Go Pro
→ How options let you do more with less capital (From Base Camp Trading) (Ad)tc pixel Free SIGI Stock Alerts

Selective Insurance Group (SIGI) Financials

Selective Insurance Group logo
$90.34 -0.22 (-0.24%)
Closing price 09/11/2026 04:00 PM Eastern
Extended Trading
$90.34 0.00 (0.00%)
As of 09/11/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
Compare
Annual Income Statements for Selective Insurance Group

Annual Income Statements for Selective Insurance Group

This table shows Selective Insurance Group's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 166 158 169 179 272 246 394 216 356 198 457
Consolidated Net Income / (Loss)		 166 158 169 179 272 246 404 225 365 207 466
Net Income / (Loss) Continuing Operations		 166 158 169 179 272 246 404 225 365 207 466
Total Pre-Tax Income 		233 220 262 212 336 303 505 280 458 258 590
Total Revenue		 2,109 2,261 2,446 2,562 2,846 2,891 3,350 3,529 4,203 4,833 5,288
Net Interest Income / (Expense)		 -22 -23 -24 -24 -34 -31 -29 -29 -29 -29 -49
Total Interest Income		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Expense		 22 23 24 24 34 31 29 29 29 29 49
Long-Term Debt Interest Expense		 22 23 24 24 34 31 29 29 29 29 49
Total Non-Interest Income		 2,132 2,284 2,470 2,586 2,846 2,922 3,379 3,558 4,232 4,862 5,337
Other Service Charges		 7.46 8.88 11 9.44 12 18 18 11 19 31 29
Net Realized & Unrealized Capital Gains on Investments		 134 126 168 140 237 223 344 173 385 454 539
Premiums Earned		 1,990 2,150 2,291 2,436 2,597 2,682 3,017 3,373 3,828 4,376 4,768
Total Non-Interest Expense		 1,877 2,042 2,184 2,350 2,476 2,588 2,845 3,249 3,745 4,575 4,698
Property & Liability Insurance Claims		 1,149 1,235 1,345 1,498 1,551 1,636 1,814 2,112 2,484 3,164 3,158
Insurance Policy Acquisition Costs		 300 321 333 331 358 367 376 400 434 453 501
Amortization Expense		 399 450 469 495 536 560 626 706 796 922 1,002
Other Special Charges		 28 35 36 25 31 25 28 31 31 35 36
Income Tax Expense		 67 61 93 33 65 57 101 55 93 51 123
Preferred Stock Dividends Declared		 - - - 0.00 0.00 0.00 9.35 9.20 9.20 9.20 9.20
Basic Earnings per Share		 $2.90 $2.74 $2.89 $3.04 $4.57 $4.12 $6.55 $3.57 $5.87 $3.25 $7.54
Weighted Average Basic Shares Outstanding		 57.21M 57.89M 58.46M 58.95M 59.67M 59.88M 60.19M 60.34M 60.64M 60.81M 60.08M
Diluted Earnings per Share		 $2.85 $2.70 $2.84 $3.00 $4.53 $4.09 $6.50 $3.54 $5.84 $3.23 $7.49
Weighted Average Diluted Shares Outstanding		 57.21M 57.89M 58.46M 58.95M 59.67M 59.88M 60.19M 60.34M 60.64M 60.81M 60.08M
Weighted Average Basic & Diluted Shares Outstanding		 57.21M 57.89M 58.46M 58.95M 59.67M 59.88M 60.19M 60.34M 60.64M 60.81M 60.08M
Cash Dividends to Common per Share		 $0.57 $0.61 $0.66 $0.74 $0.83 $0.94 $1.03 $1.14 $1.25 $1.43 $1.57

