Top-Rated StocksTop-RatedNASDAQ:UMBF UMB Financial (UMBF) Stock Price, News & Analysis $131.21 +0.26 (+0.20%) Closing price 05/22/2026 04:00 PM EasternExtended Trading$131.16 -0.06 (-0.04%) As of 05/22/2026 04:56 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About UMB Financial Stock (NASDAQ:UMBF) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get UMB Financial alerts:Sign Up Key Stats Today's Range$130.51▼$131.6750-Day Range$108.96▼$133.9652-Week Range$98.16▼$136.11Volume666,513 shsAverage Volume810,013 shsMarket Capitalization$9.97 billionP/E Ratio11.64Dividend Yield1.31%Price Target$145.55Consensus RatingBuy Company Overview UMB Financial Corporation (NASDAQ: UMBF) is a diversified financial services holding company headquartered in Kansas City, Missouri. Through its principal banking subsidiary, UMB Bank, N.A., the company provides a full suite of commercial and consumer banking services. Key offerings include deposit accounts, commercial and consumer lending, treasury and cash management, as well as online and mobile banking solutions designed to serve businesses, individuals and municipalities. In addition to its core banking operations, UMB Financial delivers wealth management and trust services, investment advisory, asset management and retirement planning to high-net-worth individuals, families and institutions. The company’s payment solutions division offers merchant services, corporate payment processing and merchant analytics, enabling clients to streamline receivables and manage electronic payments efficiently. Through dedicated private banking teams, UMB also supports specialty finance needs such as equipment leasing and real estate financing. Founded in 1913 and restructured under its current holding company in the mid-1990s, UMB Financial has expanded its regional footprint across the Midwest and Mountain West. It operates offices in multiple states, including Missouri, Kansas, Colorado, Nebraska, Illinois, Oklahoma, Arizona and Texas. Over its more than a century of history, UMB has maintained a focus on relationship banking, investing in technology and risk management to support long-term stability and growth for its stakeholders.AI Generated. May Contain Errors. Read More UMB Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks92nd Percentile Overall ScoreUMBF MarketRank™: UMB Financial scored higher than 92% of companies evaluated by MarketBeat, and ranked 133rd out of 881 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.4 / 5Analyst RatingBuy Consensus RatingUMB Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 strong buy ratings, 9 buy ratings, 2 hold ratings, and no sell ratings.Upside PotentialUMB Financial has a consensus price target of $145.55, representing about 10.9% upside from its current price of $131.21.Amount of Analyst CoverageUMB Financial has been the subject of 9 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about UMB Financial's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth6.35% Earnings GrowthEarnings for UMB Financial are expected to grow by 6.35% in the coming year, from $12.76 to $13.57 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of UMB Financial is 11.64, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.78.Price to Earnings Ratio vs. SectorThe P/E ratio of UMB Financial is 11.64, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.96.Price to Earnings Growth RatioUMB Financial has a PEG Ratio of 0.89. PEG Ratios below 1 indicate that a company could be undervalued.Price to Book Value per Share RatioUMB Financial has a P/B Ratio of 1.32. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about UMB Financial's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted5.07% of the float of UMB Financial has been sold short.Short Interest Ratio / Days to CoverUMB Financial has a short interest ratio ("days to cover") of 4.35.Change versus previous monthShort interest in UMB Financial has recently increased by 22.49%, indicating that investor sentiment is decreasing significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldUMB Financial pays a meaningful dividend of 1.31%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUMB Financial has been increasing its dividend for 32 years.Dividend CoverageThe dividend payout ratio of UMB Financial is 15.26%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, UMB Financial will have a dividend payout ratio of 12.68% next year. This indicates that UMB Financial will be able to sustain or increase its dividend.Read more about UMB Financial's dividend. News and Social Media3.9 / 5News Sentiment1.20 News SentimentUMB Financial has a news sentiment score of 1.20. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for UMB Financial this week, compared to 4 articles on an average week.Search Interest2 people have searched for UMBF on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.MarketBeat Follows1 people have added UMB Financial to their MarketBeat watchlist in the last 30 days. Company Ownership0.9 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, UMB Financial insiders have not sold or bought any company stock.Percentage Held by Insiders5.33% of the stock of UMB Financial is held by insiders.Percentage Held by Institutions87.78% of the stock of UMB Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about UMB Financial's insider trading history. Receive UMBF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for UMB Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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UMBF Stock News HeadlinesAssessing UMB Financial (UMBF) Valuation After Recent Share Price Strength And Heartland Integration ProspectsMay 22 at 7:22 AM | finance.yahoo.comTD Cowen Keeps Their Buy Rating on UMB Financial (UMBF)May 21 at 9:58 AM | theglobeandmail.comYour book is insideThe "Sucker's Bet" Most New Options Traders Fall For Most people who try options lose money the same way. They don't know the rules. They don't know what to avoid. And they hand their account to Wall Street on a silver platter. Normally $29.97. Free today.May 24 at 1:00 AM | Profits Run (Ad)UMB Financial, Triumph Financial, and Walker & Dunlop shares skyrocket, what you need to knowMay 20, 2026 | msn.comUMB Financial Corporation (UMBF)May 15, 2026 | finance.yahoo.comCritical Comparison: UMB Financial (NASDAQ:UMBF) and First Busey (NASDAQ:BUSE)May 14, 2026 | americanbankingnews.comIs UMB Financial Corporation (UMBF) A Good Stock To Buy Now?May 13, 2026 | finance.yahoo.comHow Strong Q1 Earnings and New Capital Moves Could Impact UMB Financial (UMBF) InvestorsMay 10, 2026 | finance.yahoo.comSee More Headlines UMBF Stock Analysis - Frequently Asked Questions How have UMBF shares performed this year? UMB Financial's stock was trading at $115.04 at the start of the year. Since then, UMBF stock has increased by 14.1% and is now trading at $131.21. How were UMB Financial's earnings last quarter? UMB Financial Corporation (NASDAQ:UMBF) announced its quarterly earnings data on Tuesday, April, 28th. The bank reported $3.41 EPS for the quarter, topping analysts' consensus estimates of $2.82 by $0.59. UMB Financial's revenue for the quarter was up 31.1% compared to the same quarter last year. Read the conference call transcript. Who are UMB Financial's major shareholders? UMB Financial's top institutional investors include Dimensional Fund Advisors LP (3.83%), Allspring Global Investments Holdings LLC (1.79%), First Trust Advisors LP (1.18%) and Principal Financial Group Inc. (0.94%). Insiders that own company stock include J Mariner Kemper, Greg M Graves, Shannon Andresen Johnson, Abigail M Wendel, Uma Wilson, Nikki Farentino Newton, Kevin Charles Gallagher, Robert Brian Beaird, Tamara Peterman, Stacy H King, Phillip James Mason, Amy Harris, John Pauls and Kris A Robbins. View institutional ownership trends. How do I buy shares of UMB Financial? Shares of UMBF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of UMB Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that UMB Financial investors own include Chipotle Mexican Grill (CMG), NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), ExxonMobil (XOM) and Advanced Micro Devices (AMD). Company Calendar Record date for 4/1 Dividend3/10/2026Ex-Dividend for 4/1 Dividend3/10/2026Dividend Payable4/01/2026Last Earnings4/28/2026Today5/24/2026Record date for 7/1 Dividend6/10/2026Ex-Dividend for 7/1 Dividend6/10/2026Dividend Payable7/01/2026Next Earnings (Estimated)8/04/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (1m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 UMBF's financial health is in the Green zone, according to TradeSmith. UMBF has been in this zone for over one month. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - MIDWEST Sub-IndustryRegional Banks Current SymbolNASDAQ:UMBF CIK101382 Webwww.umb.com Phone(816) 860-7000Fax816-860-4642Employees5,222Year Founded1913Price Target and Rating Average Price Target for UMB Financial$145.55 High Price Target$170.00 Low Price Target$130.00 Potential Upside/Downside+10.9%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage13 Analysts Profitability EPS (Trailing Twelve Months)$11.27 Trailing P/E Ratio11.64 Forward P/E Ratio10.28 P/E Growth0.89Net Income$702.40 million Net Margins20.42% Pretax Margin25.82% Return on Equity13.07% Return on Assets1.31% Debt Debt-to-Equity Ratio0.06 Current Ratio0.75 Quick Ratio0.75 Sales & Book Value Annual Sales$4.14 billion Price / Sales2.41 Cash Flow$12.99 per share Price / Cash Flow10.10 Book Value$99.14 per share Price / Book1.32Miscellaneous Outstanding Shares75,980,000Free Float71,929,000Market Cap$9.97 billion OptionableOptionable Beta0.78 Social Links 10 Stocks Set to Soar in 2026Enter your email address and we’ll send you MarketBeat’s list of ten stocks set to soar in Summer 2026, despite the threat of tariffs and what's happening in Iran. 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