Truist Financial (TFC) Stock Price, News & Analysis

Company Overview

Truist Financial Corporation (NYSE: TFC) is a financial services company headquartered in Charlotte, North Carolina. It provides banking and related services to individuals, businesses and institutions, including deposit accounts, loans, credit cards, payment services and treasury management.

The company also offers wealth management, investment and mortgage services, along with commercial banking and capital markets solutions. Its operations are concentrated in the southeastern and mid-Atlantic United States, serving customers through branches, digital channels and other delivery platforms.

Truist was formed in 2019 through the merger of BB&T Corporation and SunTrust Banks. Its history brings together two banking organizations with longstanding operations in the region.

Key Stats

• Today's Range: $49.19 to $49.89
• 50-Day Range: $45.55 to $51.68
• 52-Week Range: $43.13 to $56.19
• Volume: 1.21 million shs
• Average Volume: 8.65 million shs
• Market Capitalization: $59.50 billion
• P/E Ratio: 12.79
• Dividend Yield: 4.19%
• Price Target: $54.73
• Consensus Rating: Hold

Truist Financial Stock Analysis - MarketRank™

Truist Financial scored higher than 84% of companies evaluated by MarketBeat, and ranked 280th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.9 / 5
• Analyst Rating: Hold

Consensus Rating

Truist Financial has received a consensus rating of Hold. The company's average rating score is 2.27, and is based on no strong buy ratings, 9 buy ratings, 10 hold ratings, and 3 sell ratings.

Upside/Downside

The consensus price target for Truist Financial is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Truist Financial has been the subject of 12 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 4.94%

Earnings Growth

Earnings for Truist Financial are expected to grow by 4.94% in the coming year, from $4.66 to $4.89 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Truist Financial is 12.86, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.74.

Price to Earnings Ratio vs. Sector

The P/E ratio of Truist Financial is 12.86, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.69.

Price to Earnings Growth Ratio

Truist Financial has a PEG Ratio of 1.11. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Truist Financial has a P/B Ratio of 1.07. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.39% of the float of Truist Financial has been sold short.

Short Interest Ratio / Days to Cover

Truist Financial has a short interest ratio ("days to cover") of 3.35, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Truist Financial has recently increased by 1.26%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Truist Financial is a leading dividend payer. It pays a dividend yield of 4.14%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Truist Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Truist Financial is 53.61%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Truist Financial will have a dividend payout ratio of 42.54% next year. This indicates that Truist Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: N/A

News Sentiment

Truist Financial has a news sentiment score of 0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.64 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Truist Financial this week, compared to 3 articles on an average week.

Search Interest

Only 15 people have searched for TFC on MarketBeat in the last 30 days. This is a decrease of -29% compared to the previous 30 days.

MarketBeat Follows

21 people have added Truist Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 163% compared to the previous 30 days.

Company Ownership

• Score: 2.9 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net $2,224,560.00 in company stock, which represents 0.0037% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Truist Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $2,224,560.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

0.15% of the stock of Truist Financial is held by insiders.

Percentage Held by Institutions

71.28% of the stock of Truist Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 9/1 Dividend: 8/14/2026
• Ex-Dividend for 9/1 Dividend: 8/14/2026
• Dividend Payable: 9/01/2026
• Last Earnings: 10/16/2026
• Today: 11/13/2026
• Record date for 12/1 Dividend: 11/13/2026
• Ex-Dividend for 12/1 Dividend: 11/13/2026
• Dividend Payable: 12/01/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/20/2027

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:TFC
• Previous Symbol: NYSE:STI
• CIK: 92230
• Web: www.truist.com
• Phone: (844) 487-8478
• Fax: 336-721-3499
• Employees: 38,711
• Year Founded: 1968

Price Target and Rating

• Average Price Target for Truist Financial: $54.73
• High Price Target: $62.00
• Low Price Target: $42.00
• Potential Upside/Downside: +10.2%
• Consensus Rating: Hold
• Rating Score (0-4): 2.27
• Research Coverage: 22 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.88
• Trailing P/E Ratio: 12.79
• Forward P/E Ratio: 10.15
• P/E Growth: 1.11
• Net Income: $5.31 billion
• Net Margins: 18.01%
• Pretax Margin: 20.71%
• Return on Equity: 10.37%
• Return on Assets: 1.10%

Debt

• Debt-to-Equity Ratio: 0.95
• Current Ratio: 0.88
• Quick Ratio: 0.88

Sales & Book Value

• Annual Sales: $30.44 billion
• Price / Sales: 1.95
• Cash Flow: $4.87 per share
• Price / Cash Flow: 10.20
• Book Value: $46.78 per share
• Price / Book: 1.06

Miscellaneous

• Outstanding Shares: 1,198,490,000
• Free Float: 1,196,690,000
• Market Cap: $59.50 billion
• Optionable: Optionable
• Beta: 0.90