Quarterly Income Statements for Selective Insurance Group

This table shows Selective Insurance Group's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Income / (Loss) Attributable to Common Shareholders		 123 80 -66 90 93 108 84 113 153 95 127
Consolidated Net Income / (Loss)		 125 83 -63 92 96 110 86 115 155 98 129
Net Income / (Loss) Continuing Operations		 125 83 -63 92 96 110 86 115 155 98 129
Total Pre-Tax Income 		157 103 -80 116 119 139 109 146 196 124 163
Total Revenue		 1,103 1,158 1,189 1,237 1,249 1,276 1,313 1,347 1,352 1,346 1,374
Net Interest Income / (Expense)		 -7.19 -7.18 -7.20 -7.25 -7.25 -9.57 -13 -13 -13 -13 -13
Total Interest Income		 - 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00 0.00
Total Interest Expense		 7.19 7.18 7.20 7.25 7.25 9.57 13 13 13 13 13
Long-Term Debt Interest Expense		 7.19 7.18 7.20 7.25 7.25 9.57 13 13 13 13 13
Total Non-Interest Income		 1,111 1,165 1,196 1,244 1,256 1,285 1,327 1,360 1,365 1,359 1,387
Other Service Charges		 5.48 7.80 5.84 8.93 8.55 5.51 6.55 8.72 8.48 7.65 9.39
Net Realized & Unrealized Capital Gains on Investments		 104 106 110 123 115 121 132 147 140 134 162
Premiums Earned		 1,001 1,051 1,080 1,112 1,133 1,159 1,188 1,205 1,217 1,217 1,216
Total Non-Interest Expense		 947 1,055 1,269 1,121 1,130 1,137 1,205 1,201 1,156 1,222 1,211
Property & Liability Insurance Claims		 625 704 926 766 769 746 824 819 768 816 816
Insurance Policy Acquisition Costs		 108 116 108 115 115 125 123 127 126 135 136
Amortization Expense		 211 219 226 236 241 247 250 250 254 253 248
Other Special Charges		 3.38 15 9.15 4.66 5.29 18 7.56 4.45 6.35 18 10
Income Tax Expense		 32 20 -17 24 24 29 23 30 41 27 33
Preferred Stock Dividends Declared		 2.30 2.30 2.30 2.30 2.30 2.30 2.30 2.30 2.30 2.30 2.30
Basic Earnings per Share		 $2.02 $1.32 ($1.08) $1.48 $1.53 $1.77 $1.37 $1.87 $2.53 $1.59 $2.13
Weighted Average Basic Shares Outstanding		 60.64M 60.79M 60.83M 60.79M 60.81M 60.77M 60.85M 60.41M 60.08M 59.87M 59.57M
Diluted Earnings per Share		 $2.02 $1.31 ($1.08) $1.47 $1.53 $1.76 $1.36 $1.85 $2.52 $1.58 $2.11
Weighted Average Diluted Shares Outstanding		 60.64M 60.79M 60.83M 60.79M 60.81M 60.77M 60.85M 60.41M 60.08M 59.87M 59.57M
Weighted Average Basic & Diluted Shares Outstanding		 60.64M 60.79M 60.83M 60.79M 60.81M 60.77M 60.85M 60.41M 60.08M 59.87M 59.57M

Annual Cash Flow Statements for Selective Insurance Group

This table details how cash moves in and out of Selective Insurance Group's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 -23 25 7.31 7.32 -8.94 7.26 30 -20 -12 50 -45
Net Cash From Operating Activities		 382 330 380 455 477 554 771 802 759 1,100 1,233
Net Cash From Continuing Operating Activities		 382 330 380 490 477 554 771 802 759 1,100 1,233
Net Income / (Loss) Continuing Operations		 166 158 169 179 272 246 404 225 365 207 466
Consolidated Net Income / (Loss)		 166 158 169 179 272 246 404 225 365 207 466
Depreciation Expense		 60 62 52 45 55 59 55 42 30 35 33
Non-Cash Adjustments to Reconcile Net Income		 -2.31 16 -11 64 -5.27 12 -69 164 21 25 19
Changes in Operating Assets and Liabilities, net		 158 94 169 202 156 237 381 372 343 833 715
Net Cash From Investing Activities		 -392 -321 -333 -436 -544 -688 -619 -734 -686 -947 -1,486
Net Cash From Continuing Investing Activities		 -392 -321 -333 -436 -544 -688 -619 -734 -686 -947 -1,486
Purchase of Property, Leasehold Improvements and Equipment		 - - - -16 -31 -22 -22 -26 -23 -31 -39
Purchase of Investment Securities		 -2,872 -5,605 -6,543 -7,348 -8,055 -7,843 -6,751 -7,326 -7,083 -12,497 -16,979
Sale and/or Maturity of Investments		 2,480 5,285 6,210 6,928 7,543 7,177 6,154 6,618 6,419 11,580 15,532
Net Cash From Financing Activities		 -13 16 -40 -47 57 141 -123 -88 -84 -103 207
Net Cash From Continuing Financing Activities		 -13 16 -40 -47 57 141 -122 -88 -84 -103 207
Issuance of Debt		 15 165 - 130 356 - 0.00 60 20 0.00 396
Issuance of Common Equity		 10 7.81 7.60 7.25 8.24 8.41 7.98 9.09 9.13 9.63 9.02
Repayment of Debt		 -4.69 -120 -88 -130 -251 -588 -52 -62 -23 -2.63 -2.82
Repurchase of Common Equity		 -4.18 -4.99 -6.02 -6.56 -8.16 -7.05 -9.05 -18 -7.93 -16 -93
Payment of Dividends		 -31 -34 -37 -42 -48 -54 -69 -76 -83 -94 -102

