US Bancorp DE Trims Holdings in PayPal Holdings, Inc. $PYPL

Key Points

• US Bancorp DE cut its PayPal stake by 29.8% in Q4, selling 70,745 shares and ending the quarter with 167,021 shares worth about $9.75 million.
• PayPal announced a strategic reorganization into three operating units and made Venmo a standalone business to sharpen execution and unlock valuation optionality ahead of its Q1 earnings on May 5; analysts overall rate PYPL a Hold with an average price target near $56.55.
• Insiders have been net sellers recently — about 99,677 shares sold in the last 90 days, including Rule 10b5‑1 sales by the CFO and CAO — which could add short‑term selling pressure.

US Bancorp DE decreased its stake in shares of PayPal Holdings, Inc. (NASDAQ:PYPL - Free Report) by 29.8% during the fourth quarter, according to the company in its most recent disclosure with the SEC. The institutional investor owned 167,021 shares of the credit services provider's stock after selling 70,745 shares during the quarter. US Bancorp DE's holdings in PayPal were worth $9,751,000 at the end of the most recent reporting period.

A number of other institutional investors have also recently added to or reduced their stakes in the stock. W.G. Shaheen & Associates DBA Whitney & Co purchased a new position in PayPal during the fourth quarter worth approximately $859,000. Sage Rhino Capital LLC purchased a new position in PayPal during the fourth quarter worth approximately $939,000. Pekin Hardy Strauss Inc. purchased a new position in PayPal during the fourth quarter worth approximately $330,000. Keybank National Association OH lifted its position in PayPal by 27.4% during the fourth quarter. Keybank National Association OH now owns 308,077 shares of the credit services provider's stock worth $17,986,000 after buying an additional 66,217 shares in the last quarter. Finally, SOL Capital Management CO lifted its position in PayPal by 3.3% during the fourth quarter. SOL Capital Management CO now owns 9,657 shares of the credit services provider's stock worth $564,000 after buying an additional 305 shares in the last quarter. Hedge funds and other institutional investors own 68.32% of the company's stock.

Key Stories Impacting PayPal

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: PayPal announced a strategic reorganization into three operating units (Checkout & PayPal; Consumer Financial Services & Venmo; Payment Services & Crypto) and management changes intended to sharpen execution and make high‑growth assets easier to value or monetize. PayPal Announces Strategic Reorganization to Accelerate Growth
• Positive Sentiment: PayPal is making Venmo a standalone business unit with new leadership — a move investors view as unlocking optionality (spinoff/sale or clearer valuation of Venmo’s high‑growth profile). PayPal makes Venmo a separate unit as CEO Lores looks to boost growth
• Positive Sentiment: PayPal shows up in tokenization deals — partnerships (via Ondo Finance) to offer tokenized U.S. stocks/ETFs and regulated on‑chain securities widen PayPal’s institutional crypto footprint and product optionality. This supports revenue diversification if adoption scales. Wall Street Backing Fuels Ondo Finance Tokenization Across Global Markets
• Positive Sentiment: Coverage notes PayPal is consolidating crypto and payments capabilities (PYUSD, Braintree, crypto services) into clearer reporting lines — a structural push that could help monetize stablecoin and crypto services. Pension Funds, PayPal, and Policy: How 2026 Is Redrawing the Crypto Market Map
• Neutral Sentiment: Investors are focused on PayPal’s Q1 2026 earnings release (May 5). Execution, revenue growth and margin commentary will likely drive short‑term moves more than strategic headlines. PayPal Will Report Q1 Earnings on May 5 — Will a New CEO Save PYPL Stock?
• Neutral Sentiment: Wall Street still rates PYPL largely as a “Hold”; Bank of America recently raised its target while consensus price targets sit below prior highs — analyst views create mixed near‑term expectations. Are Wall Street Analysts Predicting PayPal Holdings Stock Will Climb or Sink?
• Negative Sentiment: Insider selling: CFO Frank Keller (10,732 shares) and CAO Chris Natali (1,337 shares) executed Rule 10b5‑1 sales late April. While pre‑arranged, these disclosures can add short‑term selling pressure and raise governance questions for some investors. PayPal NASDAQ: PYPL Insider Selling

Analyst Ratings Changes

PYPL has been the topic of a number of analyst reports. Cantor Fitzgerald reiterated a "neutral" rating and set a $54.00 price objective on shares of PayPal in a research report on Tuesday, April 21st. Zacks Research upgraded PayPal from a "strong sell" rating to a "hold" rating in a research report on Friday, April 17th. BMO Capital Markets assumed coverage on PayPal in a research report on Tuesday, April 21st. They issued a "market perform" rating and a $52.00 target price on the stock. Daiwa Securities Group reduced their target price on PayPal from $61.00 to $42.00 and set a "neutral" rating on the stock in a research report on Tuesday, February 10th. Finally, Bank of America lifted their target price on PayPal from $48.00 to $55.00 and gave the company a "neutral" rating in a research report on Tuesday, April 21st. Seven research analysts have rated the stock with a Buy rating, thirty-three have issued a Hold rating and five have given a Sell rating to the stock. According to data from MarketBeat.com, the stock currently has an average rating of "Hold" and an average price target of $56.55.

Insider Transactions at PayPal

In other news, CAO Chris Natali sold 2,208 shares of the company's stock in a transaction dated Tuesday, March 3rd. The stock was sold at an average price of $44.73, for a total transaction of $98,763.84. Following the completion of the transaction, the chief accounting officer directly owned 1,140 shares of the company's stock, valued at approximately $50,992.20. This represents a 65.95% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which can be accessed through this link. Also, insider Suzan Kereere sold 37,613 shares of the company's stock in a transaction dated Wednesday, February 18th. The stock was sold at an average price of $41.49, for a total value of $1,560,563.37. Following the transaction, the insider directly owned 30,983 shares of the company's stock, valued at approximately $1,285,484.67. This represents a 54.83% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. In the last ninety days, insiders sold 99,677 shares of company stock valued at $4,433,834. 0.63% of the stock is currently owned by corporate insiders.

PayPal Trading Up 0.6%

PYPL opened at $50.44 on Friday. PayPal Holdings, Inc. has a 12 month low of $38.46 and a 12 month high of $79.50. The stock has a market capitalization of $45.38 billion, a price-to-earnings ratio of 9.32, a PEG ratio of 1.45 and a beta of 1.39. The company has a debt-to-equity ratio of 0.49, a current ratio of 1.29 and a quick ratio of 1.29. The business has a fifty day moving average price of $46.63 and a 200 day moving average price of $54.53.

PayPal (NASDAQ:PYPL - Get Free Report) last released its earnings results on Tuesday, February 3rd. The credit services provider reported $1.23 EPS for the quarter, missing the consensus estimate of $1.29 by ($0.06). PayPal had a return on equity of 25.42% and a net margin of 15.77%.The company had revenue of $8.68 billion for the quarter, compared to analyst estimates of $8.82 billion. During the same period in the previous year, the firm earned $1.19 earnings per share. The company's revenue for the quarter was up 4.0% compared to the same quarter last year. Sell-side analysts expect that PayPal Holdings, Inc. will post 5.31 earnings per share for the current fiscal year.

PayPal Dividend Announcement

The firm also recently disclosed a quarterly dividend, which was paid on Wednesday, March 25th. Stockholders of record on Wednesday, March 4th were given a dividend of $0.14 per share. This represents a $0.56 annualized dividend and a dividend yield of 1.1%. The ex-dividend date of this dividend was Wednesday, March 4th. PayPal's dividend payout ratio is currently 10.35%.

About PayPal

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal's platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal's portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree's developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.

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