ProAssurance (PRA) Stock Price, News & Analysis

Company Overview

ProAssurance Corporation (NYSE: PRA) is a property and casualty insurance holding company headquartered in Birmingham, Alabama, with a primary focus on professional liability coverages. Since its inception in 1976, the company has built a specialty platform devoted to insuring healthcare professionals and institutions. Through its portfolio of underwriting subsidiaries, ProAssurance offers medical professional liability insurance aimed at physicians, surgeons, hospitals, allied health providers and long-term care facilities, supported by robust claims management and risk control services.

In addition to core medical professional liability products, ProAssurance provides a suite of complementary lines, including management liability, general liability and various excess and umbrella solutions. The company’s risk retention group structure enables flexible capacity for complex exposures, while its Lloyd’s syndicate in London broadens its ability to underwrite international risks and niche specialty classes. ProAssurance also partners with reinsurers and maintains conservative reserving practices to support long-term policyholder commitments.

ProAssurance serves customers across all 50 U.S. states, with particularly deep penetration in the Southeast, Midwest and Northeast markets. Its distribution network spans independent agents, brokers and direct relationships with healthcare systems. The company invests in proprietary data analytics and loss prevention programs, offering clients education, peer review facilitation and clinical risk management resources aimed at reducing claims frequency and severity.

Led by President and Chief Executive Officer Theodore E. Hancock III and a senior leadership team with extensive insurance and healthcare industry experience, ProAssurance emphasizes financial discipline and underwriting rigor. The board and executive management continue to pursue targeted acquisitions and organic growth opportunities, while reinforcing the company’s commitment to policyholder service, operational efficiency and prudent capital management.

Key Stats

• Today's Range: $23.74 to $23.85
• 50-Day Range: $22.75 to $23.73
• 52-Week Range: $11.17 to $23.85
• Volume: 686,023 shs
• Average Volume: 486,748 shs
• Market Capitalization: $1.22 billion
• P/E Ratio: 29.02
• Dividend Yield: N/A
• Price Target: $21.00
• Consensus Rating: Hold

ProAssurance Stock Analysis - MarketRank™

ProAssurance scored higher than 52% of companies evaluated by MarketBeat, and ranked 672nd out of 906 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

ProAssurance has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on 1 buy rating, 4 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

ProAssurance has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: 6.25%

Earnings Growth

Earnings for ProAssurance are expected to grow by 6.25% in the coming year, from $0.80 to $0.85 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of ProAssurance is 29.02, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 25.85.

Price to Earnings Ratio vs. Sector

The P/E ratio of ProAssurance is 29.02, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 20.07.

Price to Book Value per Share Ratio

ProAssurance has a P/B Ratio of 1.01. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.69% of the float of ProAssurance has been sold short.

Short Interest Ratio / Days to Cover

ProAssurance has a short interest ratio ("days to cover") of 3.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in ProAssurance has recently increased by 5.54%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

ProAssurance does not currently pay a dividend.

Dividend Growth

ProAssurance does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of ProAssurance is 24.39%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, ProAssurance will have a dividend payout ratio of 23.53% next year. This indicates that ProAssurance will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.8 / 5
• Environmental Score: -0.19

Percentage of Shares Shorted

5.69% of the float of ProAssurance has been sold short.

Short Interest Ratio / Days to Cover

ProAssurance has a short interest ratio ("days to cover") of 3.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in ProAssurance has recently increased by 5.54%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: 0.34

News Sentiment

ProAssurance has a news sentiment score of 0.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.76 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for ProAssurance this week, compared to 3 articles on an average week.

Search Interest

2 people have searched for PRA on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, ProAssurance insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.21% of the stock of ProAssurance is held by insiders.

Percentage Held by Institutions

85.58% of the stock of ProAssurance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PRA Stock Analysis - Frequently Asked Questions

How have PRA shares performed this year?

ProAssurance's stock was trading at $15.91 at the beginning of the year. Since then, PRA stock has increased by 49.6% and is now trading at $23.80.

How were ProAssurance's earnings last quarter?

ProAssurance Corporation (NYSE:PRA) posted its quarterly earnings data on Tuesday, May, 6th. The insurance provider reported $0.13 EPS for the quarter, missing the consensus estimate of $0.19 by $0.06. The company's revenue for the quarter was down 4.5% compared to the same quarter last year.

How do I buy shares of ProAssurance?

Shares of PRA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of ProAssurance own?

Based on aggregate information from My MarketBeat watchlists, some other companies that ProAssurance investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Broadcom (AVGO), Tesla (TSLA) and Palo Alto Networks (PANW).

Company Calendar

• Last Earnings: 5/06/2025
• Today: 7/10/2025
• Next Earnings (Estimated): 8/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:PRA
• CIK: 1127703
• Web: www.proassurance.com
• Phone: (205) 877-4400
• Fax: 205-868-4073
• Employees: 1,036
• Year Founded: N/A

Price Target and Rating

• Average Price Target for ProAssurance: $21.00
• High Price Target: $25.00
• Low Price Target: $18.00
• Potential Upside/Downside: -11.8%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.82
• Trailing P/E Ratio: 29.02
• Forward P/E Ratio: 29.75
• P/E Growth: N/A
• Net Income: $52.74 million
• Net Margins: 3.72%
• Pretax Margin: 4.52%
• Return on Equity: 4.51%
• Return on Assets: 0.96%

Debt

• Debt-to-Equity Ratio: 0.34
• Current Ratio: 0.26
• Quick Ratio: 0.26

Sales & Book Value

• Annual Sales: $1.15 billion
• Price / Sales: 1.06
• Cash Flow: $1.30 per share
• Price / Cash Flow: 18.24
• Book Value: $23.49 per share
• Price / Book: 1.01

Miscellaneous

• Outstanding Shares: 51,070,000
• Free Float: 50,452,000
• Market Cap: $1.22 billion
• Optionable: Optionable
• Beta: 0.12