Quarterly Cash Flow Statements for Selective Insurance Group

This table details how cash moves in and out of Selective Insurance Group's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Change in Cash & Equivalents		 -0.07 -1.43 -0.94 1.76 50 45 -70 -14 -6.20 -7.07 0.03
Net Cash From Operating Activities		 237 114 266 387 332 284 167 406 376 221 229
Net Cash From Continuing Operating Activities		 237 114 266 387 332 284 167 406 376 221 229
Net Income / (Loss) Continuing Operations		 125 83 -63 92 96 110 86 115 155 98 129
Consolidated Net Income / (Loss)		 125 83 -63 92 96 110 86 115 155 98 129
Depreciation Expense		 6.61 9.08 9.83 8.31 7.57 9.13 6.60 7.97 8.96 9.61 7.82
Non-Cash Adjustments to Reconcile Net Income		 3.14 11 2.15 -1.28 13 11 5.21 -6.99 9.54 20 -9.67
Changes in Operating Assets and Liabilities, net		 102 12 317 288 216 154 69 290 203 94 101
Net Cash From Investing Activities		 -216 -86 -247 -354 -260 -585 -215 -359 -327 -166 -172
Net Cash From Continuing Investing Activities		 -216 -86 -247 -354 -260 -585 -215 -359 -327 -166 -172
Purchase of Property, Leasehold Improvements and Equipment		 -7.87 -6.20 -7.73 -9.41 -7.47 -13 -7.25 -8.50 -9.98 -11 -14
Purchase of Investment Securities		 -1,463 -1,796 -2,330 -4,612 -3,759 -5,779 -3,248 -4,500 -3,452 -3,260 -3,327
Sale and/or Maturity of Investments		 1,255 1,716 2,090 4,268 3,506 5,207 3,041 4,150 3,134 3,105 3,169
Net Cash From Financing Activities		 -20 -30 -20 -32 -22 346 -22 -61 -55 -62 -57
Net Cash From Continuing Financing Activities		 -20 -30 -20 -32 -22 346 -22 -61 -55 -62 -57
Issuance of Common Equity		 3.52 0.89 3.86 0.98 3.91 0.79 3.77 0.75 3.71 0.42 3.54
Repayment of Debt		 -0.73 -0.73 -0.54 -0.67 -0.69 -0.70 -0.70 -0.75 -0.66 -0.67 -0.67
Repurchase of Common Equity		 -0.13 -6.70 -0.03 -8.81 -0.08 -25 -0.26 -37 -30 -35 -32
Payment of Dividends		 -23 -23 -23 -23 -25 -25 -25 -25 -28 -27 -27

Annual Balance Sheets for Selective Insurance Group

This table presents Selective Insurance Group's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 6,904 7,356 7,686 7,953 8,797 9,688 10,461 10,802 11,803 13,514 15,156
Cash and Due from Banks		 0.90 0.46 0.53 0.51 0.30 0.39 0.46 0.03 0.18 0.09 0.35
Restricted Cash		 - - 44 16 7.68 15 45 25 13 63 18
Trading Account Securities		 4,817 5,041 5,387 5,458 6,189 6,783 7,074 6,805 7,709 8,366 9,866
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 46 15 -16 -19 -20 -22
Allowance for Loan and Lease Losses		 - - - - 0.00 0.00 14 16 19 20 22
Accrued Investment Income		 39 40 41 42 45 45 48 59 66 77 92
Premises and Equipment, Net		 66 70 64 65 77 78 82 84 83 93 106
Mortgage Servicing Rights		 - - - - 0.00 46 96 149 188 234 278
Unearned Premiums Asset		 756 828 901 928 991 1,594 1,728 2,041 2,173 2,764 2,716
Deferred Acquisition Cost		 213 223 235 253 271 289 327 369 425 479 492
Goodwill		 7.85 7.85 7.85 7.85 7.85 7.85 7.85 7.85 7.85 7.85 7.85
Other Assets		 1,006 1,146 1,006 1,182 1,208 830 1,052 1,262 1,136 1,429 1,580
Total Liabilities & Shareholders' Equity		 6,904 7,356 7,686 7,953 8,797 9,688 10,461 10,802 11,803 13,514 15,156
Total Liabilities		 5,506 5,824 5,973 6,161 6,602 6,949 7,479 8,275 8,848 10,394 11,547
Other Short-Term Payables		 - - - - - - - - 122 122 141
Long-Term Debt		 328 439 439 440 551 551 506 505 504 508 902
Claims and Claim Expense		 3,518 3,692 3,771 3,894 4,067 4,260 4,581 5,145 5,337 6,590 7,225
Unearned Premiums Liability		 1,170 1,263 1,350 1,432 1,523 1,618 1,803 1,993 2,331 2,616 2,746
Other Long-Term Liabilities		 431 431 413 396 461 520 588 632 555 558 533
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 1,398 1,531 1,713 1,792 2,195 2,739 2,983 2,528 2,954 3,120 3,609
Total Preferred & Common Equity		 1,398 1,531 1,713 1,792 2,195 2,739 2,983 2,528 2,954 3,120 3,609
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 200 200 200 200 200 200
Total Common Equity		 1,398 1,531 1,713 1,792 2,195 2,539 2,783 2,328 2,754 2,920 3,409
Common Stock		 528 551 572 596 625 647 673 703 733 768 803
Retained Earnings		 1,446 1,569 1,699 1,858 2,081 2,272 2,603 2,750 3,029 3,139 3,501
Treasury Stock		 -567 -572 -578 -585 -593 -600 -609 -627 -635 -651 -743
Accumulated Other Comprehensive Income / (Loss)		 -9.43 -16 20 -78 82 220 115 -498 -373 -337 -152

