NASDAQ:TFSL TFS Financial (TFSL) Stock Price, News & Analysis $12.73 +0.04 (+0.32%) Closing price 07/28/2025 04:00 PM EasternExtended Trading$12.74 +0.01 (+0.08%) As of 07/28/2025 04:35 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About TFS Financial Stock (NASDAQ:TFSL) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get TFS Financial alerts:Sign Up Key Stats Today's Range$12.66▼$12.7650-Day Range$12.57▼$13.4952-Week Range$11.29▼$14.99Volume321,123 shsAverage Volume307,912 shsMarket Capitalization$3.57 billionP/E Ratio45.46Dividend Yield8.88%Price Target$15.00Consensus RatingHold Company Overview TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. Its deposit products include savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. The company also provides residential real estate mortgage loans, residential construction loans, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, it offers escrow and settlement services. The company provides its products and services through its main office in Cleveland, Ohio; and multiple full-service branches and loan production offices located throughout the states of Ohio and Florida. TFS Financial Corporation was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation is a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC. Read More TFS Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks59th Percentile Overall ScoreTFSL MarketRank™: TFS Financial scored higher than 59% of companies evaluated by MarketBeat, and ranked 551st out of 934 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.0 / 5Analyst RatingHold Consensus RatingTFS Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageTFS Financial has received no research coverage in the past 90 days.Read more about TFS Financial's stock forecast and price target. Earnings and Valuation0.6 / 5Proj. Earnings Growth6.90% Earnings GrowthEarnings for TFS Financial are expected to grow by 6.90% in the coming year, from $0.29 to $0.31 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of TFS Financial is 45.46, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 27.71.Price to Earnings Ratio vs. SectorThe P/E ratio of TFS Financial is 45.46, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 18.99.Price to Book Value per Share RatioTFS Financial has a P/B Ratio of 1.92. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about TFS Financial's valuation and earnings. Short Interest0.0 / 5Short Interest LevelBearish Percentage of Shares Shorted7.09% of the float of TFS Financial has been sold short.Short Interest Ratio / Days to CoverTFS Financial has a short interest ratio ("days to cover") of 10.6, which indicates bearish sentiment.Change versus previous monthShort interest in TFS Financial has recently increased by 3.92%, indicating that investor sentiment is decreasing. Dividend1.7 / 5Dividend StrengthWeak Dividend LeadershipTFS Financial is a leading dividend payer. It pays a dividend yield of 8.90%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthTFS Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of TFS Financial is 403.57%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on EPS estimates, TFS Financial will have a dividend payout ratio of 364.52% in the coming year. This indicates that TFS Financial may not be able to sustain their current dividend.Read more about TFS Financial's dividend. Sustainability and ESG3.6 / 5Environmental Score-0.86 Percentage of Shares Shorted7.09% of the float of TFS Financial has been sold short.Short Interest Ratio / Days to CoverTFS Financial has a short interest ratio ("days to cover") of 10.6, which indicates bearish sentiment.Change versus previous monthShort interest in TFS Financial has recently increased by 3.92%, indicating that investor sentiment is decreasing. News and Social Media3.4 / 5News Sentiment1.16 News SentimentTFS Financial has a news sentiment score of 1.16. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.98 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for TFS Financial this week, compared to 2 articles on an average week.Search Interest2 people have searched for TFSL on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.MarketBeat Follows1 people have added TFS Financial to their MarketBeat watchlist in the last 30 days. Company Ownership0.8 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, TFS Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,128,466.00 in company stock.Percentage Held by InsidersOnly 0.95% of the stock of TFS Financial is held by insiders.Percentage Held by InstitutionsOnly 9.81% of the stock of TFS Financial is held by institutions.Read more about TFS Financial's insider trading history. Receive TFSL Stock News and Ratings via Email Sign-up to receive the latest news and ratings for TFS Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address TFSL Stock News HeadlinesTFS Financial: A Unique Dividend Play With Near-Term TailwindsJuly 21, 2025 | seekingalpha.comTFS Financial: A Unique Dividend Play With Near-Term TailwindsJuly 21, 2025 | seekingalpha.comElon’s BIGGEST warning yet?Tesla's About to Prove Everyone Wrong... Again Back in 2018, when Jeff Brown told everyone to buy Tesla… The "experts" said Elon was finished and Tesla was headed for bankruptcy. Now they're saying the same thing, but Jeff has uncovered Tesla's next breakthrough. | Brownstone Research (Ad)TFSL - TFS Financial Corp Dividends - MorningstarJuly 16, 2025 | morningstar.comMTFS Financial shareholders approve waiver of up to $1.13 per share in dividends - Investing.com UKJuly 9, 2025 | uk.investing.comTFS Financial Dividend Waiver Approved by ShareholdersJuly 8, 2025 | tipranks.comTFS Financial shareholders approve waiver of up to $1.13 per share in dividendsJuly 8, 2025 | investing.com3 Reasons to Sell TFSL and 1 Stock to Buy InsteadJuly 2, 2025 | finance.yahoo.comSee More Headlines TFSL Stock Analysis - Frequently Asked Questions How have TFSL shares performed this year? TFS Financial's stock was trading at $12.56 at the beginning of 2025. Since then, TFSL shares have increased by 1.4% and is now trading at $12.73. How were TFS Financial's earnings last quarter? TFS Financial Corporation (NASDAQ:TFSL) announced its earnings results on Wednesday, April, 30th. The bank reported $0.07 EPS for the quarter, hitting analysts' consensus estimates of $0.07. The bank had revenue of $79.12 million for the quarter, compared to the consensus estimate of $69.42 million. TFS Financial had a trailing twelve-month return on equity of 4.30% and a net margin of 10.57%. Who are TFS Financial's major shareholders? TFS Financial's top institutional investors include Vision Capital Management Inc. (0.03%), Inspire Investing LLC (0.01%), Parallel Advisors LLC (0.01%) and Vanguard Personalized Indexing Management LLC (0.01%). Insiders that own company stock include Cathy W Zbanek, Marc A Stefanski, Meredith S Weil, Bradley T Stefanski, Ashley H Williams, Gavin B Stefanski, Andrew J Rubino, Martin J Cohen, Daniel F Weir, Russell C Holmes, Barbara J Anderson, Anthony J Asher and Timothy W Mulhern. View institutional ownership trends. How do I buy shares of TFS Financial? Shares of TFSL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of TFS Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that TFS Financial investors own include American Water Works (AWK), AU Optronics (AUOTY), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH), Humana (HUM) and iShares Micro-Cap ETF (IWC). Company Calendar Last Earnings4/30/2025Record date for 6/24 Dividend6/10/2025Ex-Dividend for 6/24 Dividend6/10/2025Dividend Payable6/24/2025Today7/28/2025Next Earnings (Estimated)7/29/2025Fiscal Year End9/30/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - SVGS & LOAN Sub-IndustryThrifts & Mortgage Finance Current SymbolNASDAQ:TFSL CIK1381668 Webwww.thirdfederal.com Phone(216) 441-6000Fax216-441-7050Employees1,000Year Founded1938Price Target and Rating Average Price Target for TFS Financial$15.00 High Price Target$15.00 Low Price Target$15.00 Potential Upside/Downside+17.8%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Trailing Twelve Months)$0.28 Trailing P/E Ratio45.46 Forward P/E Ratio43.90 P/E GrowthN/ANet Income$79.59 million Net Margins10.57% Pretax Margin13.36% Return on Equity4.30% Return on Assets0.48% Debt Debt-to-Equity Ratio2.42 Current Ratio1.51 Quick Ratio1.51 Sales & Book Value Annual Sales$304.60 million Price / Sales11.74 Cash Flow$0.35 per share Price / Cash Flow36.12 Book Value$6.64 per share Price / Book1.92Miscellaneous Outstanding Shares280,799,000Free Float278,131,000Market Cap$3.57 billion OptionableOptionable Beta0.74 Social Links (Almost) Everything You Need To Know About The EV MarketLooking to profit from the electric vehicle mega-trend? 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