - Frequently Asked Questions

How have SIGI shares performed this year?

Selective Insurance Group's stock was trading at $93.52 on January 1st, 2025. Since then, SIGI stock has decreased by 16.3% and is now trading at $78.23.

How were Selective Insurance Group's earnings last quarter?

Selective Insurance Group, Inc. (NASDAQ:SIGI) announced its earnings results on Wednesday, July, 23rd. The insurance provider reported $1.31 EPS for the quarter, missing analysts' consensus estimates of $1.55 by $0.24. The insurance provider had revenue of $1.29 billion for the quarter, compared to analysts' expectations of $1.32 billion. Selective Insurance Group had a net margin of 7.50% and a trailing twelve-month return on equity of 12.61%.
Read the conference call transcript.

Who are Selective Insurance Group's major shareholders?

Top institutional investors of Selective Insurance Group include State Street Corp (4.00%), Geode Capital Management LLC (2.63%), AQR Capital Management LLC (2.62%) and Vaughan Nelson Investment Management L.P. (1.89%). Insiders that own company stock include John J Marchioni, J Brian Thebault, John Burville, Robert Kelly Doherty, Terrence W Cavanaugh, Cynthia S Nicholson, Anthony D Harnett, Vincent M Senia, Joseph Eppers, Brenda M Hall, Wole C Coaxum and Wole C Coaxum.
View institutional ownership trends.

How do I buy shares of Selective Insurance Group?

Shares of SIGI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Selective Insurance Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Selective Insurance Group investors own include American Water Works (AWK), Waste Connections (WCN), Humana (HUM), The RMR Group (RMR), DiamondRock Hospitality (DRH), AU Optronics (AUOTY) and Voyager Therapeutics (VYGR).

Company Calendar

• Record date for 6/2 Dividend: 5/15/2025
• Ex-Dividend for 6/2 Dividend: 5/15/2025
• Dividend Payable: 6/02/2025
• Last Earnings: 7/23/2025
• Record date for 9/2 Dividend: 8/15/2025
• Ex-Dividend for 9/2 Dividend: 8/15/2025
• Today: 8/30/2025
• Dividend Payable: 9/02/2025
• Next Earnings (Estimated): 10/20/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:SIGI
• CIK: 230557
• Web: www.selective.com
• Phone: (973) 948-3000
• Fax: 973-948-0282
• Employees: 2,840
• Year Founded: 1926

Price Target and Rating

• Average Price Target for Selective Insurance Group: $87.33
• High Price Target: $102.00
• Low Price Target: $72.00
• Potential Upside/Downside: +11.6%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.86
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.11
• Trailing P/E Ratio: 12.80
• Forward P/E Ratio: 10.27
• P/E Growth: N/A
• Net Income: $207.01 million
• Net Margins: 7.50%
• Pretax Margin: 9.45%
• Return on Equity: 12.61%
• Return on Assets: 2.75%

Debt

• Debt-to-Equity Ratio: 0.28
• Current Ratio: 0.33
• Quick Ratio: 0.33

Sales & Book Value

• Annual Sales: $4.86 billion
• Price / Sales: 0.98
• Cash Flow: $4.02 per share
• Price / Cash Flow: 19.46
• Book Value: $52.08 per share
• Price / Book: 1.50

Miscellaneous

• Outstanding Shares: 60,850,000
• Free Float: 59,937,000
• Market Cap: $4.76 billion
• Optionable: Optionable
• Beta: 0.47