Quarterly Balance Sheets for Selective Insurance Group

This table presents Selective Insurance Group's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026 Q2 2026
Period end date 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026 6/30/2026
Total Assets		 11,015 11,217 11,428 12,056 12,565 13,473 14,198 14,468 14,980 15,322 15,616
Cash and Due from Banks		 0.15 0.35 0.11 0.12 0.16 0.10 0.12 0.36 0.43 0.18 0.56
Restricted Cash		 36 21 13 12 11 13 108 38 24 11 10
Trading Account Securities		 7,121 7,056 7,176 7,798 7,880 8,316 8,897 9,219 9,680 10,137 10,722
Loans and Leases, Net of Allowance		 165 157 -19 -20 -21 -21 -22 -22 -22 -23 -28
Allowance for Loan and Lease Losses		 17 18 19 20 21 21 22 22 22 23 28
Accrued Investment Income		 57 59 62 68 72 74 77 87 87 94 102
Premises and Equipment, Net		 83 81 81 83 89 92 100 100 102 110 116
Mortgage Servicing Rights		 157 175 186 208 219 224 258 272 273 274 270
Unearned Premiums Asset		 1,996 2,124 2,221 2,298 2,485 2,820 2,701 2,797 2,838 2,757 2,863
Deferred Acquisition Cost		 388 414 426 448 477 489 492 510 510 491 485
Goodwill		 7.85 7.85 7.85 7.85 7.85 7.85 7.85 7.85 7.85 7.85 7.85
Other Assets		 1,169 1,157 1,255 1,133 1,324 1,438 1,556 1,437 1,457 1,441 1,040
Total Liabilities & Shareholders' Equity		 11,015 11,217 11,428 12,056 12,565 13,473 14,198 14,468 14,980 15,322 15,616
Total Liabilities		 8,346 8,546 8,784 9,050 9,643 10,305 10,939 11,099 11,490 11,735 11,953
Other Short-Term Payables		 89 92 114 98 93 113 106 108 132 115 122
Long-Term Debt		 504 504 505 503 509 508 903 903 902 901 901
Claims and Claim Expense		 5,099 5,177 5,301 5,502 5,904 6,452 6,611 6,811 7,076 7,418 7,681
Unearned Premiums Liability		 2,092 2,251 2,342 2,441 2,599 2,655 2,698 2,816 2,841 2,754 2,766
Other Long-Term Liabilities		 561 522 521 506 539 577 621 462 539 545 483
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 2,669 2,671 2,644 3,006 2,923 3,168 3,259 3,369 3,490 3,587 3,663
Total Preferred & Common Equity		 2,669 2,671 2,644 3,006 2,923 3,168 3,259 3,369 3,490 3,587 3,663
Preferred Stock		 200 200 200 200 200 200 200 200 200 200 200
Total Common Equity		 2,469 2,471 2,444 2,806 2,723 2,968 3,059 3,169 3,290 3,387 3,463
Common Stock		 713 722 727 745 756 761 783 792 796 818 827
Retained Earnings		 2,822 2,860 2,928 3,088 3,001 3,070 3,224 3,284 3,374 3,570 3,672
Treasury Stock		 -635 -635 -635 -642 -642 -651 -676 -676 -713 -778 -811
Accumulated Other Comprehensive Income / (Loss)		 -430 -476 -576 -385 -393 -212 -272 -231 -167 -223 -225

Annual Metrics And Ratios for Selective Insurance Group

This table displays calculated financial ratios and metrics derived from Selective Insurance Group's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Growth Metrics		 - - - - - - - - - - -
Profitability Metrics		 - - - - - - - - - - -
Valuation Ratios		 - - - - - - - - - - -
Leverage & Solvency		 - - - - - - - - - - -
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Efficiency Ratios		 - - - - - - - - - - -
Capital & Investment Metrics		 - - - - - - - - - - -
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $2.90 $2.74 $2.89 $3.04 $0.00 $0.00 $6.55 $3.57 $5.87 $3.25 $7.54
Adjusted Weighted Average Basic Shares Outstanding		 57.59M 58.20M 58.72M 58.95M 0.00 0.00 60.19M 60.34M 60.64M 60.81M 60.08M
Adjusted Diluted Earnings per Share		 $2.85 $2.70 $2.84 $3.00 $0.00 $0.00 $6.50 $3.54 $5.84 $3.23 $7.49
Adjusted Weighted Average Diluted Shares Outstanding		 57.59M 58.20M 58.72M 58.95M 0.00 0.00 60.19M 60.34M 60.64M 60.81M 60.08M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 57.59M 58.20M 58.72M 58.95M 0.00 0.00 60.19M 60.34M 60.64M 60.81M 60.08M
Debt Service Ratios		 - - - - - - - - - - -
Payout Ratios		 - - - - - - - - - - -

