PL Capital Advisors LLC Acquires New Stake in OppFi Inc. $OPFI

Key Points

• PL Capital Advisors acquired 300,000 OppFi shares worth approximately $2.98 million, giving it a 0.35% stake and making OppFi its 17th-largest holding. Institutional investors collectively own 7.1% of the company.
• Analyst sentiment remains mixed: the consensus rating is “Hold” with a $10.50 target price, while Citizens JMP maintained an $11 outperform target and Stephens reduced its target to $9.50. Recent insider activity was also mixed, including sizable sales by executives and directors alongside CEO purchases.
• OppFi reported quarterly EPS of $0.33, below the $0.44 consensus estimate, while revenue of $86.17 million fell short of expectations. Shares opened at $7.08, near the lower end of their 52-week range of $6.50 to $12.45.

PL Capital Advisors LLC acquired a new stake in shares of OppFi Inc. (NYSE:OPFI - Free Report) in the 2nd quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The institutional investor acquired 300,000 shares of the company's stock, valued at approximately $2,979,000. OppFi accounts for approximately 0.8% of PL Capital Advisors LLC's investment portfolio, making the stock its 17th largest holding. PL Capital Advisors LLC owned 0.35% of OppFi as of its most recent filing with the Securities and Exchange Commission (SEC).

A number of other large investors have also bought and sold shares of the company. Arrowstreet Capital Limited Partnership increased its holdings in OppFi by 208.1% in the 1st quarter. Arrowstreet Capital Limited Partnership now owns 211,667 shares of the company's stock worth $1,632,000 after acquiring an additional 142,971 shares during the last quarter. Dimensional Fund Advisors LP raised its stake in OppFi by 50.0% in the 1st quarter. Dimensional Fund Advisors LP now owns 426,089 shares of the company's stock valued at $3,285,000 after acquiring an additional 141,949 shares during the period. Kestra Advisory Services LLC lifted its holdings in OppFi by 53.0% during the first quarter. Kestra Advisory Services LLC now owns 176,047 shares of the company's stock valued at $1,357,000 after purchasing an additional 61,013 shares during the last quarter. Globeflex Capital L P purchased a new stake in OppFi during the second quarter valued at about $3,240,000. Finally, Hsbc Holdings PLC boosted its position in OppFi by 46.8% during the first quarter. Hsbc Holdings PLC now owns 16,539 shares of the company's stock worth $127,000 after purchasing an additional 5,269 shares during the period. 7.10% of the stock is owned by hedge funds and other institutional investors.

Analyst Upgrades and Downgrades

Several analysts have recently issued reports on the stock. Wall Street Zen lowered shares of OppFi from a "buy" rating to a "hold" rating in a research report on Sunday, August 16th. Stephens cut their price objective on shares of OppFi from $11.00 to $9.50 and set an "equal weight" rating for the company in a report on Tuesday, August 11th. UBS Group set a $11.00 price objective on shares of OppFi in a research note on Wednesday. Citizens Jmp reiterated a "market outperform" rating and issued a $11.00 price objective on shares of OppFi in a research note on Wednesday, August 26th. Finally, Weiss Ratings restated a "hold (c)" rating on shares of OppFi in a research report on Friday, August 7th. Two research analysts have rated the stock with a Buy rating, three have assigned a Hold rating and one has issued a Sell rating to the company. Based on data from MarketBeat.com, the stock presently has an average rating of "Hold" and a consensus target price of $10.50.

Insider Activity

In other OppFi news, insider Christopher J. Mckay sold 77,850 shares of the firm's stock in a transaction on Wednesday, August 26th. The shares were sold at an average price of $7.18, for a total value of $558,963.00. Following the completion of the transaction, the insider directly owned 1,431,479 shares of the company's stock, valued at $10,278,019.22. This trade represents a 5.16% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. Also, Director David Vennettilli sold 28,485 shares of the firm's stock in a transaction on Wednesday, August 19th. The shares were sold at an average price of $7.16, for a total transaction of $203,952.60. Following the completion of the transaction, the director directly owned 154,434 shares of the company's stock, valued at approximately $1,105,747.44. The trade was a 15.57% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Over the last quarter, insiders acquired 101,025 shares of company stock worth $717,080 and sold 136,335 shares worth $1,007,116. Company insiders own 70.20% of the company's stock.

Key Stories Impacting OppFi

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: CEO Todd Schwartz bought 3,550 shares at an average price of $7.13, increasing his direct ownership by 0.59%. This follows his purchase of 3,500 shares at $7.19 on August 26, providing a modest signal that management sees value at current levels. OppFi CEO Insider Purchase
• Positive Sentiment: Citizens JMP reaffirmed a “market outperform” rating and assigned an $11.00 price target, well above recent trading levels. The broader analyst consensus remains “Hold,” with an average target of $10.50. OppFi Receives Market Outperform Rating
• Neutral Sentiment: OppFi announced participation in upcoming financial conferences, which could give management an opportunity to discuss strategy, credit trends and its 2026 outlook, but no new financial guidance was reported. OppFi Financial Conference Participation
• Negative Sentiment: Zacks Research downgraded OppFi from “Hold” to “Strong Sell,” adding significant near-term bearish pressure and countering the more favorable Citizens JMP view. Zacks Research
• Negative Sentiment: Insider Christopher J. McKay sold 77,850 shares at an average price of $7.18, reducing his ownership by 5.16%. Although he still owns roughly 1.43 million shares, the sale may weigh on sentiment.

OppFi Stock Up 0.1%

OPFI stock opened at $7.08 on Monday. The firm has a market capitalization of $603.29 million, a PE ratio of 3.75 and a beta of 1.77. OppFi Inc. has a twelve month low of $6.50 and a twelve month high of $12.45. The stock has a 50-day simple moving average of $8.74 and a two-hundred day simple moving average of $8.64.

OppFi (NYSE:OPFI - Get Free Report) last announced its quarterly earnings results on Monday, August 10th. The company reported $0.33 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.44 by ($0.11). OppFi had a return on equity of 30.89% and a net margin of 16.64%.The firm had revenue of $86.17 million during the quarter, compared to analysts' expectations of $155.89 million. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. On average, equities research analysts anticipate that OppFi Inc. will post 1.4 EPS for the current fiscal year.

About OppFi

OppFi NYSE: OPFI is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.

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