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UMB Financial (UMBF) Stock Price, News & Analysis

UMB Financial logo
$117.06 +0.38 (+0.33%)
Closing price 08/14/2025 04:00 PM Eastern
Extended Trading
$117.06 0.00 (0.00%)
As of 08/14/2025 05:52 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About UMB Financial Stock (NASDAQ:UMBF)

Key Stats

Today's Range
$114.89
$117.49
50-Day Range
$25.05
$117.06
52-Week Range
$82.00
$129.94
Volume
514,559 shs
Average Volume
611,046 shs
Market Capitalization
$8.89 billion
P/E Ratio
13.46
Dividend Yield
1.37%
Price Target
$132.11
Consensus Rating
Moderate Buy

Company Overview

UMB Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
99th Percentile Overall Score

UMBF MarketRank™: 

UMB Financial scored higher than 99% of companies evaluated by MarketBeat, and ranked 11th out of 942 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    UMB Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.78, and is based on 5 buy ratings, 3 hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    UMB Financial has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about UMB Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for UMB Financial are expected to grow by 14.49% in the coming year, from $9.66 to $11.06 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of UMB Financial is 13.46, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.60.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of UMB Financial is 13.46, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.69.

  • Price to Earnings Growth Ratio

    UMB Financial has a PEG Ratio of 1.33. PEG Ratios above 1 indicate that a company could be overvalued.

  • Price to Book Value per Share Ratio

    UMB Financial has a P/B Ratio of 1.29. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    2.94% of the float of UMB Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    UMB Financial has a short interest ratio ("days to cover") of 3.6, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in UMB Financial has recently decreased by 4.09%, indicating that investor sentiment is improving.
  • Dividend Yield

    UMB Financial pays a meaningful dividend of 1.37%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    UMB Financial has been increasing its dividend for 32 years.

  • Dividend Coverage

    The dividend payout ratio of UMB Financial is 18.39%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, UMB Financial will have a dividend payout ratio of 14.47% next year. This indicates that UMB Financial will be able to sustain or increase its dividend.

  • Read more about UMB Financial's dividend.
  • Percentage of Shares Shorted

    2.94% of the float of UMB Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    UMB Financial has a short interest ratio ("days to cover") of 3.6, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in UMB Financial has recently decreased by 4.09%, indicating that investor sentiment is improving.
  • News Sentiment

    UMB Financial has a news sentiment score of 1.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.84 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 12 news articles for UMB Financial this week, compared to 10 articles on an average week.
  • MarketBeat Follows

    Only 1 people have added UMB Financial to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, UMB Financial insiders have sold 5,127.09% more of their company's stock than they have bought. Specifically, they have bought $47,766.00 in company stock and sold $2,496,771.00 in company stock.

  • Percentage Held by Insiders

    Only 5.45% of the stock of UMB Financial is held by insiders.

  • Percentage Held by Institutions

    87.78% of the stock of UMB Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about UMB Financial's insider trading history.
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UMBF Stock News Headlines

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See More Headlines

UMBF Stock Analysis - Frequently Asked Questions

UMB Financial's stock was trading at $112.86 at the beginning of the year. Since then, UMBF stock has increased by 3.7% and is now trading at $117.06.

UMB Financial Corporation (NASDAQ:UMBF) posted its earnings results on Tuesday, July, 29th. The bank reported $2.96 earnings per share (EPS) for the quarter, beating the consensus estimate of $2.35 by $0.61. The firm's revenue for the quarter was up 76.7% on a year-over-year basis.
Read the conference call transcript
.

Top institutional investors of UMB Financial include UMB Bank n.a. (5.73%), State Street Corp (5.66%), American Century Companies Inc. (2.61%) and Allspring Global Investments Holdings LLC (2.60%). Insiders that own company stock include J Mariner Kemper, Greg M Graves, Timothy R Murphy, Shannon Andresen Johnson, Abigail M Wendel, Uma Wilson, Kevin Charles Gallagher, L Joshua Sosland, Robert Brian Beaird, Tamara Peterman, James Cornelius, Nikki Farentino Newton, Martin Dominic Karaba, John Pauls, Kris A Robbins, Amy Harris and Janine Davidson.
View institutional ownership trends
.

Shares of UMBF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that UMB Financial investors own include Chipotle Mexican Grill (CMG), Endologix (ELGX), NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Exxon Mobil (XOM) and Advanced Micro Devices (AMD).

Company Calendar

Record date for 7/1 Dividend
6/10/2025
Ex-Dividend for 7/1 Dividend
6/10/2025
Dividend Payable
7/01/2025
Last Earnings
7/29/2025
Today
8/14/2025
Record date for 10/1 Dividend
9/10/2025
Ex-Dividend for 10/1 Dividend
9/10/2025
Dividend Payable
10/01/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - MIDWEST
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:UMBF
CIK
101382
Employees
3,698
Year Founded
1913

Price Target and Rating

High Price Target
$150.00
Low Price Target
$105.00
Potential Upside/Downside
+12.9%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.78
Research Coverage
9 Analysts

Profitability

EPS (Trailing Twelve Months)
$8.70
Trailing P/E Ratio
13.46
Forward P/E Ratio
12.12
P/E Growth
1.33
Net Income
$441.24 million
Net Margins
15.42%
Pretax Margin
19.00%
Return on Equity
12.27%
Return on Assets
1.05%

Debt

Debt-to-Equity Ratio
0.10
Current Ratio
0.77
Quick Ratio
0.77

Sales & Book Value

Annual Sales
$2.80 billion
Price / Sales
3.18
Cash Flow
$11.50 per share
Price / Cash Flow
10.18
Book Value
$90.62 per share
Price / Book
1.29

Miscellaneous

Outstanding Shares
75,930,000
Free Float
71,790,000
Market Cap
$8.89 billion
Optionable
Optionable
Beta
0.77

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This page (NASDAQ:UMBF) was last updated on 8/15/2025 by MarketBeat.com Staff
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