Quarterly Metrics And Ratios for Selective Insurance Group

This table displays calculated financial ratios and metrics derived from Selective Insurance Group's official financial filings.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
DEI Shares Outstanding		 - - - - - - - - - 60,081,960.00 59,869,520.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - 60,081,960.00 59,869,520.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - 1.63 2.16
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 16.78% 16.63% 15.05% 15.19% 13.20% 10.18% 10.49% 8.88% - 5.49% 4.59%
EBITDA Growth		 41.34% -9.75% -185.30% 5.08% -22.58% 32.57% 264.38% 23.14% - -9.59% 47.75%
EBIT Growth		 45.68% -10.62% -208.01% 3.53% -24.14% 35.41% 235.96% 25.09% - -10.57% 49.53%
NOPAT Growth		 44.31% -10.86% -195.67% 3.44% -23.48% 33.18% 253.28% 24.99% - -11.12% 50.55%
Net Income Growth		 44.31% -10.86% -208.04% 3.44% -23.48% 33.18% 235.73% 24.99% - -11.12% 50.55%
EPS Growth		 46.38% -11.49% -217.39% 3.52% -24.26% 34.35% 225.93% 25.85% - -10.23% 55.15%
Operating Cash Flow Growth		 -25.35% -15.88% 68.57% 69.41% 40.40% 148.66% -37.27% 4.77% - -22.02% 37.16%
Free Cash Flow Firm Growth		 -155.46% -225.10% -1,712.18% -241.99% 75.38% -113.65% -141.47% -38.22% - 57.69% 78.48%
Invested Capital Growth		 14.05% 10.60% 8.08% 16.74% 4.91% 18.58% 24.50% 19.48% - 7.86% 6.83%
Revenue Q/Q Growth		 2.76% 4.92% 2.68% 4.06% 0.98% 2.12% 2.97% 2.54% - -0.44% 2.09%
EBITDA Q/Q Growth		 37.73% -31.75% -162.94% 277.61% 1.48% 16.87% -21.96% 33.05% - -34.74% 27.54%
EBIT Q/Q Growth		 39.52% -34.66% -178.09% 245.43% 2.23% 16.63% -21.59% 33.80% - -36.66% 31.11%
NOPAT Q/Q Growth		 39.95% -33.91% -167.95% 264.58% 3.53% 15.03% -21.80% 34.21% - -37.08% 32.46%
Net Income Q/Q Growth		 39.95% -33.91% -176.73% 245.74% 3.53% 15.03% -21.80% 34.21% - -37.08% 32.46%
EPS Q/Q Growth		 42.25% -35.15% -182.44% 236.11% 4.08% 15.03% -22.73% 36.03% - -37.30% 33.54%
Operating Cash Flow Q/Q Growth		 3.47% -51.73% 133.03% 45.56% -14.25% -14.51% -41.21% 143.09% - -41.14% 3.40%
Free Cash Flow Firm Q/Q Growth		 -136.97% 15.77% -23.18% -39.10% 82.94% -631.03% -39.22% 20.38% - 68.48% 29.18%
Invested Capital Q/Q Growth		 9.82% 1.49% -2.23% 7.13% -1.31% 14.71% 2.65% 2.81% - -0.49% 1.67%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 14.82% 9.64% -5.91% 10.09% 10.14% 11.60% 8.79% 11.41% - 9.94% 12.42%
EBIT Margin		 14.23% 8.86% -6.74% 9.42% 9.53% 10.89% 8.29% 10.82% - 9.23% 11.85%
Profit (Net Income) Margin		 11.31% 7.13% -5.33% 7.46% 7.65% 8.62% 6.54% 8.56% - 7.26% 9.42%
Tax Burden Percent		 79.53% 80.45% 79.05% 79.22% 80.23% 79.13% 78.92% 79.16% - 78.64% 79.45%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% - 100.00% 100.00%
Effective Tax Rate		 20.47% 19.55% 0.00% 20.78% 19.77% 20.87% 21.08% 20.84% - 21.36% 20.55%
Return on Invested Capital (ROIC)		 14.65% 9.32% -6.46% 10.25% 10.43% 11.12% 8.62% 11.01% - 8.99% 11.55%
ROIC Less NNEP Spread (ROIC-NNEP)		 14.65% 9.32% -7.89% 10.25% 10.43% 11.12% 8.62% 11.01% - 8.99% 11.55%
Return on Net Nonoperating Assets (RNNOA)		 2.70% 1.65% -1.43% 1.79% 1.74% 2.50% 1.93% 2.33% - 2.37% 2.96%
Return on Equity (ROE)		 17.35% 10.97% -7.89% 12.03% 12.17% 13.62% 10.56% 13.34% - 11.36% 14.51%
Cash Return on Invested Capital (CROIC)		 -1.88% 0.57% -0.70% -8.52% 1.05% -10.89% -11.86% -7.67% - 2.94% 4.66%
Operating Return on Assets (OROA)		 5.29% 3.35% -2.56% 3.54% 3.64% 4.11% 3.11% 3.94% - 3.35% 4.27%
Return on Assets (ROA)		 4.21% 2.70% -2.03% 2.81% 2.92% 3.25% 2.46% 3.12% - 2.63% 3.39%
