Truist Financial (TFC) Stock Price, News & Analysis

Company Overview

Truist Financial Corporation (NYSE: TFC) is a leading financial services holding company formed in December 2019 through the merger of BB&T Corporation and SunTrust Banks. Headquartered in Charlotte, North Carolina, Truist provides a broad range of banking, investment, insurance and mortgage products and services to individual consumers, businesses, and institutions. Its primary business lines encompass consumer banking, commercial banking, corporate and investment banking, wealth management, insurance and retirement services, and mortgage lending.

In its consumer and commercial banking segment, Truist offers checking and savings accounts, credit cards, auto and personal loans, home equity loans, and small-business financing. The corporate and investment banking unit delivers capital markets advisory, debt and equity underwriting, treasury and payment solutions, and mergers and acquisitions advisory to middle-market and large corporate clients. The company’s wealth management arm provides financial planning, asset management, trust services and brokerage solutions, while its insurance division offers property and casualty coverage, life and disability insurance, and employee benefits products. Residential mortgage lending and servicing complete Truist’s suite of retail banking offerings.

Truist emerged from the two legacy banks’ combined histories—BB&T, founded in 1872 in North Carolina, and SunTrust, tracing its roots back to a trust company established in Atlanta in 1891. The merger aimed to leverage technological innovation, an expanded branch network and enhanced product capabilities to improve customer experience and operational efficiency. Since its formation, Truist has invested in digital platforms, mobile banking applications and data analytics to streamline services and support growth initiatives across its businesses.

With a footprint spanning the Southeastern and Mid-Atlantic regions, Florida and select urban markets nationwide, Truist serves millions of clients through more than 2,000 branch locations, ATMs and digital channels. Leadership is headed by President and Chief Executive Officer William H. Rogers Jr., alongside Chairman emeritus Kelly S. King, who guide the company’s strategic vision. Truist’s executive management team continues to emphasize community engagement, sustainable finance and customer-centric innovation as pillars of its long-term growth strategy.

Key Stats

• Today's Range: $45.01 to $45.79
• 50-Day Range: $38.62 to $45.45
• 52-Week Range: $33.56 to $49.06
• Volume: 8.84 million shs
• Average Volume: 8.28 million shs
• Market Capitalization: $59.14 billion
• P/E Ratio: 13.32
• Dividend Yield: 4.61%
• Price Target: $48.44
• Consensus Rating: Moderate Buy

Truist Financial Stock Analysis - MarketRank™

Truist Financial scored higher than 92% of companies evaluated by MarketBeat, and ranked 116th out of 903 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Truist Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.76, and is based on 12 buy ratings, 7 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Truist Financial has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 13.75%

Earnings Growth

Earnings for Truist Financial are expected to grow by 13.75% in the coming year, from $4.00 to $4.55 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Truist Financial is 13.32, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.91.

Price to Earnings Ratio vs. Sector

The P/E ratio of Truist Financial is 13.32, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.00.

Price to Earnings Growth Ratio

Truist Financial has a PEG Ratio of 1.69. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Truist Financial has a P/B Ratio of 1.04. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.12% of the float of Truist Financial has been sold short.

Short Interest Ratio / Days to Cover

Truist Financial has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Truist Financial has recently increased by 4.40%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Truist Financial is a leading dividend payer. It pays a dividend yield of 4.58%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Truist Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Truist Financial is 61.36%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Truist Financial will have a dividend payout ratio of 45.71% next year. This indicates that Truist Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.1 / 5
• Environmental Score: -0.50

Percentage of Shares Shorted

2.12% of the float of Truist Financial has been sold short.

Short Interest Ratio / Days to Cover

Truist Financial has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Truist Financial has recently increased by 4.40%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: 0.26

News Sentiment

Truist Financial has a news sentiment score of 0.26. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Truist Financial this week, compared to 1 article on an average week.

Search Interest

Only 16 people have searched for TFC on MarketBeat in the last 30 days. This is a decrease of -6% compared to the previous 30 days.

MarketBeat Follows

8 people have added Truist Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 167% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Truist Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 0.17% of the stock of Truist Financial is held by insiders.

Percentage Held by Institutions

71.28% of the stock of Truist Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

TFC Stock Analysis - Frequently Asked Questions

How have TFC shares performed this year?

Truist Financial's stock was trading at $43.38 at the beginning of the year. Since then, TFC stock has increased by 4.1% and is now trading at $45.16.

How were Truist Financial's earnings last quarter?

Truist Financial Corporation (NYSE:TFC) released its quarterly earnings results on Thursday, April, 17th. The insurance provider reported $0.87 earnings per share for the quarter, hitting the consensus estimate of $0.87. The insurance provider earned $4.95 billion during the quarter, compared to the consensus estimate of $4.99 billion. Truist Financial had a net margin of 15.59% and a trailing twelve-month return on equity of 8.96%.
Read the conference call transcript.

Does Truist Financial have any subsidiaries?

Truist Financial subsidiaries include these companies: United eWay, and Long Game.

Who are Truist Financial's major shareholders?

Truist Financial's top institutional shareholders include Douglas Lane & Associates LLC (0.09%), Czech National Bank (0.02%), Avity Investment Management Inc. (0.02%) and Salem Investment Counselors Inc. (0.02%). Insiders that own company stock include William H Rogers Jr, Hugh S Cummins III, David M Ratcliffe, K David Jr Boyer, Charles A Patton and Cynthia B Powell.
View institutional ownership trends.

How do I buy shares of Truist Financial?

Shares of TFC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Truist Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Truist Financial investors own include Salesforce (CRM), Chevron (CVX), AbbVie (ABBV), Bank of America (BAC), CocaCola (KO), Bristol Myers Squibb (BMY) and QUALCOMM (QCOM).

Company Calendar

• Last Earnings: 4/17/2025
• Record date for 6/2 Dividend: 5/09/2025
• Ex-Dividend for 6/2 Dividend: 5/09/2025
• Dividend Payable: 6/02/2025
• Today: 7/09/2025
• Next Earnings (Estimated): 7/18/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - MJR REGNL
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:TFC
• CIK: 92230
• Web: www.truist.com
• Phone: (336) 733-2000
• Fax: 336-721-3499
• Employees: 38,335
• Year Founded: 2019

Price Target and Rating

• Average Price Target for Truist Financial: $48.44
• High Price Target: $60.00
• Low Price Target: $41.00
• Potential Upside/Downside: +7.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.76
• Research Coverage: 21 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.39
• Trailing P/E Ratio: 13.32
• Forward P/E Ratio: 11.29
• P/E Growth: 1.69
• Net Income: $4.82 billion
• Net Margins: 15.59%
• Pretax Margin: -1.41%
• Return on Equity: 8.96%
• Return on Assets: 0.99%

Debt

• Debt-to-Equity Ratio: 0.55
• Current Ratio: 0.83
• Quick Ratio: 0.83

Sales & Book Value

• Annual Sales: $24.25 billion
• Price / Sales: 2.44
• Cash Flow: $4.72 per share
• Price / Cash Flow: 9.57
• Book Value: $43.52 per share
• Price / Book: 1.04

Miscellaneous

• Outstanding Shares: 1,309,540,000
• Free Float: 1,307,313,000
• Market Cap: $59.14 billion
• Optionable: Optionable
• Beta: 0.85