Return on Common Equity (ROCE)		 16.08% 10.20% -7.32% 11.20% 11.37% 12.75% 9.88% 12.54% - 10.70% 13.69%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 11.81% 7.98% 7.46% 0.00% 7.19% 11.39% 11.65% - 12.66% 13.59%
Net Operating Profit after Tax (NOPAT)		 125 83 -56 92 96 110 86 115 - 98 129
NOPAT Margin		 11.31% 7.13% -4.72% 7.46% 7.65% 8.62% 6.54% 8.56% - 7.26% 9.42%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 1.43% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
SG&A Expenses to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
Operating Expenses to Revenue		 85.77% 91.14% 106.74% 90.58% 90.47% 89.11% 91.71% 89.18% - 90.77% 88.15%
Earnings before Interest and Taxes (EBIT)		 157 103 -80 116 119 139 109 146 - 124 163
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 164 112 -70 125 127 148 116 154 - 134 171
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 2.16 2.34 2.09 1.91 1.95 1.82 1.66 1.50 - 1.34 1.68
Price to Tangible Book Value (P/TBV)		 2.16 2.35 2.09 1.92 1.95 1.82 1.67 1.50 - 1.34 1.68
Price to Revenue (P/Rev)		 1.41 1.50 1.26 1.21 1.18 1.12 1.04 0.95 - 0.85 1.07
Price to Earnings (P/E)		 16.68 18.97 25.36 24.99 28.74 24.72 14.06 12.41 - 10.18 11.89
Dividend Yield		 1.28% 1.20% 1.44% 1.50% 1.53% 1.59% 1.72% 1.87% - 2.15% 1.72%
Earnings Yield		 6.00% 5.27% 3.94% 4.00% 3.48% 4.05% 7.11% 8.06% - 9.82% 8.41%
Enterprise Value to Invested Capital (EV/IC)		 1.92 2.07 1.86 1.73 1.74 1.58 1.48 1.37 - 1.25 1.51
Enterprise Value to Revenue (EV/Rev)		 1.58 1.66 1.41 1.36 1.31 1.33 1.25 1.16 - 1.05 1.27
Enterprise Value to EBITDA (EV/EBITDA)		 13.57 15.23 19.70 19.32 21.62 19.93 12.29 11.05 - 9.24 10.40
Enterprise Value to EBIT (EV/EBIT)		 14.46 16.26 21.85 21.53 24.53 22.29 13.10 11.73 - 9.78 10.97
Enterprise Value to NOPAT (EV/NOPAT)		 18.15 20.43 27.35 26.96 30.58 27.99 16.50 14.78 - 12.37 13.86
Enterprise Value to Operating Cash Flow (EV/OCF)		 8.73 9.84 7.54 6.34 5.76 5.17 5.41 5.06 - 4.80 5.60
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 383.14 0.00 0.00 169.60 0.00 0.00 0.00 - 44.20 33.52
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.17 0.17 0.17 0.16 0.16 0.28 0.27 0.26 - 0.25 0.25
Long-Term Debt to Equity		 0.17 0.17 0.17 0.16 0.16 0.28 0.27 0.26 - 0.25 0.25
Financial Leverage		 0.18 0.18 0.18 0.17 0.17 0.22 0.22 0.21 - 0.26 0.26
Leverage Ratio		 4.12 4.06 4.25 4.28 4.17 4.19 4.30 4.27 - 4.31 4.28
Compound Leverage Factor		 4.12 4.06 4.25 4.28 4.17 4.19 4.30 4.27 - 4.31 4.28
Debt to Total Capital		 14.57% 14.34% 14.83% 13.83% 14.00% 21.70% 21.13% 20.54% - 20.08% 19.74%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
Long-Term Debt to Total Capital		 14.57% 14.34% 14.83% 13.83% 14.00% 21.70% 21.13% 20.54% - 20.08% 19.74%
Preferred Equity to Total Capital		 5.78% 5.70% 5.83% 5.44% 5.51% 4.81% 4.68% 4.55% - 4.46% 4.38%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
Common Equity to Total Capital		 79.64% 79.96% 79.34% 80.73% 80.49% 73.49% 74.19% 74.90% - 75.46% 75.88%
Debt to EBITDA		 1.03 1.06 1.57 1.54 1.73 2.74 1.75 1.66 - 1.48 1.36
Net Debt to EBITDA		 1.00 1.03 1.54 1.50 1.52 2.41 1.68 1.61 - 1.46 1.34
Long-Term Debt to EBITDA		 1.03 1.06 1.57 1.54 1.73 2.74 1.75 1.66 - 1.48 1.36
Debt to NOPAT		 1.38 1.42 2.18 2.15 2.45 3.85 2.35 2.22 - 1.98 1.81
Net Debt to NOPAT		 1.34 1.38 2.13 2.10 2.15 3.39 2.25 2.16 - 1.96 1.79
Long-Term Debt to NOPAT		 1.38 1.42 2.18 2.15 2.45 3.85 2.35 2.22 - 1.98 1.81
Noncontrolling Interest Sharing Ratio		 7.30% 7.05% 7.15% 6.88% 6.59% 6.38% 6.36% 6.01% - 5.84% 5.69%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -301 -254 -313 -435 -74 -542 -755 -601 - -229 -162
Operating Cash Flow to CapEx		 3,007.14% 1,842.33% 3,441.48% 4,118.73% 4,445.14% 2,182.33% 2,303.64% 4,773.37% - 2,024.76% 1,623.55%
Free Cash Flow to Firm to Interest Expense		 -41.90 -35.33 -43.40 -59.97 -10.23 -56.63 -56.93 -45.34 - -17.35 -12.29
Operating Cash Flow to Interest Expense		 32.91 15.90 36.95 53.43 45.85 29.67 12.59 30.62 - 16.75 17.33
Operating Cash Flow Less CapEx to Interest Expense		 31.82 15.04 35.88 52.13 44.82 28.31 12.05 29.98 - 15.92 16.26
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.37 0.38 0.38 0.38 0.38 0.38 0.38 0.36 - 0.36 0.36
Fixed Asset Turnover		 50.17 52.61 53.08 54.01 54.74 54.16 53.65 53.29 - 51.02 50.05
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 3,458 3,510 3,431 3,676 3,628 4,162 4,272 4,392 - 4,489 4,564
Invested Capital Turnover		 1.30 1.31 1.37 1.37 1.36 1.29 1.32 1.29 - 1.24 1.23
Increase / (Decrease) in Invested Capital		 426 336 256 527 170 652 841 716 - 327 292
Enterprise Value (EV)		 6,629 7,255 6,379 6,371 6,330 6,561 6,331 6,011 - 5,620 6,898
Market Capitalization		 5,938 6,564 5,681 5,676 5,685 5,566 5,266 4,933 - 4,530 5,808
Book Value per Share		 $45.46 $46.17 $44.79 $48.79 $48.03 $50.30 $52.15 $54.07 - $56.38 $57.84
Tangible Book Value per Share		 $45.33 $46.04 $44.66 $48.66 $47.90 $50.17 $52.02 $53.94 - $56.25 $57.71
Total Capital		 3,458 3,510 3,431 3,676 3,628 4,162 4,272 4,392 - 4,489 4,564
Total Debt		 504 503 509 508 508 903 903 902 - 901 901
Total Long-Term Debt		 504 503 509 508 508 903 903 902 - 901 901
Net Debt		 491 491 498 496 445 795 865 878 - 891 890
Capital Expenditures (CapEx)		 7.87 6.20 7.73 9.41 7.47 13 7.25 8.50 - 11 14
Net Nonoperating Expense (NNE)		 0.00 0.00 7.25 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00
Net Nonoperating Obligations (NNO)		 504 503 509 508 508 903 903 902 - 901 901
Total Depreciation and Amortization (D&A)		 6.61 9.08 9.83 8.31 7.57 9.13 6.60 7.97 - 9.61 7.82
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $2.02 $1.32 ($1.08) $1.48 $1.53 $1.77 $1.37 $1.87 $2.53 $1.59 $2.13
Adjusted Weighted Average Basic Shares Outstanding		 60.64M 60.79M 60.83M 60.79M 60.81M 60.77M 60.85M 60.41M 60.08M 59.87M 59.57M
Adjusted Diluted Earnings per Share		 $2.02 $1.31 ($1.08) $1.47 $1.53 $1.76 $1.36 $1.85 $2.52 $1.58 $2.11
Adjusted Weighted Average Diluted Shares Outstanding		 60.64M 60.79M 60.83M 60.79M 60.81M 60.77M 60.85M 60.41M 60.08M 59.87M 59.57M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 60.64M 60.79M 60.83M 60.79M 60.81M 60.77M 60.85M 60.41M 60.08M 59.87M 59.57M
Normalized Net Operating Profit after Tax (NOPAT)		 128 95 -50 96 100 124 92 119 - 112 138
Normalized NOPAT Margin		 11.56% 8.20% -4.18% 7.76% 7.99% 9.74% 7.00% 8.82% - 8.30% 10.02%
Pre Tax Income Margin		 14.23% 8.86% -6.74% 9.42% 9.53% 10.89% 8.29% 10.82% - 9.23% 11.85%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 21.84 14.28 -11.12 16.07 16.44 14.51 8.22 10.99 - 9.39 12.32
NOPAT to Interest Expense		 17.37 11.49 -7.79 12.73 13.19 11.48 6.48 8.70 - 7.39 9.79
EBIT Less CapEx to Interest Expense		 20.74 13.42 -12.20 14.77 15.40 13.15 7.67 10.35 - 8.57 11.26
NOPAT Less CapEx to Interest Expense		 16.27 10.63 -8.86 11.43 12.15 10.12 5.94 8.06 - 6.56 8.72
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 22.73% 24.25% 38.25% 39.04% 45.47% 40.80% 25.48% 24.45% - 23.04% 21.45%
Augmented Payout Ratio		 24.90% 26.27% 41.31% 45.67% 53.02% 55.35% 34.43% 39.74% - 45.59% 48.49%

Financials Breakdown Chart

Key Financial Trends

Selective Insurance Group’s Q2 2026 results show continued growth in premiums, earnings and shareholders’ equity. Premiums earned increased to $1.22 billion from $942.2 million in Q2 2023, while consolidated net income rose to $129.4 million from $58.6 million over the same period. Basic earnings per share also improved to $2.13 from $0.93.

Growth has been supported by a larger investment portfolio and expanding insurance operations. Total assets increased from $10.5 billion in Q3 2022 to $15.6 billion in Q2 2026, while total equity rose from $2.4 billion to $3.7 billion. However, the latest quarter also shows higher claims reserves, greater debt, substantial investment cash flows and continued reliance on investment gains, which investors should monitor.

  • Premium growth remains steady: Q2 2026 premiums earned of $1.22 billion were approximately 2.0% above Q2 2025 and 29% above Q2 2023.
  • Earnings have improved materially: Q2 2026 net income attributable to common shareholders reached $127.1 million, up from $83.6 million in Q2 2025 and $56.3 million in Q2 2023.
  • Per-share earnings are strengthening: Basic EPS increased to $2.13 in Q2 2026 from $1.37 in Q2 2025 and $0.93 in Q2 2023, helped in part by a lower share count.
  • Operating cash flow is strong: Cash flow from operating activities was $229.0 million in Q2 2026, up from $166.9 million in Q2 2025 and above the $157.9 million recorded in Q2 2023.
  • Capital returns remain meaningful: The company returned approximately $59.1 million to shareholders in Q2 2026 through common-stock repurchases and dividends. Cumulative quarterly data also shows a consistent dividend and buyback program.
  • Capitalization has expanded: Total equity increased to $3.66 billion in Q2 2026 from $2.67 billion in Q2 2023, providing a larger capital base to support underwriting growth.
  • Investment assets continue to grow: Trading account securities rose to $10.72 billion in Q2 2026 from $7.06 billion in Q2 2023, increasing the potential contribution from investment income and gains.
  • Investment gains are an important earnings contributor: Q2 2026 net realized and unrealized investment gains were $162.1 million, compared with $132.1 million in Q2 2025. This supports results but can fluctuate with financial-market conditions.
  • Claims reserves are rising: Claims and claim expense liabilities increased to $7.68 billion in Q2 2026 from $6.81 billion in Q2 2023 and $7.42 billion in Q1 2026. Although Q2 claims expense grew more slowly than premiums year over year, reserve growth remains a key underwriting risk.
  • Debt and financing outflows require monitoring: Long-term debt was approximately $901.0 million in Q2 2026, versus $503.6 million in Q2 2023. Financing cash flow was negative $56.8 million in Q2 2026 because of dividends, share repurchases and debt repayment, while investment activity produced a negative $172.1 million cash flow.

Overall, the statements point to a stronger business than three years ago, with higher premiums, earnings, operating cash flow and equity. The main questions for investors are whether underwriting profitability can remain favorable as claims reserves grow and whether investment gains can be sustained without creating excessive earnings volatility.

09/12/26 07:09 AM ETAI Generated. May Contain Errors.

Selective Insurance Group Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Selective Insurance Group's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

Selective Insurance Group's net income appears to be on an upward trend, with a most recent value of $466.41 million in 2025, rising from $165.86 million in 2015. The previous period was $207.01 million in 2024. See where experts think Selective Insurance Group is headed by visiting Selective Insurance Group's forecast page.

Over the last 10 years, Selective Insurance Group's total revenue changed from $2.11 billion in 2015 to $5.29 billion in 2025, a change of 150.7%.

Selective Insurance Group's total liabilities were at $11.55 billion at the end of 2025, a 11.1% increase from 2024, and a 109.7% increase since 2015.

In the past 10 years, Selective Insurance Group's cash and equivalents has ranged from $26 thousand in 2022 to $898 thousand in 2015, and is currently $346 thousand as of their latest financial filing in 2025.


Related Companies

Financial statements for NASDAQ:SIGI last updated on 7/24/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
From Our Partners
Elon’s “nude” scandal – a big opportunity?
Elon Musk's SpaceX just hit a legal snag in Minnesota over Grok's AI nudification capabilities, with the state...
InvestorPlace | Sponsoredtc pixel
My ‘one day’ retirement secret
TradeSmith's AI research team, backed by a $17 million investment and led by a former NSA codebreaker, built a...
TradeSmith | Sponsoredtc pixel
Why I'm NOT Buying the SpaceX IPO (And What I'm Buying Instead)
Don't buy Nvidia... Not when the AI companies that will define the next decade are selling for pennies. You wo...
Decentralized Masters | Sponsoredtc pixel
The $15 Gold Fund That Pays Up to $1,152/Month
Gold is hitting record highs, but most investors are leaving income on the table. A $15 fund is quietly paying...
Investors Alley | Sponsoredtc pixel
They didn't warn anyone in 1971. This time someone is warning you.
On August 15, 1971, Nixon interrupted prime-time television and ended the gold standard in 15 minutes - no deb...
Reagan Gold Group | Sponsoredtc pixel
Gold majors have a big problem
Newmont spent 15 billion dollars acquiring Newcrest in 2023, the largest deal in gold mining history. Yet prod...
Golden Portfolio | Sponsoredtc pixel
Shocking AI prediction from the “Billionaire Whisperer"
Marc Chaikin's Power Gauge system flagged Micron before it soared 970 percent, Celestica before a 6,600 percen...
Chaikin Analytics | Sponsoredtc pixel
After KDA, PRE, and OCEAN—this is the one
17,556% on KDA. Here's what I'm buying now. It's a coin under $1.00 that most investors have never heard of...
Crypto 101 Media | Sponsoredtc pixel